Advice for large purchases [Consolidated]
Sep 21, 2011 | 7:32 pm
#17
Join Date: Sep 2010
Posts: 15
CC spend for the folks with stuff
Ok, life has been good. My wife and I have most of the toys already... as far as most mid-income Americans enjoy. We still have a mortgage, but not a lot of other stuff we want to buy... or really need. Where do I do my spend? Is it ok to pay taxes on your card and not get hit as a cash advance?
Sep 21, 2011 | 8:58 pm
#19
Join Date: Apr 2011
Posts: 366
Ok, life has been good. My wife and I have most of the toys already... as far as most mid-income Americans enjoy. We still have a mortgage, but not a lot of other stuff we want to buy... or really need. Where do I do my spend? Is it ok to pay taxes on your card and not get hit as a cash advance?
Sep 21, 2011 | 10:11 pm
#21
Join Date: May 2011
Posts: 669
I also have problems with some of these minimum spends, especially the $5,000 or $10,000 ones like the Amex SPG or Chase United Explorer.
I do plan on paying my taxes with a CC, even with the 2-3% hit it's still worthwhile to meet minimum spends.
I do plan on paying my taxes with a CC, even with the 2-3% hit it's still worthwhile to meet minimum spends.
Sep 21, 2011 | 11:03 pm
#22
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Sep 22, 2011 | 6:40 am
#25
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
My long lost and recently discovered uncle in Nigeria writes you can send your credit card numbers to him and he will solve all your spending needs. And he has $1 million dollars he can deposit in your account if you give him all your bank numbers. I forgot his email address but I am sure he will write me again...
Sep 22, 2011 | 8:29 am
#26
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,684
Sep 22, 2011 | 9:48 am
#27
Join Date: Sep 2011
Posts: 39
My long lost and recently discovered uncle in Nigeria writes you can send your credit card numbers to him and he will solve all your spending needs. And he has $1 million dollars he can deposit in your account if you give him all your bank numbers. I forgot his email address but I am sure he will write me again...
Sep 22, 2011 | 9:01 pm
#28
Join Date: Dec 2008
Posts: 75
what credit card to use for $6000 in expenses this weekend?
Hello everyone. This weekend I am going to have to charge $6000 for a birthday party for myself. I could:
- use my AA Visa, which is offering a 50% bonus through Nov. 30th
- use my Diners Club/Master Card, which offers a great deal of flexibility
- use my Hilton HHonors Visa (I've been trying to get to $20,000 for Gold status, and probably won't make it without these charges)
- use my BA Visa (but I already have over 100,000 miles thanks to the bonus promotion and no plans to use them)
- use my Marriott Visa (but just Marriott points alone don't seem to outweigh these other options).
Advice? Judy
- use my AA Visa, which is offering a 50% bonus through Nov. 30th
- use my Diners Club/Master Card, which offers a great deal of flexibility
- use my Hilton HHonors Visa (I've been trying to get to $20,000 for Gold status, and probably won't make it without these charges)
- use my BA Visa (but I already have over 100,000 miles thanks to the bonus promotion and no plans to use them)
- use my Marriott Visa (but just Marriott points alone don't seem to outweigh these other options).
Advice? Judy
Sep 22, 2011 | 9:10 pm
#29
Join Date: Jun 2010
Location: NYC
Programs: SPG Plat, Emerald Exec., PC Plat, AA, CO, DL, UBS Charter Card, Palladium Card, Amex Plat
Posts: 1,694
Sep 22, 2011 | 9:16 pm
#30
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Its' important to control expenditure, and ensure that any spend is paid for in full at the end of the month.. otherwise, yes you get miles, but revolving credit interest will eat the cardholder alive..