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-   -   InComm/Pathward Breakdown DPs (https://www.flyertalk.com/forum/manufactured-spending/2164960-incomm-pathward-breakdown-dps.html)

williet68 May 18, 2025 5:34 pm


Originally Posted by Sean54 (Post 37066555)
Interested in knowing whether $500 MC getting locked.

The Pathward MCs purchased from Kroger have been working for me lately at Kroger. I only do $479 after buying something for $20. On the other hand, the Pathward Visas purchased from Kroger have been declining as credit cards as of today for me. I was using these a month ago and they worked. The MCs have a chip looking thing on the back of the card that says debit. I have changed the pin on the Visa and will try one more time. If anyone has a work-around this Visa, expound on it please.

williet68 May 18, 2025 5:49 pm


Originally Posted by spam (Post 37054929)
Got a Code 56 rejection last night at WM. Pathward Visa BIN 4358 80, boughat at Ralphs (Kroger affiliate in CA), was loading $480.

When checked online, didn't even show the attempt at WM.

These have been working at Walmart? I know the Suttons I was buying from CVS, but these Pathward Visas from Kroger have been working at WM?

LukFilm May 19, 2025 1:38 pm


Originally Posted by williet68 (Post 37093826)
These have been working at Walmart? I know the Suttons I was buying from CVS, but these Pathward Visas from Kroger have been working at WM?

As long as the issuer is Incomm, there are no issues.

bdwyfan May 19, 2025 1:45 pm


Originally Posted by LukFilm (Post 37095472)
As long as the issuer is Incomm, there are no issues.

Incomm is a processor just like BHN.
Pathward and Sutton are issuers; they're banks.

williet68 May 19, 2025 4:25 pm


Originally Posted by LukFilm (Post 37095472)
As long as the issuer is Incomm, there are no issues.

Unfortunately, it is BHN. The Visas were working and now they do not. The bright side is the Kroger BHN Mastercards are still working for now.

spam May 20, 2025 1:16 am

Hmmm... Kroger Pathward MC with BIN 5113 32 not working at Walmart at Finance Center counter for me. No matter what $ I select. Are they working for anybody else here?

TIA

GranblueF May 20, 2025 7:57 pm


Originally Posted by spam (Post 37096270)
Hmmm... Kroger Pathward MC with BIN 5113 32 not working at Walmart at Finance Center counter for me. No matter what $ I select. Are they working for anybody else here?

TIA

MC has never worked well in Walmart

williet68 May 20, 2025 8:34 pm


Originally Posted by spam (Post 37096270)
Hmmm... Kroger Pathward MC with BIN 5113 32 not working at Walmart at Finance Center counter for me. No matter what $ I select. Are they working for anybody else here?

TIA

They work at Kroger. I do $479. They might do $499. I bought MO today at Kroger. Has anyone done $499 at Kroger?

spam May 21, 2025 12:20 am

Do the Visa work at Walmart finance center terminal?

pancakeman27 May 21, 2025 7:29 am


Originally Posted by williet68 (Post 37098168)
They work at Kroger. I do $479. They might do $499. I bought MO today at Kroger. Has anyone done $499 at Kroger?

I did a $498 yesterday at Kroger with Vanilla serviced by Incomm. With fees it came out to 491.10 and that worked just fine.

pancakeman27 May 21, 2025 3:06 pm

DP: Maybe I didn't read well enough.... most likely. I tried VGC issued by Pathward and it wouldn't go through at WU MO at Albertsons. Any idea for WM? Was going to go there next... but maybe I'll just bite this one and use it for normal spend *cries*. Any other way still available to liquidate?

spam May 21, 2025 8:26 pm

Did you try at WM Finance Center kiosk?

TIA

williet68 May 22, 2025 12:41 am


Originally Posted by pancakeman27 (Post 37099771)
DP: Maybe I didn't read well enough.... most likely. I tried VGC issued by Pathward and it wouldn't go through at WU MO at Albertsons. Any idea for WM? Was going to go there next... but maybe I'll just bite this one and use it for normal spend *cries*. Any other way still available to liquidate?

The Pathward/Incomms work at Walmart. The Pathwards/BHNs do not. I buy mine at Kroger with my Amex Gold. They sell Pathward Visas and Pathward Mastercards. The Visas stopped working at Kroger. The Mastercards are still working at Kroger.

williet68 May 22, 2025 12:43 am


Originally Posted by pancakeman27 (Post 37098869)
I did a $498 yesterday at Kroger with Vanilla serviced by Incomm. With fees it came out to 491.10 and that worked just fine.

The ones I buy at Kroger are BHNs.

spam May 22, 2025 1:43 am

This is great info. How do you identify what cards are Incomm and what are BHN? Based on designs/BINs?

TIA


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