Is it Possible to Downgrade SPG to Fee-Free, or Move Credit Line to Other AMEX Card?
Oct 23, 2018, 8:39 pm
#1
Original Poster
Join Date: Dec 2014
Location: SAN
Programs: AA, SPG, UR, MR
Posts: 181
Is it Possible to Downgrade SPG to Fee-Free, or Move Credit Line to Other AMEX Card?
I have about $40k in credit line between a Personal SPG and a Business SPG card, and after the SPG program change I wanted to cancel both SPG cards, or at least get a version where I don't pay the annual fee.
What's the best option?
I was thinking of transferring as much credit as I can to my AMEX Everyday card, and cancelling the 2 SPG cards.
Is that the best way to do it?
What's the best option?
I was thinking of transferring as much credit as I can to my AMEX Everyday card, and cancelling the 2 SPG cards.
Is that the best way to do it?
Oct 23, 2018, 10:04 pm
#2
Join Date: Apr 2014
Programs: DL Gold, UA nothing (ex-GS), Marriott lifetime Plat, Hyatt Globalist
Posts: 920
You should call and ask but don’t believe Amex will let you product change to a non-SPG Amex, and there is no fee free SPG Amex. I think you can transfer your entire credit line at the time of cancellation. You might ask if there are any retention offers before you cancel.