Lanpass 40k Bonus Miles CC
Sep 24, 2012 | 6:34 pm
#1
Original Poster
Join Date: Jan 2007
Programs: Many
Posts: 339
Lanpass 40k Bonus Miles CC
I got an offer in the mail today, which I haven't seen discussed here before. it's for a Lanpass Visa Signature Card from USbank with the following provisions:
* Annual fee of $75 waived first year
* 20,000 miles with first purchase, plus 20,000 more with $2,000 spend within 120 days
* 20% discount on first LAN purchase each year
* 0% intro APR for 12 billing cycles
* 4000 bonus miles at renewal
* 3 upgrade coupons per year with spend of $15,000
I have a very lengthy confirmation number, so I assume this is targeted. It says I have until Nov. 30 to apply, so no hurry.
Reactions?
* Annual fee of $75 waived first year
* 20,000 miles with first purchase, plus 20,000 more with $2,000 spend within 120 days
* 20% discount on first LAN purchase each year
* 0% intro APR for 12 billing cycles
* 4000 bonus miles at renewal
* 3 upgrade coupons per year with spend of $15,000
I have a very lengthy confirmation number, so I assume this is targeted. It says I have until Nov. 30 to apply, so no hurry.
Reactions?
Sep 24, 2012 | 6:45 pm
#3
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Reaction: Where is mine? 
Not a bad offer. Just remember that US Bank doesn't like to see too many inquiries on your credit report. 40k LANpass kilometers also doesn't seem to go as far as I'd like (insert of course because a kilometer isn't as long as a mile joke here).
LAN Airlines international chart
LANpass chart for Oneworld and other airlines
Not a bad offer. Just remember that US Bank doesn't like to see too many inquiries on your credit report. 40k LANpass kilometers also doesn't seem to go as far as I'd like (insert of course because a kilometer isn't as long as a mile joke here
).LAN Airlines international chart
LANpass chart for Oneworld and other airlines
Sep 24, 2012 | 7:16 pm
#4
Original Poster
Join Date: Jan 2007
Programs: Many
Posts: 339
The offer says I'm pre-qualified unless there's been a substantial change in my credit history or I don't meet the income requirement of $6,000. I did get the Flexpass from US Bank a few weeks ago, and the Delta 70k Amex the other day, so I wonder if that would affect my credit history as they view it. Would waiting until late November make any difference in that? I'm fairly active in signing up for credit card bonuses in general, though not as many this year as last. The income requirement is not an issue.
Sep 24, 2012 | 7:29 pm
#5
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
$6000 annually or monthly? Just curious for my own behalf.
The Delta inquiry might affect it. It is tough to say, there isn't a lot of info on here or other forums about US Bank, and many of their policies seem strange. I'm not sure 40k LANpass miles would be worth an inquiry, but it is very unlikely that a better offer will come along (public offer is for 20k, no extra bonus for spend and no opening promo APR).
The Delta inquiry might affect it. It is tough to say, there isn't a lot of info on here or other forums about US Bank, and many of their policies seem strange. I'm not sure 40k LANpass miles would be worth an inquiry, but it is very unlikely that a better offer will come along (public offer is for 20k, no extra bonus for spend and no opening promo APR).
Sep 25, 2012 | 4:34 am
#8
Original Poster
Join Date: Jan 2007
Programs: Many
Posts: 339
$6000 annually or monthly? Just curious for my own behalf.
The Delta inquiry might affect it. It is tough to say, there isn't a lot of info on here or other forums about US Bank, and many of their policies seem strange. I'm not sure 40k LANpass miles would be worth an inquiry, but it is very unlikely that a better offer will come along (public offer is for 20k, no extra bonus for spend and no opening promo APR).
The Delta inquiry might affect it. It is tough to say, there isn't a lot of info on here or other forums about US Bank, and many of their policies seem strange. I'm not sure 40k LANpass miles would be worth an inquiry, but it is very unlikely that a better offer will come along (public offer is for 20k, no extra bonus for spend and no opening promo APR).
Sep 25, 2012 | 9:54 am
#9
Join Date: Oct 2008
Location: IND
Programs: DL, AA
Posts: 144
Reaction: Where is mine?
Not a bad offer. Just remember that US Bank doesn't like to see too many inquiries on your credit report. 40k LANpass kilometers also doesn't seem to go as far as I'd like (insert of course because a kilometer isn't as long as a mile joke here).
LAN Airlines international chart
LANpass chart for Oneworld and other airlines
Not a bad offer. Just remember that US Bank doesn't like to see too many inquiries on your credit report. 40k LANpass kilometers also doesn't seem to go as far as I'd like (insert of course because a kilometer isn't as long as a mile joke here
).LAN Airlines international chart
LANpass chart for Oneworld and other airlines
Last edited by carofly; Sep 25, 2012 at 8:59 pm Reason: typo
Sep 25, 2012 | 6:35 pm
#12
Join Date: Mar 2008
Programs: AAdvantage Gold, *Gold on UA, FlyingBlue Gold (matched), SPG Plat
Posts: 158
Seems that each leg is tallied up individually based on the redeemable kms, not total distance traveled. Makes OW awards via LAN pretty unappealing...