Best way to MS on new credit card?
Jan 4, 2017, 8:05 pm
#1
Original Poster
Join Date: May 2016
Posts: 9
Best way to MS on new credit card?
I just signed up for a new credit card and want to know what's the easiest way to meet the minimum and pay off cc? There are so many posts out there but I wanted to know the best option for 2017. I'm getting the Chase Sapphire Reserve. Also, I don't live near a Walmart.
Jan 4, 2017, 8:37 pm
#2
Join Date: Sep 2009
Posts: 2,833
It is not possible to provide specific advice to such an open-ended question since we have no way of knowing your specific situation. Start with the two sticky posts at the top of this page, and then come back here with specific questions.
Your question is like asking us "What is the best book for me to read?"
Your question is like asking us "What is the best book for me to read?"
Jan 4, 2017, 8:45 pm
#3
Join Date: Oct 2015
Posts: 136
CSR is just $4k over 3 months. I think almost anyone who would be approved for a CSR could figure out a way to charge $1333.34 every month for 3 consecutive months.
I wouldn't bother with any esoteric manufactured spending moves if that's all I needed to do. I'd just charge everything possible for 3 months - groceries, gas, entertainment, cell phone, utilities, home/car insurance premiums. If it can be charged, charge it. If you're still a little short at the end of 3 months maybe spend the rest buying an Amazon gift card or something you'd spend the money on eventually anyway.
$4000 in 3 months is a pretty low bar to get over.
I wouldn't bother with any esoteric manufactured spending moves if that's all I needed to do. I'd just charge everything possible for 3 months - groceries, gas, entertainment, cell phone, utilities, home/car insurance premiums. If it can be charged, charge it. If you're still a little short at the end of 3 months maybe spend the rest buying an Amazon gift card or something you'd spend the money on eventually anyway.
$4000 in 3 months is a pretty low bar to get over.
Jan 5, 2017, 4:53 am
#4
Join Date: Mar 2007
Location: Berlin
Posts: 1,765
CSR is just $4k over 3 months. I think almost anyone who would be approved for a CSR could figure out a way to charge $1333.34 every month for 3 consecutive months.
I wouldn't bother with any esoteric manufactured spending moves if that's all I needed to do. I'd just charge everything possible for 3 months - groceries, gas, entertainment, cell phone, utilities, home/car insurance premiums. If it can be charged, charge it. If you're still a little short at the end of 3 months maybe spend the rest buying an Amazon gift card or something you'd spend the money on eventually anyway.
$4000 in 3 months is a pretty low bar to get over.
I wouldn't bother with any esoteric manufactured spending moves if that's all I needed to do. I'd just charge everything possible for 3 months - groceries, gas, entertainment, cell phone, utilities, home/car insurance premiums. If it can be charged, charge it. If you're still a little short at the end of 3 months maybe spend the rest buying an Amazon gift card or something you'd spend the money on eventually anyway.
$4000 in 3 months is a pretty low bar to get over.
Perhaps prepaying taxes?
Jan 5, 2017, 12:20 pm
#6
Join Date: Aug 2014
Posts: 1,303
As far as public mainstream methods, using a portal to go to GCM to purchase VGC and then MO at wherever you can. Probably use the reserve for a month (especially on dining 3x UR) to get some spend established before you go charging thousands at GCM as the fraud dept at banks now can deny large initial purchases.
Jan 5, 2017, 1:54 pm
#7
Join Date: Jan 2017
Posts: 28
As far as public mainstream methods, using a portal to go to GCM to purchase VGC and then MO at wherever you can. Probably use the reserve for a month (especially on dining 3x UR) to get some spend established before you go charging thousands at GCM as the fraud dept at banks now can deny large initial purchases.
Jan 5, 2017, 3:59 pm
#9
Join Date: Jul 2016
Posts: 62
I just signed up for a new credit card and want to know what's the easiest way to meet the minimum and pay off cc? There are so many posts out there but I wanted to know the best option for 2017. I'm getting the Chase Sapphire Reserve. Also, I don't live near a Walmart.
Last edited by joeaseer; Jan 5, 2017 at 4:05 pm
Jan 5, 2017, 7:44 pm
#10
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,433
I just love when people put the cart before the horse. Quick quick, apply for a CC then figure out how you are going to meet the requirements for the min spend.
Some of the questions in this thread are very troll like.
Does no one take any personal responsibility anymore such as, oh, I don't know, reading at the very least some wikis in this forum?
Some of the questions in this thread are very troll like.
Does no one take any personal responsibility anymore such as, oh, I don't know, reading at the very least some wikis in this forum?
Jan 5, 2017, 8:41 pm
#11
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
If you look at the OPs posts, he / she has a blog and one of the articles was about making minimum spend. http://www.thetravelhackr.org/ways-t...minimum-spend/
Why do they need our help??????? I think they should be making suggestions to us. Also note he / she only posts less than 1.5 times per month.
Why do they need our help??????? I think they should be making suggestions to us. Also note he / she only posts less than 1.5 times per month.
Jan 8, 2017, 7:15 am
#12
Join Date: Mar 2007
Location: Berlin
Posts: 1,765
I just love when people put the cart before the horse. Quick quick, apply for a CC then figure out how you are going to meet the requirements for the min spend.
Some of the questions in this thread are very troll like.
Does no one take any personal responsibility anymore such as, oh, I don't know, reading at the very least some wikis in this forum?
Some of the questions in this thread are very troll like.
Does no one take any personal responsibility anymore such as, oh, I don't know, reading at the very least some wikis in this forum?
Jan 8, 2017, 8:11 am
#14
Join Date: Jul 2014
Posts: 3,688
PSA to newbies contemplating to apply for 1001 CCs and think they can do it via MS. Assuming you've read the basics and have an idea on the mechanics, make sure you have plans on how to meet your min spend PRIOR to applying and getting approved. It'll be too late if you find out later, you can't purchase VGCs where you're at or for whatever reasons GCM/GCdcom refuses to take your online orders. Once you're approved for a CC, the 90 or 120 day clock starts ticking so make sure you know what you're doing.
How do you make plans?
a. explore YOUR area for MS opportunities. Do not base success of others in THEIR area and think what works for them will work for you.
b. check all your bills and see if you can prepay ahead. do this ONLY if you can afford to pay by CC due date or else, you'll fall into the debt trap. Successful MSing is the ability to pay all CC charges you've incurred in FULL while raking in all rewards. If you're paying interest to CC, no matter small interest it is, YOU ARE DOING IT WRONG.
When in doubt on anything you've read....DON'T proceed or else you may just fall into a debt trap you can't get out of later. Happy New Year ya'll!
How do you make plans?
a. explore YOUR area for MS opportunities. Do not base success of others in THEIR area and think what works for them will work for you.
b. check all your bills and see if you can prepay ahead. do this ONLY if you can afford to pay by CC due date or else, you'll fall into the debt trap. Successful MSing is the ability to pay all CC charges you've incurred in FULL while raking in all rewards. If you're paying interest to CC, no matter small interest it is, YOU ARE DOING IT WRONG.
When in doubt on anything you've read....DON'T proceed or else you may just fall into a debt trap you can't get out of later. Happy New Year ya'll!
Jan 13, 2017, 7:54 am
#15
Join Date: Jun 2014
Programs: SPG Gold, IHG Plat, Marriott Silver, Hyatt Plat, *A Gold, AA Plat
Posts: 32
Use plastiq
you mentioned you are overseas. I am too. I used plastiq to pay some bills in the states. You have to pay the 2.5% but worth it. I paid mortgage and also some kids tuition.