wouldn't it just be easier to use the credit card for everyday expenses, heh.

But more importantly, Incomm

Not if I'm unsure I'll meet min spend within the 90 days. When I'm balancing trying to hit min spend on 3 or 4 different cards, some cards get neglected.

u need a wife or gf, lol

ha, my money is my money :p

If you don't churn too many cards over the year you buy GC in the 90days to meet minimum spend and use them over the rest of the year.

When the Freedom card offered 10% for up to $1500 in Amazon purchases people added them to their Amazon gift card balanced which gets slowly drained over the year. Similar with Target offers. You might not be able to do this on a huge scale over the year, but you can cover a lot of your regular spend this way.

Indeed

My local Hannaford put all their VGCs back on the GC rack this week after keeping them behind the service counter for the last 6-8 months during which they only sold them via "Cash and Debit Card only". They recently upgraded to chip readers so I figured that's why they put them back on the GC rack. I took one to the register with my groceries Thursday afternoon for a test and the cashier asked what amount I wanted on it and let me use my CC to purchase everything without issue.

I went back Friday morning to buy a couple more and got told by a different cashier that the policy is "CASH ONLY". I asked about purchasing with a debit card and she said "The policy is cash only, no debit, on Visa, MC, and AMEX GCs". On the way out I asked the one of the employees I'm friendly with in the parking lot gathering the shopping carts if he knew anything new about being able to buy VGCs with a CC since he also works the registers and the chip readers are now working to which he told me he'd check and let me know next time I see him, but he thought they were going to allow VGC purchases with CCs again once the chip readers were working.

Seeing that I bought one the day before with my CC I think that the new POS software upgrade isn't hard coded against CC purchase, but the employees have still been told not to allow purchase with a CC. I have my fingers crossed that they go back to CC sales, but I know they got hit with VGC fraud last year that added up into the six figure range according to online news articles so I wouldn't be surprised if they are still gun shy about taking VGCs for them.

Feels weird
 

Today I did something that I haven't ever done before. This afternoon after disposing of $2000 OVGCs from CVS at 7 FDs (3 denies), I stopped into the grocery store.

Up until a month or so ago S&S was generally easy picking. Now the policy's debit/cash only for Visa/MC/Amex GCs. Fatefully, the rules aren't against using CC with merchant GCs.

Today I bought my first "amazon gift card" for five-hundred dollars. It's a pretty big deal. I've now just committed to buying things that I may or may not need, all for 2500 UR points. And all I can think about is the other two 2500 opportunities left on that card. And then the other 2 Freedoms I have, and their three x 2500s apiece! It's all like a giant, on-going promotion for consumerism.

Deleted

Last year to max out the 10% on Amazon I sent my mom an Amazon gift card that she paid me back for since she had already maxed out her freedom card :D

My Amazon balance is finally about to run out after the Q4 madness last year.

Add Food City in Virginia and Tennessee to the list of stores that sell $500 VGC.

http://www.target.com/p/400gc-6-fee-...d/-/A-17214227

6 dollar fee - 5 dollar coupon: TGT4DN9P

= 401 total price pre-unloading for 400.. pretty dang good. Except limit is one. If you go slowly but surely you can get a good amount of the cards coming in. Placed 2 orders tonight because I have some spend to do on a Marriott card. 800/for this one night isn't bad, for me.

Is it right to assume that these can also be used for a MO?

Which VGC do I buy?
 

I've done hours of reading about MS. I'm to the point where I'd like to start ms-ing but I'm confused on which card to buy. I see VGC in several differed styles. Can someone post a photo of what I should buy?


Thanks!