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Old Feb 11, 2014, 12:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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Old Apr 21, 2014, 4:12 pm
  #1966  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by Ab Az
Just tried to load TD go with both chase and citi and it is pending as a cash advance. Did this happen to you all when you used those two credit cards? Does it eventually clear as purchase and earn points?
I assume so.
While I edited the wiki. I did not verify the information.
Did you not do a test load before going the full load?
f0xx is offline  
Old Apr 21, 2014, 4:35 pm
  #1967  
 
Join Date: Feb 2014
Location: PHL
Posts: 930
Chase clears to purchase. Citi never posted as CA for me.
commdiver is offline  
Old Apr 21, 2014, 4:38 pm
  #1968  
 
Join Date: Jun 2011
Posts: 1,147
My Citi TD load still has a duplicate pending charge from 3 April...
mabramovich is offline  
Old Apr 21, 2014, 4:38 pm
  #1969  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by mabramovich
My Citi TD load still has a duplicate pending charge from 3 April...
It'll fall off.






Some day.
f0xx is offline  
Old Apr 21, 2014, 4:55 pm
  #1970  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by f0xx
Works just fine. ^ TD Go nets me ~$14 after fees for load.
Not amazing, and I wish I earned UR's... Helps cut costs from other Buxx.



http://www.yellowpages.com/boston-ma...d_level%3Dhigh

People are just afraid to think outside the box. You don't need Wally World. There is places that do MO.
thanks
AscorbylPalmitate is offline  
Old Apr 21, 2014, 7:09 pm
  #1971  
 
Join Date: Apr 2014
Posts: 8
Originally Posted by f0xx
I assume so.
While I edited the wiki. I did not verify the information.
Did you not do a test load before going the full load?
I removed the cash advance from citi exec card. When tried to load wth that, got denied. Called citi and they said transaction was coming in as CA.

Did a $20 initial load using chase which cleared as purchase. Tried adding $1000 more. Saw pending on chase for a 3rd day. Called and they said, transaction is coming in as CA. Hoping it clears tomorrow as purchase.

Debating if I should remove CA restriction on citi and try loading with it?
Ab Az is offline  
Old Apr 21, 2014, 10:30 pm
  #1972  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
I got a Visa Buxx card and loaded the initial $500 on it. I haven't gotten the card in the mail yet though but today I logged onto my account and it says Status: Closed. Is that because I haven't activated the card yet? I'm scared because I entered the wrong social for the parent. For my other card the status says "Active".
aceofcards is offline  
Old Apr 21, 2014, 10:48 pm
  #1973  
 
Join Date: Feb 2014
Location: PHL
Posts: 930
Originally Posted by aceofcards
I got a Visa Buxx card and loaded the initial $500 on it. I haven't gotten the card in the mail yet though but today I logged onto my account and it says Status: Closed. Is that because I haven't activated the card yet? I'm scared because I entered the wrong social for the parent. For my other card the status says "Active".
Not to be rude, but can you seriously not figure out why the status is listed as "closed"? You gave an incorrect SSN, a HUGE red flag for fraud. Just reapply, and make sure to check the SSN this time.
commdiver is offline  
Old Apr 21, 2014, 10:49 pm
  #1974  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by aceofcards
I got a Visa Buxx card and loaded the initial $500 on it. I haven't gotten the card in the mail yet though but today I logged onto my account and it says Status: Closed. Is that because I haven't activated the card yet? I'm scared because I entered the wrong social for the parent. For my other card the status says "Active".
That's interesting.
When did you sign up? If it was a while ago, it's possible that since you never activated in X amount of time. It was closed to prevent fraud?
f0xx is offline  
Old Apr 21, 2014, 10:54 pm
  #1975  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by commdiver
Not to be rude, but can you seriously not figure out why the status is listed as "closed"? You gave an incorrect SSN, a HUGE red flag for fraud. Just reapply, and make sure to check the SSN this time.
Yeah I figured that that was the reason but I thought it might be a possibility that it shows the "Closed" status between the time you load the card and activating it.

Originally Posted by f0xx
That's interesting.
When did you sign up? If it was a while ago, it's possible that since you never activated in X amount of time. It was closed to prevent fraud?
Just signed up on 4/18.

Does anyone know what status it shows right when you apply for and load the card? If it is in fact closed due to a wrong social being provided, will I be able to withdraw the money from the card still or no ?
aceofcards is offline  
Old Apr 21, 2014, 10:58 pm
  #1976  
 
Join Date: Feb 2014
Location: PHL
Posts: 930
Originally Posted by aceofcards
Does anyone know what status it shows right when you apply for and load the card?
When you apply for a card, it says "issued". I had a card sitting around for a week or two before activating it. I doubt that was your problem. Remember, their target client group is lazy teenagers
commdiver is offline  
Old Apr 21, 2014, 10:59 pm
  #1977  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by commdiver
When you apply for a card, it says "issued". I had a card sitting around for a week or two before activating it. I doubt that was your problem. Remember, their target client group is lazy teenagers
FML ... so it probably was because I entered the wrong social ... I wonder if I'll be able to use the $500 in the card.
aceofcards is offline  
Old Apr 21, 2014, 11:00 pm
  #1978  
 
Join Date: Feb 2014
Location: PHL
Posts: 930
Originally Posted by aceofcards
FML ... so it probably was because I entered the wrong social ... I wonder if I'll be able to use the $500 in the card.
Just call them. Worst case scenario, file an FDIC complaint.
commdiver is offline  
Old Apr 22, 2014, 1:11 am
  #1979  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by commdiver
Just call them. Worst case scenario, file an FDIC complaint.
Okay. I'll wait until I get the actual card to see if I can activate it and withdraw the cash.
aceofcards is offline  
Old Apr 22, 2014, 8:59 am
  #1980  
 
Join Date: Dec 2009
Location: BOS
Programs: AA, SPG, UA, CSP
Posts: 338
Originally Posted by f0xx
It'll fall off.






Some day.
I have loaded 5k on 2 TD Buxx cards in the past 25 days. All of them have posted using the Citi Exec card. All of them still have pending transactions also still showing. I still dont see anything showing up in the cash advance section (all show up in the purchase bucket).
arsenalman is offline  


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