Comparing and understanding Vanilla cards
Apr 15, 2014, 4:28 pm
#16
Join Date: Feb 2014
Posts: 908
May 30, 2018, 10:42 am
#19
Join Date: Dec 2017
Posts: 463
Vanilla vs OneVanilla
Trying to figure out what the differences are, especially in relationship to MS. I've got one of each in front of me, both purchased this past week from Sam's Club. In this case, both are mastercards.
Vanilla is a gift card. OneVanilla is a prepaid mastercard. I've been using these terms (and "gebit") interchangeably. I guess I should be more careful But what's the difference?
Vanilla issued by Bancorp and serviced by InComm. OV issued by Metabank and serviced by Incomm. Is this true for all Vanilla & OV cards?
Vanilla never mentions OneVanilla. OV sometimes says OV, sometimes says Vanilla. Both use the same logo.
According to the wiki, Walmart rejects Vanilla for >$49.99. Does it also reject OV? Or does it depend on which bank issued the card?
Vanilla has the word "GIFT" printed on it. OV does not. So I guess if you're worried about the CSR seeing the card, OV is better. But that may just be the design of these particular cards.
Vanilla has "debit" written on the front. OV has it in hard to read print on the front, and easy to read print on the back. Again, that may just be these designs. In either case, they're both still debit cards.
Vanilla has the card number and exp date printed on the card. OV has them in raised print.
For others confused, be aware there's also a "MyVanilla" card, which is reloadable.
Vanilla is a gift card. OneVanilla is a prepaid mastercard. I've been using these terms (and "gebit") interchangeably. I guess I should be more careful But what's the difference?
Vanilla issued by Bancorp and serviced by InComm. OV issued by Metabank and serviced by Incomm. Is this true for all Vanilla & OV cards?
Vanilla never mentions OneVanilla. OV sometimes says OV, sometimes says Vanilla. Both use the same logo.
According to the wiki, Walmart rejects Vanilla for >$49.99. Does it also reject OV? Or does it depend on which bank issued the card?
Vanilla has the word "GIFT" printed on it. OV does not. So I guess if you're worried about the CSR seeing the card, OV is better. But that may just be the design of these particular cards.
Vanilla has "debit" written on the front. OV has it in hard to read print on the front, and easy to read print on the back. Again, that may just be these designs. In either case, they're both still debit cards.
Vanilla has the card number and exp date printed on the card. OV has them in raised print.
For others confused, be aware there's also a "MyVanilla" card, which is reloadable.
May 30, 2018, 11:30 am
#20
Join Date: Jul 2014
Posts: 3,688
afaik, as of Q3 2017, variable vanilla fees including OVs have been raised to $5.95 at MOST drugstores. I still have a CVS with racks full of old cards with $4.95 fees that I buy using 0BC. They also have racks with the higher fees but I choose those with the lower fees. WAG near me all sell the ones with $5.95 fees. Auto Zone used to sell vanillas with $4.95 fees since last year but beginning April 2018, they removed the GC racks at most, if not all stores 
May 30, 2018, 11:59 am
#21
Join Date: Dec 2017
Posts: 103
afaik, as of Q3 2017, variable vanilla fees including OVs have been raised to $5.95 at MOST drugstores. I still have a CVS with racks full of old cards with $4.95 fees that I buy using 0BC. They also have racks with the higher fees but I choose those with the lower fees. WAG near me all sell the ones with $5.95 fees. Auto Zone used to sell vanillas with $4.95 fees since last year but beginning April 2018, they removed the GC racks at most, if not all stores
May 30, 2018, 6:43 pm
#25
Join Date: Oct 2013
Posts: 483
I tried a one vanilla the other day at WM and it still did not work over 49.99. I tried to swipe for 500. I buy vgc at WM with my one vanillas because WM is my only liquidating option and the GDvgc work.