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Amex & Visa Serve Master Thread (2024 onwards)

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Old Jan 1, 2024, 1:22 pm
  #1  
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Join Date: Apr 2023
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Amex & Visa Serve Master Thread (2024 onwards)

MODERATOR NOTE: This thread is a continuation of the previous discussion found at Amex Serve master thread (2017-2023)

Originally Posted by churnfun
Thanks, founds some DPs. Oh boy
why what is the issue?

Last edited by cbn42; Jan 5, 2024 at 12:42 am
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Old Jan 1, 2024, 3:02 pm
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Originally Posted by crazypaving
why what is the issue?
You can checkout those threads but basically do not buy BIN 4097 58 cards because they are getting declined in a lot of places starting recently. I made the mistake buying a bunch
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Old Jan 2, 2024, 1:00 pm
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Just SS or Vanilla's too? where did you purchased them?
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Old Jan 2, 2024, 1:11 pm
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Originally Posted by churnfun
You can checkout those threads but basically do not buy BIN 4097 58 cards because they are getting declined in a lot of places starting recently. I made the mistake buying a bunch

where are those BIN #s located on the packaging? I was buying SS and other VVGC at Albertsons but they're keeping them all behind the counter now (I assume due to scammers) so I can't actually look at the BINs ahead of time
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Old Jan 2, 2024, 1:33 pm
  #5  
 
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Some DPs from my run today in Southeast Massachusetts/Rhode Island:

No issues loading Serve Amex and BB Visa today at multiple FD locations with 409758 BIN SS and Vanilla VGCs. I was only doing 1x$500 per location across seven FDs. Also used a 409758 SS VGC at WM to load Discover checking without a problem.
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Old Jan 2, 2024, 2:48 pm
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Join Date: Apr 2023
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Originally Posted by jasonm17
where are those BIN #s located on the packaging? I was buying SS and other VVGC at Albertsons but they're keeping them all behind the counter now (I assume due to scammers) so I can't actually look at the BINs ahead of time
SS. I bought off Safeway. Actually i don't see the same BIN printed on outside of packaging. The expiry are 01/30 (Meta/Incom) and 12/31 (Pathward/Incom) if that helps.
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Old Jan 2, 2024, 9:42 pm
  #7  
 
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Originally Posted by Prometheus77
Some DPs from my run today in Southeast Massachusetts/Rhode Island:

No issues loading Serve Amex and BB Visa today at multiple FD locations with 409758 BIN SS and Vanilla VGCs. I was only doing 1x$500 per location across seven FDs. Also used a 409758 SS VGC at WM to load Discover checking without a problem.
Were these with fresh VGCs or with VGCs that errored out previously?
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Old Jan 3, 2024, 7:29 am
  #8  
 
Join Date: Feb 2016
Location: Northeastern United States
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Originally Posted by Prometheus77
Some DPs from my run today in Southeast Massachusetts/Rhode Island:

No issues loading Serve Amex and BB Visa today at multiple FD locations with 409758 BIN SS and Vanilla VGCs. I was only doing 1x$500 per location across seven FDs. Also used a 409758 SS VGC at WM to load Discover checking without a problem.
Originally Posted by Wh0pper
Were these with fresh VGCs or with VGCs that errored out previously?
A mix of both. Three were SS VGCs that had errored out the week before and the rest were fresh and had been within hours of liquidation.
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Old Jan 4, 2024, 10:25 pm
  #9  
 
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I received 1/3 of my replacement SecureSpends in the mail, and proceeded to load $500 to Serve without issue in 1 swipe
msp3 is offline  
Old Jan 5, 2024, 4:29 pm
  #10  
 
Join Date: Oct 2023
Posts: 277
Originally Posted by churnfun
You can checkout those threads but basically do not buy BIN 4097 58 cards because they are getting declined in a lot of places starting recently. I made the mistake buying a bunch
Seems there's no real need to panic. Recent DPs suggest just swiping for 499 avoids the issue entirely, and full 500 swipes seem to be getting approved here and there.

We'll ferret out the details soon enough ;-)
SailorJoe is offline  
Old Jan 5, 2024, 7:29 pm
  #11  
 
Join Date: Apr 2023
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Originally Posted by Prometheus77
Some DPs from my run today in Southeast Massachusetts/Rhode Island:

No issues loading Serve Amex and BB Visa today at multiple FD locations with 409758 BIN SS and Vanilla VGCs. I was only doing 1x$500 per location across seven FDs. Also used a 409758 SS VGC at WM to load Discover checking without a problem.
Do you recall the expiry for the SS that worked out if you don't mind me asking? Unfortunately mine are still erroring out at different WM etc, I'm about to give up. Did you do full 500 or mix any organic spending? Do you recall doing anything else with the card after initial decline?
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Old Jan 6, 2024, 9:53 pm
  #12  
 
Join Date: Apr 2015
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Today I got "Do Not Honor" errors at three of the ten FDs I visited today. The other seven worked fine. Using Pathward/Meta MCGC BIN:511332 for all transactions. First time getting "Do Not Honor" after doing this for a few years.
IAD_flyer is offline  
Old Jan 6, 2024, 10:42 pm
  #13  
 
Join Date: Sep 2023
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What state are you in you don't mind sharing? I'm in Ohio, and no FD will accept debit for reloads.
ianalita is offline  
Old Jan 6, 2024, 10:53 pm
  #14  
 
Join Date: Apr 2015
Location: IAD
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Originally Posted by ianalita
What state are you in you don't mind sharing? I'm in Ohio, and no FD will accept debit for reloads.
All of those fails (Do Not Honor) were in MD.
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Old Jan 6, 2024, 10:59 pm
  #15  
 
Join Date: Sep 2023
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Thanks appreciate the DP!
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