I think the question was in Canada, though.

FYI just called to cancel my Aerogold infinite card and they waived the fee for the second year because I was transitioning to the TD version...

Good to know! I was planning to cancel, but I'll keep it if they waive the fee for another year! :)

Rocketmiles: 3,000 bonus Aeroplan miles
 

http://wp.streetwise.co/wp-content/u...38-298x168.png

I think this is a good promo:

Rocketmiles is a third party hotel booking site. Instead of trying to provide discounted hotel rates, they provide hotels at normal rates but increased alrline miles.
Current promo is 3,000 Aeroplan bonus miles on your first booking.

So if you're booking a simple 1-night hotel stay, you can earn 4,000 Aeroplan miles quite easily.

There's also a link from Aeroplan's website here.

Credit to rewards canada blog for pointing this one out.

Just a caution. While I like the idea of rocketmiles its in your best interest to do research in advance of booking to ensure you are getting the "normal rate". While this is the case some of the time, it certainly isn't all the time.

RocketMiles doesn't even list all the hotels
but if one can find "normal" rate or even better get reimbursed by work, go for it

T&C from my email

I was checking Rocketmiles for a destination I'm heading to soon, and as far as I can tell some hotels are only marginally pricier through that site while others are considerably more. Probably best to compare the Rocketmiles price against trivago,kayak etc. before booking.

That said, the 3K bonus makes it worth it (to me, at least) to pay a little bit more than the lowest possible price, as a 4 night stay could yield 7K AE points. OK if you're paying maybe an extra $10 a night relative to the other sites, but I wouldn't pay too much more than that.

Why would you keep it, when you can instead apply for the new card with the new welcome bonus and FYF?


Cheers

As posted on RFD, earn up to 25k switching chequing account to TD

http://www.tdcanadatrust.com/product...roplan-odp.jsp

As usual, NEW TD CUSTOMERS only

When in branch, they called marketing and said:

(1) You HAVE to have a TD Aeroplan CC
(2) 100% MUST BE TARGETED. A note is placed on your CC account if targeted...

I know the T&Cs don't say so, but that's what the bank said.

20,000 or 25,000 Aeroplan for opening a new TD account
 

Great posts!

My analysis of TD's offer

The reward is: 25,000 Aeroplan miles
The cost is: $0, but about $40 opportunity cost for tying up some funds for a while. I don't see any additional fees for overdraft protection.

Net value: about $210 worth of Aeroplan miles


What to do:
Get a TD Unlimited Chequing Account. Keep it open for a while, say 6 months. (I do not see any specific length of time the account must remain open. Closing the account earlier than that might cause them to flag you.) Complete 2 of these 3 things: Direct deposit, Pre-Authorized debit, Online Bill Payment.

Fee strategy:
This account requires either a minimum deposit at all times to avoid the monthly fee. Strategy: Go find $3,500 and deposit it in the account. No fees otherwise. I estimate the total opportunity cost of keeping that money in the account at $40.

My math:
You will not be earning (much) interest on the $3,500 that you are committing for, say, 6 or 7 months time. Since the interest would have been taxable, your lost value is about 2% x $3,500 x 1/2 year.

Where to apply:
Apply on-line instead of in-branch, as durberville says.

Deadline:
March 31 to get the account. May 19 to make the required transactions.

Credit score:
If you are prone to limit your credit applications, then consider applying for just the bank account, and skip the overdraft protection.


http://www.tdcanadatrust.com/product...roplan-odp.jsp

What makes you say that? I'd be more inclined to open and close the account within a month or two, as soon as I get the miles.


Cheers

There's a fee to close an account within the first ninety days

Just a note on the CIBC Aerogolds. Currently 20k Aeroplan bonus, FYF. I already have one and called to get another to separate out business expenses, no problem, promo still applies. In fact, the CSR told me I could apply for as many as I want and get the promo on each.

So if you have a need for multiple cards, might be worth considering.