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-   -   MilesBuzz: Canada (https://www.flyertalk.com/forum/milesbuzz/1466579-milesbuzz-canada.html)

crimsona Sep 27, 2015 2:23 pm

I've used the premium pass lounge at yyz upon arrival before

mahasamatman Sep 27, 2015 3:37 pm


Originally Posted by Vit007 (Post 25485511)
So Amex is not like TD where you can do a product switch?

I know specifically that they did not allow me or my wife to switch our Gold cards to Simply Cash.

JJonahJ Sep 27, 2015 6:59 pm


Originally Posted by Cerenity (Post 25485753)

Originally Posted by winebug (Post 25485721)
I have no idea, but am interested!

yes

i switched my first Aeroplan Infinite to TD Gold Rewards

Similar. Switched our deck of TD Aero Visas cards into Gold Select Visas, TD Drivers Rewards Visas, TD Cash Back MCs. All no fee cards.

jerryhung Sep 27, 2015 7:02 pm


Originally Posted by Vit007 (Post 25485468)
Hello,

I have a few questions:

1. I have American Express AeroplanPlus Gold Card that has annual fee coming up soon. I would like to switch it to American Express SimplyCash Card. WOuld that work? If not, what no-fee card do you suggest American Express AeroplanPlus Gold Card switching to? I would like to keep the relationship with Amex?

No switching with AMEX
Apply as new


Originally Posted by Vit007 (Post 25485468)
2. I am thinking about getting Amex Platinum which comes with Priority Pass+1 guest. Can I use this to enter the lounge after arrival? This is for travel with carry on only, obviously. Quote from Amex site: "For complimentary entry, simply present your Priority Pass membership card (which you will receive after you enroll) and a ticket valid for travel on that day on any airline, regardless of class of service."

I think so

Originally Posted by Vit007 (Post 25485468)
3. $200 Annual Travel Credit from Amex Platinum - can I use it to book flight for a family member (or anyone, really) using any website - e.g. expedia, airline, etc.

Yes

Originally Posted by Vit007 (Post 25485468)
4. I know that BMO had FYF for BMO World Elite MasterCard in the past. I could not find FYF now. How often does FYF come back and when was that last time they had it?

No idea, it ended 8/31, it's only once in lifetime also
and the $300 is hard to use for some

Originally Posted by Vit007 (Post 25485468)
5. Any personal experience with how long it takes from the application for BMO World Elite MasterCard till receiving Priority Pass membership card and passes? I do not need the passes till next year, so I can wait for FYF to come back, just want to know how much time I should leave before the intended use of the passes.

Quite quickly IME

Originally Posted by Vit007 (Post 25485468)
6. Does Chase allow a product switch from Marriott to Amazon card?

No

barneyg_ Sep 28, 2015 10:37 am


Originally Posted by Vit007 (Post 25485468)
5. Any personal experience with how long it takes from the application for BMO World Elite MasterCard till receiving Priority Pass membership card and passes? I do not need the passes till next year, so I can wait for FYF to come back, just want to know how much time I should leave before the intended use of the passes.

Once approved, you get a PP code with the BMO welcome letter. I don't know if there's any timeframe during which you need to use the code but I used mine about 2 months after I got the card, and received the actual PP card a few weeks later.

mikeycanuk Sep 28, 2015 10:55 am

Just applied and got approved for the 50,000 offer for the RBC BA card. Odd. I have a credit watch on my credit file from a $24,000 ripoff on a CIBC card many moons ago. Makes churning a little more work as there is no such thing as instant approval.

Wonder how RBC missed that?

Can you churn RBC cards?

grandgourmand Sep 28, 2015 11:22 am


Originally Posted by mikeycanuk (Post 25489149)
Just applied and got approved for the 50,000 offer for the RBC BA card. Odd. I have a credit watch on my credit file from a $24,000 ripoff on a CIBC card many moons ago. Makes churning a little more work as there is no such thing as instant approval.

Wonder how RBC missed that?

Can you churn RBC cards?

Yes you can. I had a FYF RBC Avion last year, before the annual fee, I called in to downgrade to the no annual fee RBC Rewards card. three months later, called and asked about getting the Avion card again (this time the Platinum). they suggested the Infinite...so I said yes. Paid the annual fee this time, though (but i look at it as buying AA points at a discount).

My strategy with the banks from now on will be to downgrade, then a few months later upgrade to the best public offer. Other than the points...you don't get a credit pull. TD looks like they'll have a few options.

Smiley90 Sep 28, 2015 11:26 am


Originally Posted by grandgourmand (Post 25489264)
Yes you can. I had a FYF RBC Avion last year, before the annual fee, I called in to downgrade to the no annual fee RBC Rewards card. three months later, called and asked about getting the Avion card again (this time the Platinum). they suggested the Infinite...so I said yes. Paid the annual fee this time, though (but i look at it as buying AA points at a discount).

My strategy with the banks from now on will be to downgrade, then a few months later upgrade to the best public offer. TD looks like they'll have a few options.

I second this strategy for TD and RBC. Dont know about CIBC as I've never used them.

mikeycanuk Sep 28, 2015 11:58 am

Data point: I could not upgrade from a basic TD gold card last month to the GCR offer. Not concerned about a credit pull. I simply cancelled the Gold and applied for the GCR offer in the same call.

Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.

zer0k1 Sep 28, 2015 11:59 am

Does RBC allow multiples of the same card at the same time?

Preacher7 Sep 28, 2015 12:59 pm


Originally Posted by mikeycanuk (Post 25489436)
Data point: I could not upgrade from a basic TD gold card last month to the GCR offer. Not concerned about a credit pull. I simply cancelled the Gold and applied for the GCR offer in the same call.

Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.

Wait for the next statement before you call on that missing 10K. One member of our churn team had the same thing happen to him, and they posted with the statement after he made the spend and got the first 15K.

montezume Sep 28, 2015 1:11 pm


Originally Posted by Preacher7 (Post 25489770)
Wait for the next statement before you call on that missing 10K. One member of our churn team had the same thing happen to him, and they posted with the statement after he made the spend and got the first 15K.

Same thing happened to me. Spent over 1k first statement, received bonus second statement. Bonus is even distinktion points!

ecgz88 Sep 28, 2015 7:56 pm

MBNA Best Western CC 40K points instead of 20K, though GCR link still only 20K points :confused:

http://blog.rewardscanada.ca/2015/09...-menus-on.html

https://apply.mbna.ca/applicationfor...8&locale=en_CA


with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians :mad: there's no new type of CC for 2-3? years?!

Is there any US website like GCR can get bonus for apply CC?

Smiley90 Sep 28, 2015 8:31 pm


Originally Posted by ecgz88 (Post 25491439)
MBNA Best Western CC 40K points instead of 20K, though GCR link still only 20K points :confused:

http://blog.rewardscanada.ca/2015/09...-menus-on.html

https://apply.mbna.ca/applicationfor...8&locale=en_CA


with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians :mad: there's no new type of CC for 2-3? years?!

Is there any US website like GCR can get bonus for apply CC?

Do you have a US credit history and residential address? You won't be able to apply to anything except the TD/RBC CC's otherwise. (and only TD has a US FFP card, for aeroplan)

Preacher7 Sep 29, 2015 6:45 am

The US has no equivalent to GCR.


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