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Old Mar 4, 2011 | 8:59 am
  #1  
Original Poster
 
Join Date: Dec 2010
Location: CHA
Programs: DL GM, Marriott Gold, HHonors Gold, Priority Plat, Nat'l Exec
Posts: 233
CC Advice

Unfortunately, for many years I clung to some old credit cards that aren't really worth that much in rewards... It's only recently that I discovered the value of travel-related cards (especially after discovering FT)....

Here's what I've got:
  • DL Platinum AMEX (New 12/2010)
  • AAdvantage Platinum VISA (New 01/2011)
  • GM Platinum Mastercard (on the Old program with no caps, if you're familiar with it)
  • HHonors AMEX
  • Discover Platinum
  • Credit Union Platinum VISA (low interest rate/merchandise points)

I obtained all the cards that aren't marked "new" in the 1990's. Other than buying cars and houses, haven't touched my credit since I got the HHonors AMEX. Considering cancelling the GM Mastercard for something else... anyone got any suggestions on other cards to look into?

Guess I should further state that from my preferred home airport, CHA, I can fly DL, AA, and US. The rest of them don't fly here.

Last edited by TheBisch; Mar 4, 2011 at 9:01 am Reason: Additional Info.
TheBisch is offline  
Old Mar 4, 2011 | 9:26 am
  #2  
 
Join Date: Feb 2005
Location: PHF,ORF
Programs: AA Gold, MR Plat
Posts: 467
First, I would say don't cancel your mastercard. If you've had that card for 10+ years it will help keep the average age of your accounts higher which is good for your credit score. The card isn't hurting you at all by keeping it.

A card to apply for right now would be the Continental Mastercard. There is a 50k bonus right now and there is a large thread somewhere around here about it. CO doesn't fly to your home airport, but you can redeem their miles for travel on US.
inagaddadavida is offline  
Old Mar 4, 2011 | 9:41 am
  #3  
Original Poster
 
Join Date: Dec 2010
Location: CHA
Programs: DL GM, Marriott Gold, HHonors Gold, Priority Plat, Nat'l Exec
Posts: 233
Originally Posted by inagaddadavida
First, I would say don't cancel your mastercard. If you've had that card for 10+ years it will help keep the average age of your accounts higher which is good for your credit score. The card isn't hurting you at all by keeping it.
Yeah, I guess that's a good point as well... I pay all my cards on-time (most of them paid off each month)... rarely carry high balances, and when I bought my house last year, my credit score was 814.

I also have two "Store Cards"... a Home Depot card I applied for about 7 years ago when I had to replace the roof on my old house, and a GE Money Bank/Rooms To Go card, I currently carry a balance on (Zero percent interest until 2014 was hard to resist). I haven't used the Home Depot card since I paid off the roof (that was also a zero interest deal for a certain length of time) about six years ago. Should I consider dropping it, or since it has some "age" should I keep that open?

BTW - In case you can't tell, I recently pulled my credit report to see what's still open and what's on my report.
TheBisch is offline  


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