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When do inquiries expire in Credit Report?

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When do inquiries expire in Credit Report?

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Old Jul 14, 2011 | 5:43 pm
  #1  
metoo
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When do inquiries expire in Credit Report?
I can't seem to find the answer even though I must have read it somewhere. Whenever you apply for a credit card, your credit report is pulled. How many months does the information show up for till it is cleared for inquiries?
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Old Jul 14, 2011 | 5:45 pm
  #2  
Kalboz
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24 months
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Old Jul 14, 2011 | 6:48 pm
  #3  
justinc848
 
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Originally Posted by Kalboz
24 months
+1

I've found that many banks only look at the last 6 - 12 month period for their decisions.

Lastly, there's a way to "bump" your inquiries off your credit report if you're concerned about it.
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Old Jul 14, 2011 | 6:51 pm
  #4  
chemist661
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Originally Posted by justinc848
+1

I've found that many banks only look at the last 6 - 12 month period for their decisions.

Lastly, there's a way to "bump" your inquiries off your credit report if you're concerned about it.
Check the credit thread on www.creditboards.com. Transunion seemed to be the easiest, then Equifax. Experian is about impossible to bump inquiries.
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Old Jul 14, 2011 | 8:19 pm
  #5  
metoo
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Thanks all.

How many credit card pull ups would be considered too much within the last 6 months?

All credit report pull ups was from Equifax only.
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Old Jul 15, 2011 | 12:05 pm
  #6  
Kalboz
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Originally Posted by justinc848
there's a way to "bump" your inquiries off your credit report if you're concerned about it.
Well ... c'mon out with it my good man show us the way!
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Old Jul 15, 2011 | 12:35 pm
  #7  
dchoe
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i believe transunion is no longer bumpable...
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Old Jul 15, 2011 | 1:03 pm
  #8  
philemer
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Continue on creditboards.com>
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