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-   -   InComm/Pathward Breakdown DPs (https://www.flyertalk.com/forum/manufactured-spending/2164960-incomm-pathward-breakdown-dps.html)

radonc1 May 22, 2025 6:14 am


Originally Posted by spam (Post 37100506)
This is great info. How do you identify what cards are Incomm and what are BHN? Based on designs/BINs?

TIA

On the back of the card in very very small print is the bank and servicer information.

pancakeman27 May 22, 2025 12:24 pm


Originally Posted by williet68 (Post 37100425)
The Pathward/Incomms work at Walmart. The Pathwards/BHNs do not. I buy mine at Kroger with my Amex Gold. They sell Pathward Visas and Pathward Mastercards. The Visas stopped working at Kroger. The Mastercards are still working at Kroger.

Gotcha. Yeah I have a Pathward/BHN :(. So I guess I need to spend this normally then.

pancakeman27 May 22, 2025 12:25 pm

Just for reference: the Staples VGCs - are those also Pathward/BHN or Pathward/Incomms?

spam May 22, 2025 4:33 pm

Pathward / BHN

soy May 24, 2025 8:14 pm


Originally Posted by pancakeman27 (Post 37101595)
Gotcha. Yeah I have a Pathward/BHN :(. So I guess I need to spend this normally then.

You can use pathward BHN to buy Incomm VGC at WM SCO, of course there are fees but it is another option

williet68 May 24, 2025 11:24 pm

Has anyone tried the BHN MC purchased at Kroger for more that $479 dollars at Kroger?

williet68 May 26, 2025 7:20 pm


Originally Posted by SailorJoe (Post 36329383)
Figured we should have a thread for these as well, since folks have been having problems with them.
My DPs to start us off:
  • All InComm/PW brought at brick and mortar lock up with a fraud lock if I run them for full 500. Have to call CSR for a replacement card. Started around the EOY holiday season 2023.
  • InComm/PW bought at Safeway or CVS gives Debit Not Available at CS for $499 since June 2024. This amount was working before. Works at register for $199/swipe max. Haven't tried $199 at CS/MC
  • Confirmed a new InComm/Metabank card worked at CS for $499, so this seems to be a Pathward issue. Have seen other DPs along similar lines.

Sailor Joe, do you know if the the BHN MC purchased at Kroger works for $499 dollars at Kroger? I know $479 works.

bdwyfan May 26, 2025 8:23 pm

Pathward Reveals New Brand Identity, Following Name Change from MetaBank



https://www.pathward.com/news/pathwa...-change-from-/

benny08 May 29, 2025 3:19 pm

Pathward/Incomm Visa always works for me at WM. Just don’t swipe more than 3 cards at the same register at once. Once a card is locked, the only recourse is replacement.
Pathward/BHN Visa everywhere card works at WM but some weird limit depending on the day or time I haven’t figure it out yet. These cards don’t get “lock up” so you can try again at another time.

I avoid MC no matter the issuer or processor. They are just trouble.

radonc1 May 29, 2025 5:03 pm


Originally Posted by benny08 (Post 37115519)
Pathward/Incomm Visa always works for me at WM. Just don’t swipe more than 3 cards at the same register at once. Once a card is locked, the only recourse is replacement.
Pathward/BHN Visa everywhere card works at WM but some weird limit depending on the day or time I haven’t figure it out yet. These cards don’t get “lock up” so you can try again at another time.

I avoid MC no matter the issuer or processor. They are just trouble.

I did try a single Staples $200 MC for a load to One card at cashier at WM and it worked fine.
However, this is a single DP using one card for one load at the cashier. ;)

anintl May 29, 2025 5:42 pm

will not work. I typically get similar ones from Lowes with my Citi SWWR home improvement offer from Lowes and they never work for anything >$479.

williet68 May 31, 2025 8:40 pm


Originally Posted by anintl (Post 37115716)
will not work. I typically get similar ones from Lowes with my Citi SWWR home improvement offer from Lowes and they never work for anything >$479.

Thanks for the DP.

williet68 May 31, 2025 8:46 pm


Originally Posted by benny08 (Post 37115519)
Pathward/Incomm Visa always works for me at WM. Just don’t swipe more than 3 cards at the same register at once. Once a card is locked, the only recourse is replacement.
Pathward/BHN Visa everywhere card works at WM but some weird limit depending on the day or time I haven’t figure it out yet. These cards don’t get “lock up” so you can try again at another time.

I avoid MC no matter the issuer or processor. They are just trouble.

They have been working quite well for me. The visas do not work at Kroger any longer. I wonder what happened. The Pathward/Incomms are at CVS. My 5% cash back kicks back in August. CVS is scheduled to close by the end of the year in my state though.

msp3 Jun 19, 2025 1:09 am

I had one card decline too many times (the auto-cancel terminal restart kind), and card locked up. After remembering reading somewhere InComm got old bins from Russia I could dispose of the card by setting a Russian billing address and spending it down. It’s still so stupid when you think about it…

radonc1 Jun 19, 2025 7:09 am


Originally Posted by msp3 (Post 37155344)
I had one card decline too many times (the auto-cancel terminal restart kind), and card locked up. After remembering reading somewhere InComm got old bins from Russia I could dispose of the card by setting a Russian billing address and spending it down. It’s still so stupid when you think about it…

That's incredible considering that the cards are suppose to be good only in the USA :rolleyes:


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