Which card to use...
#16
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
BTDT, free many, many times. Caribbean has been primarily AA, Hawaii primarily USAir and China depends on where you want to go and where you want to stop on the way in. I travel kettle-class as I tend to just sleep on my flights, but if you prefer to be part of the 1% you should research who has the best quality first and business class opportunities.
#17
Original Poster




Join Date: Dec 2011
Posts: 148
I think you are right. Years ago I had the AMEX Gold (personal not business). It used to have 2 points per USPS, but they stopped at some point. I didn't realize the business card has it! That is great! I probably spend over $3000/month on shipping. I am going to have to make some changes.
#18
Join Date: May 2011
Programs: As many as I can!
Posts: 344
I think you are right. Years ago I had the AMEX Gold (personal not business). It used to have 2 points per USPS, but they stopped at some point. I didn't realize the business card has it! That is great! I probably spend over $3000/month on shipping. I am going to have to make some changes.
The Business Gold had a 50K sign-up bonus, but that disappeared from November 28. There was even a 75K sign-up bonus for a day in November! The current sign-up bonus is ZERO points!

I'd suggest waiting until the sign-up bonus on the Business Gold card returns before applying. Assuming that you'd get $3,000 extra MR points a month on the Business Gold card you could wait for a few months until a better offer shows up and still break even:
1) 5 months for a 15,000 point sign-up offer (15,000/3,000)
2) ~8 months for a 25,000 point sign-up offer (25,000/3,000)
3) ~17 months for a 50,000 point sign-up offer (50,000/3,000)
Just continue accruing points on your AMEX SPG until a juicy sign-up offer for the AMEX Business Gold.
In the current environment of mega credit-card bonuses you really shouldn't sign-up for a credit card which offers NO sign-up bonus! Chase is competing aggressively and it is only a matter of time (in my opinion) before AMEX responds.
Good Luck!
Last edited by Million Mile Secrets; Dec 9, 2011 at 12:56 pm
#19
Original Poster




Join Date: Dec 2011
Posts: 148
I like your strategy. I am going to sit tight and wait for a juicy deal 
I might look into the Chase Preferred Sapphire to use for those non-AMEX charges. I am currently using a Chase Marriott. But, I like the flexibility of the Sapphire.

I might look into the Chase Preferred Sapphire to use for those non-AMEX charges. I am currently using a Chase Marriott. But, I like the flexibility of the Sapphire.
#20
Join Date: May 2011
Programs: As many as I can!
Posts: 344
That's a great idea!
The Chase Sapphire Preferred will let you transfer points to Marriott at a 1:1 ratio, but will also also give you double points on dining and travel which you wouldn't get with the Marriott credit card.
That plus the ability to transfer to select airlines (United, BA, & Korean) and hotels (Hyatt, Marriott, Priority Club) make the Chase Sapphire Preferred a better card than the Marriott for non-AMEX charges (assuming those charges were non-Marriott charges).
#21
Original Poster




Join Date: Dec 2011
Posts: 148
I have been reading a lot on here and on everyones blogs this week and it seems like everyone applies for multiple credit cards all at once to minimize the visibility on their credit report.
Do you think I should wait for an AMEX Business Gold award and then make a jump to several cards? Or can I slip in the sapphire now without much impact?
Dave
Do you think I should wait for an AMEX Business Gold award and then make a jump to several cards? Or can I slip in the sapphire now without much impact?
Dave
#23




Join Date: Nov 2011
Location: MEX
Posts: 1,030
IMO, I would reserve the AA cards for AA.com-related expenses only.
#24




Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,542
Virgin Atlantic & Amtrak
Virgin Atlantic because every dollar spent earns 1.5 miles and if you rent from Hertz or Avis every rental earns 1000 miles. VA miles are good on CO and US and they have attractive rewards on other partners. Of course there's the $90 annual fee....
Amtrak because it's a no-fee card from Chase earning one mile per dollar and the miles are transferrable to CO (you have to make a $200 Amtrak "purchase" which can be a refundable Amtrak ticket, and there's a limit of I think 20K miles per year to transfer). The Amtrak rewards themselves are outstanding too.
Virgin Atlantic often has a 50K opening bonus from BofA and Amtrak currently has a 32K opening bonus on this blog.
Amtrak because it's a no-fee card from Chase earning one mile per dollar and the miles are transferrable to CO (you have to make a $200 Amtrak "purchase" which can be a refundable Amtrak ticket, and there's a limit of I think 20K miles per year to transfer). The Amtrak rewards themselves are outstanding too.
Virgin Atlantic often has a 50K opening bonus from BofA and Amtrak currently has a 32K opening bonus on this blog.
Last edited by tassojunior; Dec 9, 2011 at 8:52 pm
#25
Join Date: May 2005
Posts: 83
Virgin Atlantic because every dollar spent earns 1.5 miles and if you rent from Hertz or Avis every rental earns 1000 miles. VA miles are good on CO and US and they have attractive rewards on other partners. Of course there's the $90 annual fee....
Amtrak because it's a no-fee card from Chase earning one mile per dollar and the miles are transferrable to CO (you have to make a $200 Amtrak "purchase" which can be a refundable Amtrak ticket, and there's a limit of I think 20K miles per year to transfer). The Amtrak rewards themselves are outstanding too.
Virgin Atlantic often has a 50K opening bonus from BofA and Amtrak currently has a 32K opening bonus on this blog.
Amtrak because it's a no-fee card from Chase earning one mile per dollar and the miles are transferrable to CO (you have to make a $200 Amtrak "purchase" which can be a refundable Amtrak ticket, and there's a limit of I think 20K miles per year to transfer). The Amtrak rewards themselves are outstanding too.
Virgin Atlantic often has a 50K opening bonus from BofA and Amtrak currently has a 32K opening bonus on this blog.

