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Annual fee retention bonus for Starwood Amex Card (Pre-May, 2019)

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Old Sep 12, 2014, 8:20 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: MDtR-Chicago
Direct Retention number is following.... 1-800-452-3945 (better success in getting a bonus points)

SPG Personal
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9/12 - 3K points offered with no spending-rubu
9/14 - 7k points $110k annual spend
10/3/14 - 7k points $40k spend
10/6 - $50 statement credit (had $27k of YTD spend)
10/8/14 - 3K points or $25 with very little spend. Took points.
10/27/14 no offer except to close.
10/28/14 - 3K points to keep open ($24k spend)
1/15 - 7k points. This in addition to the 7k points I recived in Aug, so 14k points within 5months. Just asked.
1/27/15 - 7k points or $50 statement credit (~$30k spend)
2/8/15 - 7k points or $50 statement credit
2/10/15- 1k points + 500 if I charge $1000 in next month. Canceled.
2/11/15 - 7k points (~$60k spend)
2/15/15 - 3k points ($20k spend)
2/23/15 - 1K points + 500 if I charge $1000 in next month
2/24/15 - 7k points or $50 statement credit (~$90k spend)
3/6/15 - 3k points
3/12/15 - 3k points...yawn. Might cancel
3/16/15- 7k points or $100 statement credit (over $300K spend)
4/3/15 - 1.5k points or $50 statement credit (less than $2k spent YTD)
5/1/15 - no offer
5/2/15 - $100 statement credit or 7K points. ~50K spend.
5/4/15 - 3k points (>100k spend)
5/5/15 - $50 or 100 points with 1K points w/ $1K spend... lol no thx ($65K spent last year)
5/11/15 - $50 or 500 points + 1K points w/ $1K spend (~$90k spend)
5/26/15 - $50 or 500 points + 1K points w/ $1K spend in 90 days (~$30k spend)
5/30/15 - $100 statement credit or 7K points. ~10K spend. Took $100.
6/16/15 - Nada. Was told that an offer is only given every other year. I got 7K last year. (~40k spend)
7/8/15 - $10+K spend last year, offers $25 credit or 500 points + 1K points w/ $1k spend. Will HUCA.
7/13/15 - $9K spend in 1st year; offered and took 7K points, still at $65 AF for the year ahead.
8/20/15 - Offered 10K points or $100...chose the points. 250K annual spend.
9/3/15- Offered 7K points or $50 credit, accepted credit, 30K annual spend
9/26/15 - Offered 10K points took it; 3rd year card member; ~40K spend, 3K retention offers previous years
10/17/15 - Offered 10k points or $100. Chose the points. ~30-40k spend. Have had the card for 3 yrs, first time asking for retention. 15yr amex customer.
1/10/16 - Offered 500 points for $1k spend or $25 credit. Took $25 credit. 12 year amex customer, 1st year of SPG card.
2/1/16 - Offered 10k points to keep the card open, no minimum spending requirements ^ $11000 YTD spending in 2015. Accepted 7k points for retention in Oct 2014.
2/18/16 Offered 10k points to keep the card open, no minimum spending requirements. $100k spending in 2015
3/22/16 - Offered $25. $5k spend last year. Did not accept.
4/3/16 - Offered $25 or 7K points. $25K spend last year. Took points. Same as last year as well
5/25/16 - Offered $25 without any spend, or 1.5k points after $1k spend. Took the $25. About $13k of spend in the last year, but only $900 2016 year to date.
6/14 - offered 500 points now and another 1000 after $1k spend. Took the offer. $5k spend last year.
6/14/2016 - Offered $25 or 500 SPG points. Asked for Supervisor - Increased offer to $25 plus 3,000 SPG points with no addl. spend.
6/22/16 - Offered $25 or 1500 points (500 immediate + 1000 additional after spending $1K on the card). Didn't want to deal with supervisor so just took the $25. ~$20K spend on the card in 2015
7/4/16 - Called in January and offered nothing. Called again in July offered 7,000 SPG points on $125k spend
7/7/16- Offered $100 or 10000 points on 140K spend. Took the points.
7/13/16 - Offered $50 or 7,000 SPG points, took the points.
8/3/16 - Offered $50 or 7,000 SPG points on 50K spend, took the points.
8/14/16 - nothing on first call; second call offered 2000 SPG points.
8/16/16 - Offered $50 or 7,000 SPG points, $48K spend, took the points.
8/17/2016- 15 yr customer with typical balances ranging from 20-30K, this year about 7K to date. "Nothing to offer you on yr account" Cancelled
8/25/2016 - No offer. Had card for one year, $3.5k spend.
8/29/16 - 3rd year of the card. $25 credit or 500 Starpoints now and 1000 points after $1k spend in 90 days. Took the points offer and kept the card.
9/7/16 - since 2006, $30-40K spend. $95 annual fee. Offered $100 credit. Took it.
10/17/16 - Roughly $15K annual spend for several years. $95 annual fee. Offered $50 credit or 7K SPG points. Took the points.
10/14/16 - $50k annual spend. $95 fee, offered $100 or 7K SPG points. Took the points
10/27/16 - $10K annual spend. With much difficulty, was eventually offered 1500 pts for spending $1000 in 3 mths. (Had been offered 1000 pts by the Indian call centre a few weeks ago which I was dissatisfied with.)
11/03/16 - $200k spend (MS) - $95 fee. Originally offered $50 but didn't jump on it. Offered $100. Took the money.
12/10/16 - third time calling, offered same deal of either 25 towards fee or 1500 SPG points - 500 now, 1k after spending 1k in 3 months. Took the points option. 20k spend YTD, had retention offer 2 years ago
12/23/2016: ~2.5k spend YTD (mostly AMEX Offers). Offers were $25 or 500 pts now and 1k pts after $1k spend in 3 months. The AF was charged several months ago.
1/22/17- $15K spend. Called retention and offered either $80 statement credit or 7,000 SPG points. Took 2nd option. Amex member since 2012.
4/22/17 - ~60K spend. $100 statement credit or 10K SPG points. Took the points.
4/23/2017 - 10K spend. Called the retention number and they offered 100 or 10K. I took 10K and many thx to all of u here!
5/3/2017 - 53k spend. Offered 10K points and took it
5/11/17 - $100 statement credit or 10k points. Took the points.
5/18/2017 ~30000 spend, offered 100 statement credit or 10000 points
5/18/17 - Nada, $0, zilch for an offer. ~$4k spend in past year and first anniversary.
5/22/17 - ~30k Spend. Offered $100 Statement Credit or 10k Points. Took the Points
6/08/2017 - $15k spend annually and was offered either $100 statement credit or 10k points. Took the points
6/13/2017 - Had card for 14 years. Low spend due to using Chase Reserve. No offers told me pay or cancel. No product change available. UPDATE: Called for past 2 days. Nada. Cancelled. bye bye AmEx, Hello CSR.
6/30/2017 - First anniversary, little spend on the card but a significant portfolio of Amex cards. 10k points.
7/14/17 - spent 20k, got 7k points with $1500 spend in 3 months required. Accepted. Last year got nada but had spent very little.
7/21/17 - Spouse's card; <$3,000 spend in 3rd year; she called in to cancel, they offered $100 credit (no strings); she is keeping the card
8/24/17 - Little spend, usually on Amex offers only. Most spend goes to Biz version. No offers available. Kept the card since I make up for the AF on Amex offers.
9/16/2017 - $20K per year; $50 credit or 10,000 points for $2K spend in 3 months - took latter
9/16/2017 - $6k/yr. 7 yrs holding card. $100 credit no strings. Accepted. Calendar reminder set to cancel next year.
9/18/2017 30 year Amex history, $34K spend, offered and took $95 credit
10/1/2017 13 years with this card, min annual spend for last 2 years, no offer so moved cl to DL Plat AMEX and closed SPG.
10/3/2017 12 year amex history, probably 6 with SPG card, $15-20K annual spend. Annual fee hit account back in June but forgot to call until today. Offered 7K bonus points for $1000 in spend over 90 days. Accepted
10/10/2017 Offered 10K SPG points for $3k spend over 3 months. Offer accepted!
10/13/2017 Offered 10K SPG points for $3k spend over 3 months. Original offer by SPG and Accepted. Took me less than 5 minutes.
10/26/17 Offered $100 credit for $2500 spend in next three months and declined! Fee isn't until early January so didn't have much leverage. Said if you offer me a point deal I'd commit to the spend, but no dice. Will call back when annual fee hits.
12/22/17 30-year member. $10k spend. Offered $100 credit for $2k spend in 3 months or 10k SPG points for $3k spend in 3 months.
1/17/18: Personal Card. Offered 7000 SPG points for $1,500 spend in 3 months. Took offer.
2/23/2018: 7k points for 1k spend in 90 days. 7.5k annual spend
3/27/2018: 7k points for 1k spend in 90 days. Took offer.
3/30/2018: no retention offer. Got 10k last year, minimal spend since then. Would not allow product change.
4/13/2018: 7k points for $1.5k spend in 3 months
4/20/2018: 7k points for $1k Spend in 1 month. Accepted.
4/26/2018: 7k points for $500 spend in 1 month. Accepted.
4/28/2018: 10k points for $1k spend in 1 month. Accepted.
5/1/2018: 40$ to offset annual fee. Accepted
5/6/2018: 7k points for $500 spend in 1 month. Rejected.
5/9/2018: 7K points for $500 spend in 1 month. Accepted. ($15K spend in 2017)
5/22/2018: 7k points for $500 spend in 1 month. Accepted. First renewal, ~$6k on card over first year, no activity for 4 months.
6/8/2018: 7k points for $500 spend in 1 month. Accepted.
7/25/18: $100 statement credit after $2500 spend in 3 months. Accepted.
7/30/18: $75 statement credit after $2000 spend in 3 months. Accepted.
8/24/18: Offered $100 statement credit after $2500 spend or 30k points after $3000 spend in 3 months. Took the points.
9/4/18: 20k points for $2k in 3mo offer Received and accepted.
9/6/18: $75 statement credit or 20K points after $2K spend, took the points.
9/20/18: $95 fee waived, no other offers - accepted
1/31/19: $75 statement credit or 20K points after $2K spend, took the points.
2/1/19 No offer, not even Af waiver for the first time since I've had the card.
4/3/19: No offer
4/3/19: 20K points after $2K spend. A nice deal. Card remained open after taking the points.
5/1/2019: 20K points after $2K spend. A nice deal. Card remained open after taking the points.
5/18/2019: 20k points after $2k spend in 3 months

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SPG Business
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1/19/2015 - $100 Statement credit (didn't ask if points were available) $14k spend
8/6/2015 - $9K spend in 1st year; offered and accepted $50 statement credit.
8/24/2015 - $30k annual spend. 2nd anniversary. Offered 10k points, statement credit was not an option available to me. Took the points.
9/8/2015 - $51k annual spend. 2nd anniversary. No offers at all. I did get a $50 statement credit last year though.
09/20/2015 - $50 statement credit (on $65 card)
9/22/2015- $100 Statement credit. Didn't ask about points. 6K Spend.
9/25/2015 - $5k spend in the first year. No offers. I cancelled.
10/2/2015 - $35K annual spend. 2nd anniversary. Offered $100 statement credit.
10/6/2015 - $8k spend over last 12 months, much of it at Target for Redcard reloads. Offered and accepted $100 statement credit. More details here.
11/30/2015: $15k spend in past year, offered $100 statement credit. Accepted. My AF was a couple months ago and was told there were no offers when I called initially.
12/14/2015 - $100 Statement Credit. $15k spend since 2014 AF, but $0 spend since 9/14/15 when AF hit (90 days ago). I asked how much prorated fee if I cancelled. He said "$71, or I can just give you $100".
6/10/16: No offer. Less than $2k spend in past year.
7/19/16: No offer on first call but $25 statement credit after HUCA. Only 3k in spend in last 12 months. Accepted offer.
8/14/16: no offer on 2 calls. $3000 spend in the last year.
8/28/16: Offered $25 on first call, bringing fee down to $40. Keeping card.
10/10/16: Offered $25 first call by calling # above. Accepted
10/16/16 - Offered $25 first call, same offer HUCA two weeks later. $20k spend YTD. Accepted. (Received $100 offer in 2015 for $14k spend)
10/3116: seldom use this card-was NOT offered any bonus to keep card
11/3/16 - No offer. $135k spend. I'll wait a couple of weeks and try again.
12/10/16: No offer... $60k spend. $95 annual fee was just posted. said they offered me $100 last year, nothing to offer now. will try again in the near future. called again (03/05/2017), spent 70k in 2017 so far, still no offer
1/19/17: No offer after multiple tries. Approx. $10K spend. Closed card
2/8/17 Had card replaced due to fraud January, $35K spend 2016, Fee due March, called about another matter and offered $95 credit and 6K points.
2/28/17: Called twice after $95 fee posted for SPG Biz card. $120k spend in 2016. After several years of getting offers, none were forthcoming. Card closed.
3/5/17: Called retention no in wiki after 2 unsuccessful attempts on regular no. Offered $25 credit and I took it. Had not charged anything the whole year but used Club lounge access many times with family.
4/13/17: first renewal, fee posted - 6k spend prior 12mo - retention line in wiki called - $25 credit offered, closed
4/22/17 - ~10K spend. Called 3x over a couple of weeks, no offers.
5/22/17 - ~20k Spend. Offered $25 Statement Credit. Closed account.
7/21/17 - ~$10k spend. No offers, keeping card since I have the $65 AF still.
7/21/17 - ~$150k spend. Took $50 credit.
8/23/17 - ~$30k spend. Offered $25 credit off of $65 AF. Accepted.
8/30/17: Virtually no spend. No offers. Kept card because of the lounge access benefit.
10/2/17- ~10k Spend. Offered $25 Statement Credit.
10/14/17 - $30K+ spend. No offers. Rep mentioned $25 credit in 2016 is the reason. Canceled card.
10/23/17: Second annual fee posted October 1; paid first year AF in 2016 without requesting a retention offer; ~$10K spend; received $25 statement credit offer; no points offers available
12/22/17 - ~10k Spend. Offered $25 Statement Credit. Rep mentioned no points offer avail, only the $25 statement credit.
4/13/17 - Basically no spend other than what was needed on card open. Overall AmEx member for 18 years, but this card for only one. Offered 10k points for no spend. Took it.
3/13/2018: Offered 10,000 SPG points & accepted. Pts will be posted in 8-12 weeks. Didn't ask for further offers. Card since 2013. $80k spending in 2017, annual fee was charged in September. Last yr received $95 credit.
4/12/2018: 2nd call. Offered 5K SPG points, no minimum spend. No further offers. Accepted. ~20K spend in 2017. Last year no offers, multiple calls.
4/18/2018: AF posted 4/17. 1st call no offer, ~100K spend in first year.
4/26/2018. AF just posted. Essentially no spend over last year. Offered 10K points with no spending requirement. Accepted.
4/27/2018: AF posted 4/26. $8k spend in past year. No offer on first call 4/27. Plan to call again in 2 and 4 weeks (then cancel); will update wiki with results.
4/28/2018: AF Posted 4/13. Minimal spend beyond what was needed to get new account bonus. No offer, card cancelled.
4/28/2018: AF date in Aug; ~40k annual spend (all SPG hotels); offered 5k starpoints + another 5k after 2k in spend within 30 days (Total 10K for 2k spend); accepted, will re-evaluate in Aug
4/28/20218: AF posted 4/17. just called...no offer, closed the card to free up one Amex slot for applying for other cards.
4/30/2018: 10k no requirements
4/30/2018: AF posted 4/20/18, first renewal. Spent $43K in last 12 months. No offer.
5/4/2018 First renewal, minimum spend, no offer.
8/2/2018: AF posted 7/16, ~$10k spend past year, no offer.
8/3/2018: AF posted in July, offered 20,000 starpoints for $2000 in spend in 3 months.
10/11/18: AF posted 9/16, pays today (10/11). Spent $793 YTD in 2018. No offer. Closed card. Had been open for 5 years.
10/12/18: AF in January, Offered 10k immediately with a further 20k points after spending $6,000. Kept card open.
12/18/18: AF in any day now. Called twice and each time was offered nothing.
1/11/19: AF on Dec 26, called and nothing was offered, closed the card.
5/18/2019: 5k points now plus 10k points after $1k spend in 3 months
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Annual fee retention bonus for Starwood Amex Card (Pre-May, 2019)

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Old Jul 27, 2015, 6:27 pm
  #676  
 
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
Originally Posted by uncommonsensical
over $700,000 in charges the past 12 months. retention offer: zero. he was more than happy to cancel my card. ummm, ok.

when my statement closes and points hit my spg account i'll call, and if it's the same, i'll cancel. i have 7 figures of spg points and should be working the category and 2% cash cards harder anyway. if amex is stupid enough to let >$14k/yr in interchange fees walk over $65, then i'll let them.
wow. was coming up on my 60 day grace period and called back, asked for a supervisor. had to endure this woman lying to me telling me over and over again that retention NEVER gives starpoints- that only spg can and that i should contact them. and a statement credit isn't possible. i asked if there was anything she could offer me and she said no.

$14,000+ in fees earned on me in the trailing 12 months, and she wouldn't part with a single starpoint to retain me. like i said, i have 7 figures of starpoints and, in light of being lied to/treated like i'm an idiot... buh bye. i'm going to write a letter to the executive offices to make them aware that their cracker jack retention supervisor let $700k in spend a year walk over $65.

given devaluations and difficulty using rewards across many programs, i have shifted most of my spend to 2% cards.
uncommonsensical is offline  
Old Jul 27, 2015, 7:56 pm
  #677  
 
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
Originally Posted by uncommonsensical
wow. was coming up on my 60 day grace period and called back, asked for a supervisor. had to endure this woman lying to me telling me over and over again that retention NEVER gives starpoints- that only spg can and that i should contact them. and a statement credit isn't possible. i asked if there was anything she could offer me and she said no.

$14,000+ in fees earned on me in the trailing 12 months, and she wouldn't part with a single starpoint to retain me. like i said, i have 7 figures of starpoints and, in light of being lied to/treated like i'm an idiot... buh bye. i'm going to write a letter to the executive offices to make them aware that their cracker jack retention supervisor let $700k in spend a year walk over $65.

given devaluations and difficulty using rewards across many programs, i have shifted most of my spend to 2% cards.
I have to say thats very uncommonsensical... seriously... 1st If I was the person in charge I would have definately tried to keep you as my customer. 2nd I am pretty sure you dont mind paying $65 a year for a CC... I pay for all of my annual fee cards and I spend much more less than that, but they provide value. However I have not had such bad experience with a rep
lotrbfme is offline  
Old Jul 27, 2015, 8:08 pm
  #678  
 
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
Originally Posted by lotrbfme
I have to say thats very uncommonsensical... seriously... 1st If I was the person in charge I would have definately tried to keep you as my customer. 2nd I am pretty sure you dont mind paying $65 a year for a CC... I pay for all of my annual fee cards and I spend much more less than that, but they provide value. However I have not had such bad experience with a rep
yeah, 2 calls where they really expressed zero interest in retaining me- just pissed me off. it's a business card, so not reported- ergo, no hit to my average age of accounts. bottom line- over 1.1mm starpoints and, even though i value them highly (~2.8 cpp), it would be nice to have the net cash from the past year of about $10,500 in my bank account instead.
uncommonsensical is offline  
Old Jul 28, 2015, 8:54 am
  #679  
 
Join Date: May 2012
Location: HNL
Programs: AS MVPG, HA Plat
Posts: 1,268
Got $100 statement credit a few days ago. Second anniversary, paid fee last year, around $25K spend/year. Happy to have the flexibility for another year but keeping card in the sock drawer for now and working CSP and EDP.
WrightHI is offline  
Old Jul 28, 2015, 7:26 pm
  #680  
FlyerTalk Evangelist
Hilton Contributor Badge
 
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,795
I'm now leaning toward cancelling my Biz card before my 60 days is up. I called and like most biz card people who have posted, the rep said there were no offers and nothing she could do. I have about $11k in spend over the past year. I suppose I'm better off cancelling and getting it again in the future. I don't need it for Gold status as I get that through Amex Platinum, and my travel patterns have been taking me mostly to Hiltons for the past year or two. I also have enough other cards to put spend on....
krazykanuck is offline  
Old Jul 31, 2015, 2:01 pm
  #681  
FlyerTalk Evangelist
 
Join Date: Apr 2003
Location: PHL (and sometimes BKK)
Programs: aa/ua gold; mar titanium. SPG till I die.
Posts: 15,648
offered the 1000/$1k spend + 500 pts offer or $25. Spent about ~20k or so in the last 12 monnths plus I just paid the $65 AF in June. I took the points since I can use them and frankly, don't think I'd remember to call them in a few weeks to see if I got a better offer.
civicmon is offline  
Old Aug 5, 2015, 2:24 pm
  #682  
 
Join Date: Jun 2012
Posts: 30
was offered the 500 + 1000/$1k spend

I don't think it's worth the $95 annual fee though
DreamingOfPoints is offline  
Old Aug 6, 2015, 7:29 am
  #683  
 
Join Date: May 2011
Location: MYR
Programs: spirit elite, MRgold Hilton Gold
Posts: 454
If canceling to avoid the new $95 fee when is the best time to do so? How does it work with points they currently owe you?
beachbrew is offline  
Old Aug 7, 2015, 10:24 am
  #684  
 
Join Date: Oct 2004
Programs: UA 1K, SPG Platinum
Posts: 1
~$60k annual spend. reinforced new benefits coming Tuesday. then offered $7k or $50 credit - unable to waive fee. took points, naturally.
stewdog is offline  
Old Aug 7, 2015, 5:18 pm
  #685  
 
Join Date: Jul 2010
Location: PHL
Programs: Hyatt Globalist, Hilton Diamond, AA Gold, FB Gold, ITA Volare Executive
Posts: 3,294
Originally Posted by beachbrew
If canceling to avoid the new $95 fee when is the best time to do so? How does it work with points they currently owe you?
Remember that these are at heart hotel points, in SPG, and they are being moved to your SPG account every month. So just wait until a given month's points accumulated on the card post to your SPG account, then cancel. That's my plan when my $95 AF comes up, unless they make a decent offer.
Biggie Fries is offline  
Old Aug 7, 2015, 6:17 pm
  #686  
Suspended
 
Join Date: Jun 2009
Location: YYZ
Programs: AC E50K (*G) WS Gold | SPG/Fairmont Plat Hilton/Hyatt Diamond Marriott Silver | National Exec Elite
Posts: 19,284
Canadian SPG Amex: 7000 points. just this morning.
superangrypenguin is offline  
Old Aug 7, 2015, 6:59 pm
  #687  
 
Join Date: Jan 2013
Location: 212
Programs: Marriott Titanium, Hilton Gold, UA Silver
Posts: 502
SPG Business Card. About $10k spend last year and had the $65 fee post. Given a $100 statement credit. No conditions.
Songer5 is offline  
Old Aug 7, 2015, 10:07 pm
  #688  
 
Join Date: May 2011
Location: MYR
Programs: spirit elite, MRgold Hilton Gold
Posts: 454
Originally Posted by Biggie Fries
Remember that these are at heart hotel points, in SPG, and they are being moved to your SPG account every month. So just wait until a given month's points accumulated on the card post to your SPG account, then cancel. That's my plan when my $95 AF comes up, unless they make a decent offer.
The letter I received said I had until the 27th to cancel or they'd asses the fee, which is the same day that my statement closes, I don't want to lose the points I've accumulated this month. My fear is they won't waive the fee after the 27th. Looking for some data points.
beachbrew is offline  
Old Aug 8, 2015, 8:19 am
  #689  
 
Join Date: Mar 2013
Programs: HHonors Diamond, IHG Plat, Club Carlson Gold, SPG Gold, Marriott Gold
Posts: 316
Originally Posted by beachbrew
The letter I received said I had until the 27th to cancel or they'd asses the fee, which is the same day that my statement closes, I don't want to lose the points I've accumulated this month. My fear is they won't waive the fee after the 27th. Looking for some data points.
Even if the fee is paid, you still can cancel the card and get prorated fee back. My fee was due last fall and I called to cancel the following January (to take advantage of Amex Offers around Christmas). I was offered $100 statement credit to keep the card open.
Namaste1 is offline  
Old Aug 8, 2015, 8:20 am
  #690  
 
Join Date: Jan 2013
Location: 212
Programs: Marriott Titanium, Hilton Gold, UA Silver
Posts: 502
Originally Posted by beachbrew
The letter I received said I had until the 27th to cancel or they'd asses the fee, which is the same day that my statement closes, I don't want to lose the points I've accumulated this month. My fear is they won't waive the fee after the 27th. Looking for some data points.
You have a grace period (I think a few months, but I'm not entirely sure). Definitely at least a month and could be up to 90 days.

For example, your statement closes Aug 27. The fee posts Aug 27. You wait a few days for the SPG points from that statement to be sent to SPG (say 3-4 business days). Then you pay off the balance (except for the fee), so only the fee amount is outstanding. Then you can call and cancel (say Sept 5, just as an example). By Sept 7-9, the fee should be reversed and left with a $0 balance.

Just make sure to leave the fee amount outstanding or else you'll have a negative balance (ie, they owe you money). You won't lose anything, but just a slightly more inconvenient way.
Songer5 is offline  


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