Avoid or not avoid spending more than CL??
May 25, 2014 | 3:38 pm
#61
Join Date: Aug 2010
Posts: 635
either I'm confused on barclays point accumulation or I'm decoding your post wrong but it seems like you accumulated a grand total of 21k pts. that'd require what -- $11.5k in spend in 8 months which is nothingburger esp given your CL and seems really paltry, something most banks would not bother with... what exactly did you do for them to just hit the kill switch.
if you were indeed spending 2x CL, where did all your pts earned go? something does not compute.
if you were indeed spending 2x CL, where did all your pts earned go? something does not compute.
Still leaves me concerned because I have done double that in 2 months and have more pending from existing orders. Haven't done any VisBuxx or GCM orders but a ton of AmexGC orders through their portals.
May 25, 2014 | 3:41 pm
#62
Join Date: Aug 2010
Posts: 635
Our Arrival CLs were 12k each. Income of $120k. Yes, there were many Buxx loads and GCMall purchases. Many redemptions as well. The accounts were closed with about 15k points total. No luck reopening the accounts or getting any credit for the points. About 2 weeks later they closed an account I hadn't used for years. I no longer have any accounts with them.
In all, we redeemed about 6k in the 8 months we had the accounts. Yes, hogs get slaughtered.
Lesson learned.
I'll apply for the cards in about 8 months and adjust my usage if I'm fortunate to get the card again.
In all, we redeemed about 6k in the 8 months we had the accounts. Yes, hogs get slaughtered.
Lesson learned. I'll apply for the cards in about 8 months and adjust my usage if I'm fortunate to get the card again.
May 25, 2014 | 3:42 pm
#63
Original Poster
Join Date: May 2014
Posts: 571
I think they're happy for you to get all the points you can through the Barclays portal. However, if you're doing multiples of your CLs on Barclays cards, I'd keep in mind how many posts are on this forum about the sensitivity of Barclays.
May 25, 2014 | 4:36 pm
#64
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
earning 300k pts means spending $150k in 8 months or an avg of $18,750 per month. not bad, doable even with a $12k CL. but like c4t says, barclays is a tad bit sensitive. I guess it really comes down to many other factors: like what was credipig's total stated income on his barclays apps, how much reported credit util he had overall (and esp with barclays), how much other total credit he has with barclays and other banks, if this was his first barclays card or if he had prev good history with barclays and other banks etc.
May 25, 2014 | 9:48 pm
#65
Join Date: Jan 2014
Location: SAN
Posts: 234
$6k in redemptions is def something... thats something like 300k barclays pts... if he did indeed redeem that much, he should be happy he got away with it and shouldnt even care about something paltry like 15k pts.
earning 300k pts means spending $150k in 8 months or an avg of $18,750 per month. not bad, doable even with a $12k CL. but like c4t says, barclays is a tad bit sensitive. I guess it really comes down to many other factors: like what was credipig's total stated income on his barclays apps, how much reported credit util he had overall (and esp with barclays), how much other total credit he has with barclays and other banks, if this was his first barclays card or if he had prev good history with barclays and other banks etc.
earning 300k pts means spending $150k in 8 months or an avg of $18,750 per month. not bad, doable even with a $12k CL. but like c4t says, barclays is a tad bit sensitive. I guess it really comes down to many other factors: like what was credipig's total stated income on his barclays apps, how much reported credit util he had overall (and esp with barclays), how much other total credit he has with barclays and other banks, if this was his first barclays card or if he had prev good history with barclays and other banks etc.
May 26, 2014 | 8:43 am
#66
Join Date: Feb 2014
Posts: 253