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POS hard-code against prepaid cards?

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Old Aug 28, 2020, 9:23 am
  #1  
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Join Date: Oct 2013
Posts: 1,322
POS hard-code against prepaid cards?

Not sure if new thread is warranted, and single DP doesn't make a trend, but --

For years, I could make in -person property tax payments with GCs at my county's treasurer's office, without surcharge. Whatever $200 cards that I accumulated, I took them in every few months & treasurer's POS ate them candy (I live in a high-tax state, unfortunately). Anyway, on my most recent visit, I noticed that their POS swiper looked different, and displayed logo of Elavon merchant processor. It rejected each of several MC GCs that I swiped. To save face, I ultimately used a personal MC-branded debit to make a payment.

I interpreted this experience to be some sort of hard coding against GCs, a la USPS. Wondering if this is something that may be catching on, or (hopefully) just an isolated occurrence.
tuphat is offline  
Old Aug 28, 2020, 10:40 am
  #2  
 
Join Date: Oct 2012
Posts: 143
Some places it works, some places it does not. Good for you for experimenting.
Huzordaddy is offline  
Old Aug 28, 2020, 1:44 pm
  #3  
 
Join Date: Dec 2013
Posts: 3,507
Interesting find. I am not sure if the processor company that the Treasurer uses has any effect since I don't think the processor is the almighty authority on what cards it chooses to select unless being told otherwise. I am sure they are just being told what to do by the county. It could also be that the Treasurer billing department may have ordered a block on certain BINs and it just so happen to be a coincidence. I am pretty sure with the USPS gebit ban I don't think the processor company machine changed at the time but it was due to USPS ordering the processor company to block certain BINs.
ericdabbs is offline  


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