Effects of Being an "Authorized User" on Card Sign-ups
Dec 29, 2010 | 2:34 pm
#16
Join Date: Dec 2009
Location: WAS
Posts: 141
Dec 29, 2010 | 3:35 pm
#17
Join Date: Feb 2010
Location: DFW
Posts: 192
Dec 31, 2010 | 5:26 am
#18
Join Date: Apr 2009
Location: SMF
Posts: 1,268
Someone recently posted a link to an article that pertained to creditors and how they don't need your SSN. Between the reams of data including your name, DOB, current and previous addresses plus other random bits of info it's a simple task to find a person. The point was that you aren't off the hook from a bill collector just because they don't have your magic 9 digit number.
Dec 31, 2010 | 8:35 am
#19
Join Date: Aug 2010
Posts: 635
I suppose the could, but could then get in trouble. I believe the terms say the authorized user needs to agree to have a card.
Dec 31, 2010 | 3:06 pm
#20
Join Date: Feb 2010
Location: DFW
Posts: 192
And still the full responsibilty for the card goes to the primary card holder not the authorized user so if authorized user run up the card then primary user is responsible for paying that card not the authorized user. I dont see any benefit in adding the user without their consent.
Jan 8, 2011 | 1:46 pm
#21
Join Date: Feb 2005
Location: LAX-TPE-LAX
Programs: No more status...just doing my best in burning my points/miles.
Posts: 2,021
Really? I've signed up for additional cards for my parents. I know I have full responsibility for the account, but they've never really "consented" to the account as they never game me their ssn.