Keeping track of gazillions of accounts
May 25, 2015, 12:10 pm
#1
Original Poster
Join Date: Feb 2015
Posts: 194
Keeping track of gazillions of accounts
Like many of you, I have a ton of accounts that I use for MS. I have many credit union accounts and bank accounts. I've got prepaid card accounts. I've got credit card accounts. I've got accounts for myself and my partner and sometimes for friends and family members.
A lot of these accounts just side idle for months or years with a few hundred dollars in them. Then, when a new opportunity arises at one of them, they spring back into action. I find it handy to have them open already, and to have a history on file. Really, I only close accounts if a) I'm about to get hit with fees or b) they get closed for me.
For real, non MS money, I track all of my stable long-term accounts at my brokerage.
But for MS, I need an aggregation service that can handle the likes of GoBank, RedBird, UFB Direct, AFT, CUs that have tech from the 80's, etc.
I'm looking at Mint. It looks like Yodlee and CashEdge are for financial institutions to offer their customers, but you can't get direct access.
So I'm considering using Fidelity or Vanguard or USAA or Mint. I don't think Schwab offers this type of aggregation. I haven't looked into Citi, US Bank, Wells Fargo, etc., but if any of them has a great aggregation tool, I'll check it out. I'd say, it's even worth opening a new account to be able to track all of these miscellaneous accounts well.
Any other options or suggestions? Pros and cons?
A lot of these accounts just side idle for months or years with a few hundred dollars in them. Then, when a new opportunity arises at one of them, they spring back into action. I find it handy to have them open already, and to have a history on file. Really, I only close accounts if a) I'm about to get hit with fees or b) they get closed for me.
For real, non MS money, I track all of my stable long-term accounts at my brokerage.
But for MS, I need an aggregation service that can handle the likes of GoBank, RedBird, UFB Direct, AFT, CUs that have tech from the 80's, etc.
I'm looking at Mint. It looks like Yodlee and CashEdge are for financial institutions to offer their customers, but you can't get direct access.
So I'm considering using Fidelity or Vanguard or USAA or Mint. I don't think Schwab offers this type of aggregation. I haven't looked into Citi, US Bank, Wells Fargo, etc., but if any of them has a great aggregation tool, I'll check it out. I'd say, it's even worth opening a new account to be able to track all of these miscellaneous accounts well.
Any other options or suggestions? Pros and cons?
May 31, 2015, 8:26 pm
#5
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Like many of you, I have a ton of accounts that I use for MS. I have many credit union accounts and bank accounts. I've got prepaid card accounts. I've got credit card accounts. I've got accounts for myself and my partner and sometimes for friends and family members.
Any other options or suggestions? Pros and cons?
Any other options or suggestions? Pros and cons?
I walked in a grocery store today, where I buy 10x500 GC every week. new cashier asked for cash, I walked....
Walmart for MOs, wants my name on the debit cards, had to walk.
In 2 weeks I'll be done with 5x WF. MS will almost stop. Only opportunity is for min. spend on 4/5 new CC applications a year?....have only BB + RB for liquidation..., 120K/year max? my tons of accounts are now inactive.
May 31, 2015, 9:48 pm
#7
Join Date: Nov 2013
Posts: 572
I use Yodlee.
https://moneycenter.yodlee.com/
https://moneycenter.yodlee.com/
Jun 1, 2015, 12:55 pm
#10
Join Date: Jul 2012
Location: Heaven
Posts: 552