Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money. Kates are a distant and pleasant memory now.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
---------------------------------------------------------------------------------
Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
__________________________________________________ __________________________________________
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
#2656
Join Date: Aug 2014
Location: BOS
Posts: 550
Tried Sunrise VGC for MO purchase, asked for $100 on swipe one, it failed, then asked for $99 swipes, went through without issues.
Edit: code 56 on the declined $100 swipe.
Edit: code 56 on the declined $100 swipe.
#2657
Join Date: Nov 2020
Posts: 1
It is hard to say what is going on. Here is my dp: (loading bluebird)
Nov 10, metabank vgc $300 at walmart checkout, success
Nov 10, metabank vgc $200 at walmart customer service, success
Nov 12, metabank vgc $500 at walmart checkout, success
Nov 12, sunrise vgc $500 at walmart money center, failed (error 56)
Nov 12, sunrise vgc $300 at walmart money center, failed (error 56)
Nov 10, metabank vgc $300 at walmart checkout, success
Nov 10, metabank vgc $200 at walmart customer service, success
Nov 12, metabank vgc $500 at walmart checkout, success
Nov 12, sunrise vgc $500 at walmart money center, failed (error 56)
Nov 12, sunrise vgc $300 at walmart money center, failed (error 56)
#2658
Join Date: May 2011
Location: CMH
Programs: w/+1: AS MVPG; IHG/Marriott Plat; Hilton/BW Diamond; Hertz Prez; SG Silver
Posts: 1,188
DP I wen to meijer today to test the 1k SMVGC and it worked in one transaction, since the fee is 65 cents per MO and the max amunt on their money orders is 500 I just asked for ono 500 and one 498.70.I'm planning to liquidate my remaining cards this way and wai to see what is next with wally..
Last edited by rxgeek; Nov 12, 2020 at 1:29 pm Reason: store clarification
#2660
Join Date: Aug 2018
Location: Portsmouth, NH
Programs: AA EXP, MRT Lifetime Titanium Elite, UAL, DL, SPG
Posts: 40
Has anyone tried to load GoBank with Staples $200 meta vgc's yet at WM? For m.o.'s it seems like $99 per wipe is the max at WM using the same Staples $200 vgc's (or Simon's)?
#2661
Join Date: Feb 2020
Posts: 20
It is hard to say what is going on. Here is my dp: (loading bluebird)
Nov 10, metabank vgc $300 at walmart checkout, success
Nov 10, metabank vgc $200 at walmart customer service, success
Nov 12, metabank vgc $500 at walmart checkout, success
Nov 12, sunrise vgc $500 at walmart money center, failed (error 56)
Nov 12, sunrise vgc $300 at walmart money center, failed (error 56)
Nov 10, metabank vgc $300 at walmart checkout, success
Nov 10, metabank vgc $200 at walmart customer service, success
Nov 12, metabank vgc $500 at walmart checkout, success
Nov 12, sunrise vgc $500 at walmart money center, failed (error 56)
Nov 12, sunrise vgc $300 at walmart money center, failed (error 56)
#2662
Join Date: Feb 2015
Posts: 76
What is the pin for the Staples 200$ VGC? I tried the last four digit but it did not work.
#2664
Join Date: Feb 2015
Posts: 76
I tried to load into BB/Gobank/MO at one of my favorites WM this afternoon. None of the 200$ Staples GC worked. I thought it was the PIN issue. Now I remembered that these cards were fine at Costco. Looks like these cards can not be used at WM money center, at least 200$ swipe does not work.
#2665
Join Date: Jan 2012
Location: Midwest
Programs: AA Exec Plat, Marriott LT Titanium
Posts: 67
So far no cashier at meijer has been able to do split payment for me and therefore I'm inclined to believe that is only 1 swipe for money order. YMMV
Good Luck
Good Luck
#2666
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
You don’t have to ask for split payment, as the cards can auto-drain. It’s been a long time, but I’ve done multiple swipes with auto-drain. Whether that clerk will do a double take will depend on the location.
#2667
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,693
Looking to run multi-swipes at grocers is a sure fire way to burn down that avenue also
Will be glad to see the back of 2020
Will be glad to see the back of 2020
Last edited by soy; Nov 12, 2020 at 8:44 pm
#2668
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,448
IOW's I ask for a $400 MO and then just swipe 2 $200 GCs, that they will be auto drained without the CSR doing anything?
#2669
Join Date: Sep 2014
Posts: 13
DP:
Nov. 11 at regular wm:
$600 load, w/ 2 $300 staples meta vgc at wm cashier--fail...tender not allowed
Different $300 staples meta vgc at wm cashier--fail....tender not allowed
different 599.98 MO W 2 $300 staples meta vgc at wmmc--fail ....error 56.
Nov. 11 at regular wm:
$600 load, w/ 2 $300 staples meta vgc at wm cashier--fail...tender not allowed
Different $300 staples meta vgc at wm cashier--fail....tender not allowed
different 599.98 MO W 2 $300 staples meta vgc at wmmc--fail ....error 56.
#2670
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
Tried several times over 2 days to load my GB with Staples $300 VGC at WM and declined immediately even before a prompt for PIN.