Jan 2, 2019, 9:51 am
Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
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NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
Oct 20, 2019, 4:37 pm
#1306
Join Date: Dec 2013
Posts: 3,507
Why would a CSM tell u this out of the blue? It makes no sense. I dont think those workers know anything that comes down the pipeline.
Oct 20, 2019, 4:47 pm
#1307
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
hopefully it is only a rumor.
Oct 20, 2019, 8:31 pm
#1308
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
I just got back from my local WM and I'm not sure if this a glitch on the screen or something else (hope is not). When I requested my $2k MO with split payment, the first transaction went trough, but on the second after swiping my VGC, I got the regular Cash Advance question "No" or "Yes", but the system immediately pressed (itself) the second option "Yes" which is located at the bottom/right, then the next screen showed me different amounts and the system pressed again the lowest right option which on this screen was "change of payment", the next screen I have a couple of options, I pressed "debit" and I got back to the question regarding the cash advance, but the system (again) quickly pressed the lowest right option (YES) and the loop started. I did the same (Debit) and as soon I got the option (cash advance) No or Yes and clicked "No" faster than the system, then I got the Pin question but before I ever finished inputting the 3rd digit, the system pressed again on "change payment.." (lowest right option).
The CS (which knows me) told me she had the same issue today, she canceled that payment type (not the whole transaction) and did again, this time I was able to do it without any issue... until I had to swipe my 3rd card, which I got the same issue again. At the end, I was able to beat this crazy screen, all I had to do is keep pressing anywhere on the screen when they asked me for the pin (after pressing faster on "No" on the cash advance question), and with the other hand I entered my pin and then enter on the keypad without releasing my other finger from the screen.
I hope it was a glitch, I didn't had this issue last night and I will not know if this is permanent on this terminal until Wednesday.
The CS (which knows me) told me she had the same issue today, she canceled that payment type (not the whole transaction) and did again, this time I was able to do it without any issue... until I had to swipe my 3rd card, which I got the same issue again. At the end, I was able to beat this crazy screen, all I had to do is keep pressing anywhere on the screen when they asked me for the pin (after pressing faster on "No" on the cash advance question), and with the other hand I entered my pin and then enter on the keypad without releasing my other finger from the screen.
I hope it was a glitch, I didn't had this issue last night and I will not know if this is permanent on this terminal until Wednesday.
Oct 21, 2019, 7:21 am
#1311
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
Oct 21, 2019, 9:24 am
#1313
Join Date: Jul 2006
Posts: 333
I was told this also several weeks ago by a CSM I have been dealing with for several years. She had a piece of paper with it on it, but it just looked like a notice that had been printed off a word processor. Since then under $1000 has been occasionally, seeming randomly asked for ID under $1000
Oct 21, 2019, 1:04 pm
#1314
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
Well... I didn't remember the exactly word, butif you have ever purchased a MO at WM, is the first question they will ask you as soon as you swipe your VGC and I will say most of us will understand what I tried to say.
Oct 21, 2019, 1:17 pm
#1315
Join Date: Feb 2012
Posts: 4,477
screen 1: would you like any cash back?
screen 2: enter PIN
Oct 21, 2019, 6:41 pm
#1316
Join Date: Sep 2018
Posts: 29
Can you buy $4k in one MO with one fee or do you have to split it up as 4 x $1000 MOs with 4 fees?
Oct 22, 2019, 12:31 pm
#1318
Join Date: Jun 2011
Posts: 3,528
Unsure how widespread, but there were at least a couple reports on Reddit of Walmarts having increased the fee slightly.
Oct 23, 2019, 12:42 pm
#1319
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Staples MC seem to not being keyed in as a debt cart at WM, same card good at Kroger’s,
OD Visa good at WM.
OD Visa good at WM.