Big spending
#1
Original Poster




Join Date: Feb 2009
Posts: 17
Big spending
I am hoping for some help here, in the next several weeks I will be doing alot of spending
$14,500 roofing
$ 4,000 patio
$ 1,000 landscaping
$600-1200 average monthly expenses
I currently have:
capital one venture
just recieved the chase saphire
and Discovercard
just cancelled the chase continental card last week
Within the next week I will probably have to pay a deposit on the roof (5,000), and week after that the patio ($4,000) I will use the saphire on the patio to qualify for my 3k required spend. I will be able to pay off the entire balances so interest rate is not a concern.
Any ideas on what would be a good card to apply for with the spending I am about to do? Or should I just take the Capital one 2%?
My airport doesnt have American airlines, so that and British Air card dont seem to be beneficial. I didnt jump on the Amex 50k bonus because the Columbia grad school target, and not many peaople seem that successful on talking there way into a bigger bonus. I dont see anything else that my initial spend will be a big benefit. I have scanned the forums before asking, but hoping that there are other ideas that I just missed. As you can see I dont really have much oppertunity to wait for the next great deal. Thanks for any assistance.
$14,500 roofing
$ 4,000 patio
$ 1,000 landscaping
$600-1200 average monthly expenses
I currently have:
capital one venture
just recieved the chase saphire
and Discovercard
just cancelled the chase continental card last week
Within the next week I will probably have to pay a deposit on the roof (5,000), and week after that the patio ($4,000) I will use the saphire on the patio to qualify for my 3k required spend. I will be able to pay off the entire balances so interest rate is not a concern.
Any ideas on what would be a good card to apply for with the spending I am about to do? Or should I just take the Capital one 2%?
My airport doesnt have American airlines, so that and British Air card dont seem to be beneficial. I didnt jump on the Amex 50k bonus because the Columbia grad school target, and not many peaople seem that successful on talking there way into a bigger bonus. I dont see anything else that my initial spend will be a big benefit. I have scanned the forums before asking, but hoping that there are other ideas that I just missed. As you can see I dont really have much oppertunity to wait for the next great deal. Thanks for any assistance.
Last edited by mtimoney; May 24, 2011 at 8:24 pm Reason: spelling
#2
Join Date: Feb 2011
Posts: 67
I am hoping for some help here, in the next several weeks I will be doing alot of spending
$14,500 roofing
$ 4,000 patio
$ 1,000 landscaping
$600-1200 average monthly expenses
I currently have:
capital one venture
just recieved the chase saphire
and Discovercard
just cancelled the chase continental card last week
Within the next week I will probably have to pay a deposit on the roof (5,000), and week after that the patio ($4,000) I will use the saphire on the patio to qualify for my 3k required spend. I will be able to pay off the entire balances so interest rate is not a concern.
Any ideas on what would be a good card to apply for with the spending I am about to do? Or should I just take the Capital one 2%?
My airport doesnt have American airlines, so that and British Air card dont seem to be beneficial. I didnt jump on the Amex 50k bonus because the Columbia grad school target, and not many peaople seem that successful on talking there way into a bigger bonus. I dont see anything else that my initial spend will be a big benefit. I have scanned the forums before asking, but hoping that there are other ideas that I just missed. As you can see I dont really have much oppertunity to wait for the next great deal. Thanks for any assistance.
$14,500 roofing
$ 4,000 patio
$ 1,000 landscaping
$600-1200 average monthly expenses
I currently have:
capital one venture
just recieved the chase saphire
and Discovercard
just cancelled the chase continental card last week
Within the next week I will probably have to pay a deposit on the roof (5,000), and week after that the patio ($4,000) I will use the saphire on the patio to qualify for my 3k required spend. I will be able to pay off the entire balances so interest rate is not a concern.
Any ideas on what would be a good card to apply for with the spending I am about to do? Or should I just take the Capital one 2%?
My airport doesnt have American airlines, so that and British Air card dont seem to be beneficial. I didnt jump on the Amex 50k bonus because the Columbia grad school target, and not many peaople seem that successful on talking there way into a bigger bonus. I dont see anything else that my initial spend will be a big benefit. I have scanned the forums before asking, but hoping that there are other ideas that I just missed. As you can see I dont really have much oppertunity to wait for the next great deal. Thanks for any assistance.
#5


Join Date: Apr 2011
Location: ACC
Programs: AAdvantage, MIleagePlus, Skywards
Posts: 397
Citi promotions if you want AA miles.
With your spend, 200k miles (need 20k spend in first year split between 2 cards) and then use AARP card for the balance after the bonus miles requirement met on Citi cards. Just an idea if AA miles are of value or you are near lifetime status threshold.
With your spend, 200k miles (need 20k spend in first year split between 2 cards) and then use AARP card for the balance after the bonus miles requirement met on Citi cards. Just an idea if AA miles are of value or you are near lifetime status threshold.
#6




Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,585
#8


Join Date: Apr 2011
Location: ACC
Programs: AAdvantage, MIleagePlus, Skywards
Posts: 397
Yes, read the latest posts.
#10
Join Date: Apr 2011
Programs: Some.
Posts: 125
Citi promotions if you want AA miles.
With your spend, 200k miles (need 20k spend in first year split between 2 cards) and then use AARP card for the balance after the bonus miles requirement met on Citi cards. Just an idea if AA miles are of value or you are near lifetime status threshold.
With your spend, 200k miles (need 20k spend in first year split between 2 cards) and then use AARP card for the balance after the bonus miles requirement met on Citi cards. Just an idea if AA miles are of value or you are near lifetime status threshold.
#14


Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,860
Since this is FT and questions of saving money may be relegated to the desire to earn miles and if the OP decides against negotiating the price, perhaps his best option is the Starwood Amex. With the spending he's outlined, he should get the 25,000 bonus Starpoints currently offered (10,000 at first purchase, 15,000 more with $15k spending, which seems to be his remaining budget after spending the initial $3K on the Chase card) plus he would earn at least 15,000 more Starpoints based on his spending. Even if he does not want to use these points at SPG properties, that's 40,000 Starpoints which, with the 5000 point bonus for 20,000 point transfers, would convert to 50,000 airline miles on Delta or US Airways (which could then be used for Star Alliance flights).

