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Originally Posted by onebagtraveller
(Post 25560698)
I'm investigating credit cards for friends.
They have a preference for MC - so I was thinking of Alaska Air and maybe even Westjet World Elite. I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars? Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that. Any advice would be appreciated! IMO, depends on their usage If they don't fly much or redeem much, RBC WestJet isn't that useful MBNA Alaska - only get it for the AS miles The new CapitalOne Aspire may be interesting - 40K after 1st purchase, straight 2% redemption on Travel (allows partial redemption)..but $150/year fee though without annual 10K bonus
Originally Posted by flyer05
(Post 25560711)
I applied for both the MBNA Alaska Airlines card and the Best Western Rewards card and was approved for both. I was wondering, if a hard pull has generated, I should be able to see it on my credit report immediately upon requesting a new report after the applications, right? When applying for these two cards it seemed that the MBNA system had pre-approved me for a credit limit raise from an existing card I had with them, and so automatically approved me for the Alaska card. I then called in and asked for some of the new credit given to me to be reallocated to the Best Western card that I told them I was also applying for. They agreed to do this and I successfully received both cards. In this case is it possible that a hard pull wasn't generated at all?
You applied for 2 cards = most likely 2 pulls. so if you only got 1, you're already ahead :) |
Originally Posted by alexisonsmith
(Post 25560327)
Based on the BW *enhancements* I do not plan on signing up to this card. It will now be difficult to get real value out of this card....
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I'm trying to find the Best Western app with 40000 points/fyf. When I try the link at the top, it doesn't seem to connect and the one with MBNA is only 20000. Any thoughts? I would call in if I knew there was 40000 offer.
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Originally Posted by kay sedia
(Post 25563270)
I'm trying to find the Best Western app with 40000 points/fyf. When I try the link at the top, it doesn't seem to connect and the one with MBNA is only 20000. Any thoughts? I would call in if I knew there was 40000 offer.
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Originally Posted by alc
(Post 25563283)
I just try the link up top and it does send me to the 40K sign-up bonus, so might be your PC issue.
Went to apply online, then called in to see if they would just transfer some of my hefty Alaska cl, agent said no offered to do my app on the phone but said offer code was invalid, hung up when he put me hold and applied through link. Decision pending. |
Originally Posted by onebagtraveller
(Post 25560698)
I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars?
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that. Note on BMO World Elite -- from my experience the points are easy to use. Hotel and flight selection and prices are essentially the same as Expedia. Light years ahead of CIBC Aventura which had a very clumsy interface and very limited hotel selection and info, and sometimes pretty bad value. That said, neither BMO World Elite or CapOne Aspire are currently FYF and neither have a GCR cash back for application, but CapOne has the better welcome bonus: $400 worth vs. $300 for BMO... after the annual fee it's still $250 of free travel money for the cost of two hard pulls (IIRC CapOne pulls both EQ and TU). Other similar MC rewards cards are MBNA World Elite (FYF, same earn rate, 60$ GCR cash back, but small 10k bonus) and National Bank World Elite (FYF, lower earn rate except for purchases in foreign currencies, no GCR cash back, 20k bonus + 10k on second year, some extra perks). There's also the TD First Class Travel Visa Infinite (why only MC and not Visa?), earn rate is lesser than the others (except National Bank) but has $50 GCR cash back and a bonus worth $200 in travel. I would pick the CapOne Aspire despite the annual fee. |
We can't transfer amex points to alaska airmiles in Canada can we? I don't see it in the member transfer list in my online amex account. Is the only way to earn alaska miles with the alaska or spg credit cards?
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Originally Posted by wpgpoints
(Post 25569210)
We can't transfer amex points to alaska airmiles in Canada can we? I don't see it in the member transfer list in my online amex account. Is the only way to earn alaska miles with the alaska or spg credit cards?
Otherwise, correct for credit cards, yes. |
FYI:
Scotiabank just bought JP Morgan Chase Canadian credit card business. http://www.cbc.ca/news/business/scot...ions-1.3272534 This includes Marriott Visa. |
Originally Posted by imverge
(Post 25570937)
FYI:
Scotiabank just bought JP Morgan Chase Canadian credit card business. http://www.cbc.ca/news/business/scot...ions-1.3272534 This includes Marriott Visa. |
The press release only mentions Mastercard and private label card, and says nothing about Visas.
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Originally Posted by crimsona
(Post 25571085)
The press release only mentions Mastercard and private label card, and says nothing about Visas.
The credit card portfolio includes approximately $1.7 Billion in receivables and 2 million well-performing active customer accounts. The agreement also includes the acquisition of JPMorgan Chase's credit card operations in Canada. These operations include a highly-skilled bilingual call centre in Ottawa with fraud, collections, recovery and customer service expertise. |
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I guess we'll have to wait and see an official announcement from Chase Canada… ;)
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That would really suck if the only cards with no FX fee end up being killed by Scotia (if indeed they are taking over the Chase Visa portfolio as well)
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