Discover Q4 2014 -- Online Shopping / Department Stores

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Dec 12, 2014, 2:25 pm

#136

cabby

Join Date: Apr 2013

Posts: 71

Quote:

Originally Posted by andres17

I was waiting for the cashback on portals to be better to use my Discover 5% for Q4. For some reason, the order is going through as a CA on the Discover network. I got lucky the order is for more than my CA limit, otherwise, I would have been bit by a 5% CA fee!

Now, is this something new? Since when is AGC purchases posting as a CA on the Discover cards?

EDIT: Found the answer. It process as a CA initially, but if posts as a purchase at the end. The problem with Discover is that their CLs are super low (compared to other creditors), so their CA limit is low too. I will have to break this purchase in two. Hopefully the portals will be high again when I make the 2nd purchase.

Does this mean you found portals with cashback?

Or that you just gave up. Seems like ebates, topcashback exclude visa cards now.

Dec 27, 2014, 1:37 am

#137

LiarsDice

Join Date: Oct 2014

Posts: 62

Quote:

Originally Posted by foggypastry

I got a confirmation from customer support HOWEVER Costco was the ONLY purchase I made that did NOT get the 5% (purchase was made in the middle of the month).

Have used it on two discover cards to buy gift cards at costco.com and I indeed get 5% cb. Going to buy $1k gc probably tomorrow to max or our 3rd discover card.

Costco doesn't activate the balance on the card until your receive it and call the number on it, which is not the case for amex gcs. We shop there all the time so it's a practical and safe solution while not eating up a lot of time MS'ing the amex cards.

Dec 29, 2014, 2:18 pm

#138

kay11

Join Date: May 2014

Posts: 33

Does AmericanExpress.com GC qualify for 5%?

Dec 29, 2014, 2:27 pm

#139

tenta

Join Date: Nov 2014

Posts: 1

Quote:

Originally Posted by kay11

Does AmericanExpress.com GC qualify for 5%?

Yep

Dec 29, 2014, 3:20 pm

#140

kay11

Join Date: May 2014

Posts: 33

Quote:

Originally Posted by tenta

Yep

Thanks, Just bought a $1000 GC for $3.95 fee with free shipping.

Now I have find ways to liquidate it.

Was planning use a part of it to buy discounted restaurant gift cards.

Dec 29, 2014, 7:48 pm

#141

seahawksunite

Join Date: Apr 2014

Posts: 137

Quote:

Originally Posted by kay11

Thanks, Just bought a $1000 GC for $3.95 fee with free shipping.

Now I have find ways to liquidate it.

Was planning use a part of it to buy discounted restaurant gift cards.

Well, this may backfire since Amex GCs take >1 week to post and it would be next year by then.

Dec 29, 2014, 9:05 pm

#142

kay11

Join Date: May 2014

Posts: 33

Quote:

Originally Posted by seahawksunite

Well, this may backfire since Amex GCs take >1 week to post and it would be next year by then.

I thought only the transaction date matters.

I see it as pending on the site as of now.

Dec 29, 2014, 10:38 pm

#143

seahawksunite

Join Date: Apr 2014

Posts: 137

Quote:

Originally Posted by kay11

I thought only the transaction date matters.

I see it as pending on the site as of now.

Amex GC charges process in strange ways, they initially block your limit, then they disappear and post shipping they are charged.

I checked my last discover order and orderdate and transaction date are 5 days apart.

Dec 30, 2014, 10:13 am

#144

yukon50

Join Date: Dec 2012

Posts: 215

Quote:

Originally Posted by seahawksunite

But does it go by order date or transaction date?

By the way, go Seahawks! #1 NFC seed, gotta love those guys.

Dec 30, 2014, 10:54 am

#145

seahawksunite

Join Date: Apr 2014

Posts: 137

Quote:

Originally Posted by yukon50

But does it go by order date or transaction date?

By the way, go Seahawks! #1 NFC seed, gotta love those guys.

I am tempted to say transaction date, this is because Discover probably has no way of knowing that the earlier block and current charge are for the same thing. But you could probably contact customer care as a one time thing.

Go Hawks ! Seriously, this season has been awesome (like last season), last 2 games against Cardinals and Rams have been total domination

Dec 30, 2014, 11:20 am

#146

kay11

Join Date: May 2014

Posts: 33

My order is shipped with 2 day expedited shipping.

No change in credit card status, still in pending.
But Cash Advance hold is removed, now I see 100% cash line available. Assuming it is converted into purchase now.

Dec 30, 2014, 11:56 am

#147

roneyc

Join Date: Dec 2008

Location: HOU, IAH

Posts: 194

General question about ShopDiscover CB - is there a convenient location to see your activity credited? There's a lump sum reward on the monthly cc statement, but I'm talking about shopping trips and individual transactions like you can find on Ebates site, etc.