Today I was going to load another $1000 online to BoA Visa Buxx. After I made the request using my card on file, the screen showed 2 separate $3 load fees (for a total of $1006). I was taken aback because on Friday, I had loaded $1000 to another card and got the usual total of $1003 come up on screen. To further confuse things, I decided that I would try a telphone load rather than a computer load to see what happened. Well, doing a phone load for the same card where moments before I was told the cost would be $1006, the phone load was only $1003. I went ahead and did the phone load,

The fact that 2 separate $3 load fees came up online makes me believe that it is a system error, and I did not call customer service. However, has anyone elese experienced this today?

Funny that you mentioned that! Exact same thing happened to me when I loaded on Friday late night. I went ahead and still loaded it, since I don't want to waste any down time between loading/withdrawing. I do know that my card was charged for 1,006 since my MBNA card shows temporary authorizations in realtime. I will just go ahead and call the number on the back of my visa buxx card once I see the final transaction post and tell them the problem. FYI, I even went back and read the terms and conditions on the site thinking maybe they changed it, but it is still the same.

How are you both able to load a full $1000? My understanding is the limit on the card is $1000. With any remaining balance, even $0.01, I would think the load would reject.

I draw the card down to $0.00 then I do a $1000 load. I n my case I do 10 $100 withdrawals over 10 days at a BoA ATM.

I'm in for 2 cards as of yesterday. The way I read the T&C was that you couldn't "load" if your balance was $1000, and that only $1000 was available for purchases at any give time (24hours?). Have people been finding that you can load amounts which push your balance over $1000?

Thanks,
CO Vet
Schoflyer

You can't ever have more than $1000.00 of value on the BoA VisaBuxx card at any given time. If you try to load any amount to the card that would make the balance at least, $1000.01, it will be rejected.

Questions???
 

Hello,
I am ordering my Visa BUXX from BofA and have a couple of questions. Does it have that 3 digit security number on the back?? Can you use it to buy airline tickets online. I had a very bad experiance last month with being charged twice on my Visa debit card and getting a bunch of overdraft charges.
So, now i want to use this Buxx to buy my tickets...
Let me now if you have any info...
Thnaks, RIchard

Yes, the card does have a security card and could be used to purchase airlilne tickets - the same as any debit card could.

I have been using a Bank of America Visabuxx and it is working out quite well. Every 15 days I do a $1000 load, purchase a money order, then a $500 load and purchase another money order. Total cost is $6 in loading fees and $2.15 in money order fees for 1500 miles = 0.54 cents/mile for 3000 miles/month. I know I could do a little better by only doing $1000 loads and getting multiple cards, but this has been very convenient.

Any new feedback from the USBank VisaBuxx users? Are you still receiving annoying phone calls after making large withdrawals? How large a withdrawal can you make without invoking their security checks?

Jmorgans: Do you buy the MOs from Walmart? The last time I bought two (with the Charterone GCs) they asked for my driver's license. Could you buy a single 1500 money order? Or simply buy one for 1000 and one for 500, so you do it in one visit?

We should be able to figure out a way of loading 1000 at a time. Also, If you have two BofA accounts, you could earn 6000 miles per month (1500 every 15 days times four). I would just add the $15 annual fee to your calculation (no that it amounts to much, though), and perhaps the credit card annual fee as well.

I wonder if anybody has tried having both USBank and BofA accounts...

I buy the MOs from the post office since it's cheap and convenient. I have never been asked for any form of identification.

BofA only allows the card to hold up to $1000 at any one time and no more than $1500 of loads over 15 days. So I load $1000 the first time, then $500 the second if 15 days haven't gone by.

I didn't include the Visabuxx annual fee because I feel it is negligible if you are earning tens of thousdands of miles a year. For example, if you earn 36000 miles/year, a $15 annual fee adds on only 0.04 cents/mile. I didn't include my credit card fee because I had it before this deal began and will keep it after it ends. :)

Is this still the case? Then it would be better to pay $3 fee and use a non-BoA card.

As any long-running thread, this one is turning into rumor mill.
I'm not aware of any BOFA cards treating VisaBuxx load as a cash advance, in fact that would contradict their T&C. If someone had it treated as a cash advance, please share it with us.

I do use both US Bank and BOFA cards, my model is completely fee-free as I use bank's own credit cards and withdraw cash from their own ATMs. I did pay fees for VisaBuxx setup and annual fees for mileage cards, I also had to upgrade to WorldPerks Signature and to sign up for their automatic payment in order to bypass 50K annual earning limit.

Fee-free but aren't you making 10 trips to the Bank of America ATM to withdraw your $1000? Personally, I'd rather spend the $1.25 for a money order.

It helps that I have both ATM's within 5 min walk from home and work.

Then, how'bout standing in line at the post office or Wallmart?
Finally, dealing with clerks, explaining them how to do it - post office is ok, but Wallmart :confused: - I'll take ATM over them anytime !