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Best unknown methods for MS

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Old Mar 21, 2014, 7:31 am
  #46  
 
Join Date: Sep 2013
Location: Warm, sunny Florida
Posts: 251
Seriously, having a kid with a high deductible plan with an attached HSA = EZ miles. $5k in medical bills helps justify the $10k+ / month CVS transactions
nuclfusion is offline  
Old Mar 21, 2014, 7:32 am
  #47  
 
Join Date: Sep 2013
Location: Warm, sunny Florida
Posts: 251
Originally Posted by rufflesinc
Why wouldn't you just wait until you get married and have your insurance cover?
But if his insurance covered her ACL, how would he pick up the extra miles?
nuclfusion is offline  
Old Mar 21, 2014, 7:42 am
  #48  
 
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
With a HD insurance plan and an HSA, you can pay your out of pocket costs through whatever method you desire (or the hospital, dr, office) accepts and then reimburse your bank account with your HSA. Paying with tax free $ is better than paying with after tax $ in my simple opinion.
jonnyd13 is offline  
Old Mar 21, 2014, 7:44 am
  #49  
 
Join Date: Mar 2014
Location: NC
Programs: CITI, Barclay, Fidelity Amex, CC
Posts: 128
Potentially useless information: For those who live in NC, State employees credit union offers $500 VGCs for $1 ($2.50 by mail). T&C states no ATM or cash back though.

https://www.ncsecu.org//Cards/GiftCard.html

FWIW
birdhands is offline  
Old Mar 21, 2014, 8:02 am
  #50  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Potentially useless? No way - that fits the MO for many.

Originally Posted by birdhands
Potentially useless information: For those who live in NC, State employees credit union offers $500 VGCs for $1 ($2.50 by mail). T&C states no ATM or cash back though.

https://www.ncsecu.org//Cards/GiftCard.html

FWIW
AlohaDaveKennedy is offline  
Old Mar 21, 2014, 8:03 am
  #51  
 
Join Date: Feb 2014
Posts: 89
Originally Posted by rufflesinc
Why wouldn't you just wait until you get married and have your insurance cover?
There was no way she was going to make it as long as wed had without having the surgery.

In hindsight, yes we should have just gotten married at City Hall right after it happen. (and likely would have if I had paid attention to how limited her insurance plan was)

Oh well, you live and learn.
V6Jeep4x4 is offline  
Old Mar 21, 2014, 8:15 am
  #52  
 
Join Date: Mar 2014
Location: NC
Programs: CITI, Barclay, Fidelity Amex, CC
Posts: 128
Originally Posted by AlohaDaveKennedy
Potentially useless? No way - that fits the MO for many.
Yes, as long as an MO can be bought. T&C doesn't specify, though it does say the card is not to be used for "non-financial money exchange establishments," whatever those are.

I'll give the card a try next week.
birdhands is offline  
Old Mar 21, 2014, 8:26 am
  #53  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Good luck. And don't forget to write up that scenic trip to the CU on the Arrival Travel site to get gift cards or Arrival miles.

Originally Posted by birdhands
Yes, as long as an MO can be bought. T&C doesn't specify, though it does say the card is not to be used for "non-financial money exchange establishments," whatever those are.

I'll give the card a try next week.
AlohaDaveKennedy is offline  
Old Mar 21, 2014, 8:27 am
  #54  
 
Join Date: Feb 2014
Posts: 511
Originally Posted by birdhands
Yes, as long as an MO can be bought. T&C doesn't specify, though it does say the card is not to be used for "non-financial money exchange establishments," whatever those are.

I'll give the card a try next week.
Pretty sure this is going to work fine for you for MO. As a NC resident, I wish I could fanangle a way into joining.

Will you adopt me as your man child?
hamhead is offline  
Old Mar 21, 2014, 8:34 am
  #55  
 
Join Date: Jun 2013
Posts: 162
Best unknown methods for MS

Simon malls sell variable visas and Amex up to $500 for 2.95 They're usbank but I called and got a pin easily. Cheap if you're not buying in a category bonus.
haloseven is offline  
Old Mar 21, 2014, 8:52 am
  #56  
 
Join Date: Apr 2005
Location: NYC
Posts: 1,756
"If you know the weird old trick, you can buy VR from CVS without the zero activation fee!" said the one trick pony. LOL
yoyo is offline  
Old Mar 21, 2014, 9:36 am
  #57  
 
Join Date: Sep 2013
Location: Warm, sunny Florida
Posts: 251
Originally Posted by jonnyd13
With a HD insurance plan and an HSA, you can pay your out of pocket costs through whatever method you desire (or the hospital, dr, office) accepts and then reimburse your bank account with your HSA. Paying with tax free $ is better than paying with after tax $ in my simple opinion.
Not just tax free. Technically at a discount depending on your tax bracket. Paying 75 cents on the dollar for medical procedures + miles isn't too shabby.
nuclfusion is offline  
Old Mar 21, 2014, 10:35 am
  #58  
 
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Originally Posted by AlohaDaveKennedy
And don't forget to write up that scenic trip to the CU on the Arrival Travel site to get gift cards or Arrival miles.
Lol. That is way more scenic than a couple of mine.
ctbarron is offline  
Old Mar 21, 2014, 10:37 am
  #59  
 
Join Date: Dec 2013
Posts: 85
Am I the only one that puts his low-credit score neighbors as AUs on CCs to rack up points, and when CC statements are due, send "collectors" around the neighborhood to collect cash?
chunkalunk is offline  
Old Mar 21, 2014, 10:42 am
  #60  
 
Join Date: Mar 2014
Location: NC
Programs: CITI, Barclay, Fidelity Amex, CC
Posts: 128
Seriously, there is merit in that idea. We could act as brokers: you give me your SS#, DOB, DL#, etc, I take care of the rest, send you a check monthly.
birdhands is offline  


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