Authorized User on Biz CCs
Dec 21, 2015, 9:34 am
#1
Original Poster
Join Date: Jul 2009
Location: Washington, DC
Programs: AA Platinum; WN Companion Pass
Posts: 129
Authorized User on Biz CCs
Hi all,
My mom has a small business and I've been thinking about setting up a few business cards through this account. Two questions:
1. Does anyone know if this NerdWallet post is accurate? (http://www.nerdwallet.com/blog/credi...-credit-score/). It indicates that BofA, Chase, and Citi don't report business credit inquiries to consumer credit agencies.
2. My plan is to add myself as an authorized user on the account so that I can use my BB card to load Simon gift cards.
Any thoughts on this strategy would be appreciated.
My mom has a small business and I've been thinking about setting up a few business cards through this account. Two questions:
1. Does anyone know if this NerdWallet post is accurate? (http://www.nerdwallet.com/blog/credi...-credit-score/). It indicates that BofA, Chase, and Citi don't report business credit inquiries to consumer credit agencies.
2. My plan is to add myself as an authorized user on the account so that I can use my BB card to load Simon gift cards.
Any thoughts on this strategy would be appreciated.
Dec 25, 2015, 6:32 pm
#2
Join Date: Jun 2013
Posts: 44
Are you asking if you would get a hard pull to become an AU?? If so, not with Chase and Citi. I don't think BofA would either, but I don't know from personal experience. You could buy Simon GCs with any CC with your name on it, but whats the end game? 1% CB? Meeting min spending?