![]() |
A shutdown would be the biggest risk of any legal action. Are there any examples of Walmart blacking people from using Vanilla Visas other than for bill pay, money orders or loading prepaids? If not, all I see a lawsuit doing is shining a big light on MS. Just like the Mint, once enough attention is put on the activity it will be shutdown. Do not forget that technically many cardholder agreements state that rewards are not earned on purchases of cash equivalents(i.e. gift cards).
Lobachevsky does bring up a good point though about these cards being advertised to be accepted anywhere visa is accepted and stores put those Visa, etc accepted here stickers in their stores so that would seem to indicate a representation not only by bank but the merchant to the customer. It is one thing to block all credit card payments for a product but blocking payment by a particular issuer seems questionable. I have no idea. I am not a lawyer but I just do not think going to court to test this out is a good idea. Not unless it can be done without using MS activities as the basis of the lawsuit(and assuming there is any legal basis to any of this to begin with).
Originally Posted by bigugly
(Post 23664232)
Because it will be cheaper for them to stop taking debit cards for BP and MO at all, for one thing. Buying MO at WM for MS would end, because of the risk exposure for the would to too great.
|
Originally Posted by Lobachevsky
(Post 23663738)
The sneering that's going on here lately is not helpful. You folks aren't attorneys, aren't specialists in these legal aspects, and should have some humility when you spout your unsupported opinions as fact.
^Agree... This seems like a pretty obvious legal violation to me--but I'm no expert either. Feel free to include me in your sneers. |
Originally Posted by Lobachevsky
(Post 23663738)
The sneering that's going on here lately is not helpful...... should have some humility when you spout your unsupported opinions as fact.either. Feel free to include me in your sneers.
Originally Posted by xoxx
(Post 23658130)
welfare-mart kiosk has not worked with OV GC for months ..... don't go mad at welfare-mart
|
Originally Posted by pointnoob
(Post 23664489)
A shutdown would be the biggest risk of any legal action. Are there any examples of Walmart blacking people from using Vanilla Visas other than for bill pay, money orders or loading prepaids?
|
You brilliant legal experts overlook one little detail.
No business is required to sell you something that you demand on the terms that you demand. This is really basic and shows how utterly ignorant and delusional you are. Unless you can argue successfully that you are a member of a specific, legally-defined protected class (eg, a disabled person) and you are being denied something that another customer who is not a member of that protected class can get, then you have absolutely no basis to take legal action if a store decides they don't want to see you something on the terms you dictate. It doesn't matter what any package says, it doesn't matter that the signs in the store says, it doesn't matter what old credit card merchant agreement you can find online say, none of that means squat. They have every right to tell you to go pound sand. Of course they do - anyone with a lick of common sense knows that. "No shirt, no shoes, no service". You gonna sue over that one, too? Good luck with your lawsuits. |
Originally Posted by nwflyboy
(Post 23665962)
You brilliant legal experts overlook one little detail.
No business is required to sell you something that you demand on the terms that you demand. This is really basic and shows how utterly ignorant and delusional you are. Unless you can argue successfully that you are a member of a specific, legally-defined protected class (eg, a disabled person) and you are being denied something that another customer who is not a member of that protected class can get, then you have absolutely no basis to take legal action if a store decides they don't want to see you something on the terms you dictate. It doesn't matter what any package says, it doesn't matter that the signs in the store says, it doesn't matter what old credit card merchant agreement you can find online say, none of that means squat. They have every right to tell you to go pound sand. Of course they do - anyone with a lick of common sense knows that. "No shirt, no shoes, no service". You gonna sue over that one, too? Good luck with your lawsuits. |
Originally Posted by nwflyboy
(Post 23665962)
You brilliant legal experts overlook one little detail. No business is required to sell you something that you demand on the terms that you demand. This is really basic and shows how utterly ignorant and delusional you are. Good luck with your lawsuits.
Apparently this thread has caught the eyes of someone else. I just saw this in the New To Manufactured Spend thread:
Originally Posted by jedinkel
(Post 23665095)
Where is info on the class action lawsuit for stores refusing debit cards?
|
Last time I checked it is only the Vanilla Visas that are a problem so yes there is still something left to lose.
Originally Posted by prasha11
(Post 23665959)
So, what good is it 'not shut down' if MSer cannot do MSing? :confused:
|
I don't think anyone who has responded to this thread has claimed to be a legal expert and such comments really add nothing to the discussion.
An increasing number of MS avenues have been shut down recently and some people are angry about that. They lash out at whomever they perceive to be the reason for the shutdowns whether it be bloggers or noobs or whatever. Edit: This link may be of interest http://www.treasury.gov/resource-cen...al-tender.aspx I think the implication is clear - businesses can choose to accept payment in whatever form they choose. If a business can choose to refuse to let you use a credit card for whatever random reason then they can decide to block a whole class of cards(i.e. Bancorp). I am sure WM would just say they are suspecting a lot of fraud with such cards and that will probably be that. Again I am not a lawyer but IMHO a. I don't see this going anywhere and b. I don't think any good will come of even attempting such a lawsuit.
Originally Posted by nwflyboy
(Post 23665962)
You brilliant legal experts overlook one little detail.
No business is required to sell you something that you demand on the terms that you demand. This is really basic and shows how utterly ignorant and delusional you are. "No shirt, no shoes, no service". You gonna sue over that one, too? Good luck with your lawsuits. |
WM does accept these cards in their store, but they should deny you from purchasing cash equivalents if they cannot verify that you own the card.
That any VGC is load able or accepted for BP or MO is really just exploiting a loophole that WM is too lazy to fix or cashiers are too indifferent to notice. |
God you people are hard to work with.. ;)
Originally Posted by nwflyboy
(Post 23665962)
You brilliant legal experts overlook one little detail.
No business is required to sell you something that you demand on the terms that you demand. This is really basic and shows how utterly ignorant and delusional you are. Unless you can argue successfully that you are a member of a specific, legally-defined protected class (eg, a disabled person) and you are being denied something that another customer who is not a member of that protected class can get, then you have absolutely no basis to take legal action if a store decides they don't want to see you something on the terms you dictate. It doesn't matter what any package says, it doesn't matter that the signs in the store says, it doesn't matter what old credit card merchant agreement you can find online say, none of that means squat. They have every right to tell you to go pound sand. Of course they do - anyone with a lick of common sense knows that. "No shirt, no shoes, no service". You gonna sue over that one, too? Good luck with your lawsuits. |
Originally Posted by pointnoob
(Post 23666133)
Last time I checked it is only the Vanilla Visas that are a problem so yes there is still something left to lose.
|
Originally Posted by Lobachevsky
(Post 23663738)
The sneering that's going on here lately is not helpful. You folks aren't attorneys, aren't specialists in these legal aspects, and should have some humility when you spout your unsupported opinions as fact.
Wal-Mart sells Vanilla-brand debit cards which can be loaded up to $500 each. On the OUTSIDE of the card package is this: "This card may be used in the U. S. and District of Columbia everywhere Visa debit cards are accepted." Wal-Mart accepts Visa debit cards for billpays and money orders. It does not currently accept Vanilla-brand Visa debit cards, although it used to do so. This seems like a pretty obvious legal violation to me--but I'm no expert either. Feel free to include me in your sneers. |
| All times are GMT -6. The time now is 9:22 am. |
This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.