Has anybody had success using a magstripe reader/writer to make a custom debit card?
Mar 28, 2021, 8:53 am
#1
Original Poster
Join Date: Jun 2020
Posts: 13
Has anybody had success using a magstripe reader/writer to make a custom debit card?
I know the fuze card is an option.. but has anyone tried writing the paypal key to a blank card and using it that way in person instead of online?
Mar 31, 2021, 12:02 am
#2
Join Date: Sep 2019
Posts: 317
Why would you do that? You can use the underlying card for a regular purchase, so there's no point in using PPK for that. The main reason to use PPK is in cases where you need debit, not credit, for a transaction. But an in-person debit transaction requires a PIN number. PPKs don't have one. Writing the virtual number to a physical card won't provide a PIN either, so a PIN-based transaction can't be processed.
Mar 31, 2021, 7:17 am
#3
Original Poster
Join Date: Jun 2020
Posts: 13
it seems with some x2 emv software you can add a pin. This is something I want to experiment with and see if it works. Maybe it won't
Mar 31, 2021, 10:14 am
#5
Original Poster
Join Date: Jun 2020
Posts: 13
Then maybe if I swipe like credit card it won't ask for pin. Or it would accept any number. I'm willing to try. Do you have the software?
Mar 31, 2021, 6:37 pm
#6
Join Date: Sep 2019
Posts: 317
If it doesn't ask for a PIN, it's processing as credit so you didn't have to use a faked card--use your regular underlying credit card. But it's not going to work. Search for "magnetic card writer" on Amazon or Ebay if you want to buy one.
Apr 1, 2021, 1:26 pm
#7
Join Date: Apr 2020
Posts: 235
You would get stuck at writing the 3 digit cvv code to the magstripe. The code on the magstripe is generated using some algorithm/encryption and is totally different than the 3 digit code that ppk gives you
Apr 1, 2021, 1:28 pm
#8
Original Poster
Join Date: Jun 2020
Posts: 13
Wouldn't the software figure that out? Getting the ITM code or whatever it is
I got the paypal biz debit card, maybe swiping info from that will work for the reload
Apr 1, 2021, 3:44 pm
#9
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,442
There are plenty of sites there more than willing to sell you information on how to scam financial institutions.
Apr 1, 2021, 11:14 pm
#10
Join Date: Sep 2019
Posts: 317
Wouldn't the software figure that out?
Apr 2, 2021, 12:17 am
#11
Join Date: Apr 2020
Posts: 235
There's no CVV information in any magstripe. It's a security measure to make sure the physical card is available to you. It isn't read from a magstripe--it's only printed on the card.
If you could "figure out" a CVV through software, why would anyone use it as a security feature? Also, the software supplied with readers will simply read and write card data. It's not intelligent. It writes what you tell it to write.
If you could "figure out" a CVV through software, why would anyone use it as a security feature? Also, the software supplied with readers will simply read and write card data. It's not intelligent. It writes what you tell it to write.
Right, magstripe has the CVC number which is totally different than the visible 3 digit CVV number from PPK. There would be no way of writing that CVC number to magstripe as it's generated using some algorithm/encryption. Now whether or not some software can figure out what the CVC would be, I'm not sure.
Apr 2, 2021, 9:50 am
#12
Original Poster
Join Date: Jun 2020
Posts: 13
Right, magstripe has the CVC number which is totally different than the visible 3 digit CVV number from PPK. There would be no way of writing that CVC number to magstripe as it's generated using some algorithm/encryption. Now whether or not some software can figure out what the CVC would be, I'm not sure.
I have the paypal biz debit card, so maybe the info I swipe from there will be same after I input ppk number. I'm willing to try
Apr 2, 2021, 9:57 am
#13
Join Date: Sep 2019
Posts: 317
jumbotron, magstripe does NOT have the CVC number, which is just another word for the CVV number. There is no software that can figure it out, because it is not based on the card number at all. It's randomly generated and printed on the card.
neiltyson, go ahead and try if you like. You seem fixated on this notion and apparently don't believe what I've said. So check it out for yourself.
neiltyson, go ahead and try if you like. You seem fixated on this notion and apparently don't believe what I've said. So check it out for yourself.
Apr 2, 2021, 2:27 pm
#14
Join Date: Apr 2020
Posts: 235
jumbotron, magstripe does NOT have the CVC number, which is just another word for the CVV number. There is no software that can figure it out, because it is not based on the card number at all. It's randomly generated and printed on the card.
neiltyson, go ahead and try if you like. You seem fixated on this notion and apparently don't believe what I've said. So check it out for yourself.
neiltyson, go ahead and try if you like. You seem fixated on this notion and apparently don't believe what I've said. So check it out for yourself.
https://randomoracle.wordpress.com/2...-card-data-12/
Apr 2, 2021, 2:30 pm
#15
Join Date: Apr 2020
Posts: 235