Any problem with purchasing and using Visa/MC gift card?
Jan 27, 2014 | 7:31 pm
#1
Original Poster
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 7,190
Any problem with purchasing and using Visa/MC gift card?
I have several one time only expenses - less than $100 at Home Depot, need to buy stuff at Target, Costco and Bed, Bath, Beyond. Totally it would be less than $600 for sure.
What would be the best return if I have Chase Ink and Sapphire? Buy $500 visa gift card at office depot and use it to purchase stuff at all places except Costco. For Amex spefic expenses, get VR at CVS using the visa/mc gift card and load BB with funds which then use it at Costco.
Any problem with the plan above?
What would be the best return if I have Chase Ink and Sapphire? Buy $500 visa gift card at office depot and use it to purchase stuff at all places except Costco. For Amex spefic expenses, get VR at CVS using the visa/mc gift card and load BB with funds which then use it at Costco.
Any problem with the plan above?
Jan 27, 2014 | 7:45 pm
#2
Join Date: Feb 2013
Posts: 191
I have several one time only expenses - less than $100 at Home Depot, need to buy stuff at Target, Costco and Bed, Bath, Beyond. Totally it would be less than $600 for sure.
What would be the best return if I have Chase Ink and Sapphire? Buy $500 visa gift card at office depot and use it to purchase stuff at all places except Costco. For Amex spefic expenses, get VR at CVS using the visa/mc gift card and load BB with funds which then use it at Costco.
Any problem with the plan above?
What would be the best return if I have Chase Ink and Sapphire? Buy $500 visa gift card at office depot and use it to purchase stuff at all places except Costco. For Amex spefic expenses, get VR at CVS using the visa/mc gift card and load BB with funds which then use it at Costco.
Any problem with the plan above?
Jan 27, 2014 | 11:21 pm
#3
Join Date: Aug 2013
Posts: 373
VGCs are cash only now so you'd be stuck getting $200 fixed value GCs... and that's if you're willing to pay the $6.95 fees. This goes for Staples and OM too.
Buying VRs with GCs is very YMMV at CVS. I say just buy the $200 AMEX at the office supply store directly and save yourself the second round of fees.
Edit: Don't quote me on this but pretty sure OD or Staples has Bed, Bath and Beyond gift cards.
Buying VRs with GCs is very YMMV at CVS. I say just buy the $200 AMEX at the office supply store directly and save yourself the second round of fees.
Edit: Don't quote me on this but pretty sure OD or Staples has Bed, Bath and Beyond gift cards.
Jan 28, 2014 | 5:49 am
#4
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,410
Do you have an AMEX BCE/BCP? If so, I would get the fee-free GC's at a grocery store (BB&B, Target, HD, etc.).
The fees with the Visa's do not usually make sense to purchase them and then use them on every day spending for a few $100 here and there.
The fees with the Visa's do not usually make sense to purchase them and then use them on every day spending for a few $100 here and there.
Jan 29, 2014 | 10:34 pm
#6
Join Date: Nov 2011
Posts: 1,945
Jan 30, 2014 | 11:10 am
#7
Join Date: Feb 2006
Programs: HH Gold (again), US/UA/DL non-elite, ZE Presidents Circle, WN reluctant no fee convert.
Posts: 1,449
VGCs are cash only now so you'd be stuck getting $200 fixed value GCs... and that's if you're willing to pay the $6.95 fees. This goes for Staples and OM too.
Buying VRs with GCs is very YMMV at CVS. I say just buy the $200 AMEX at the office supply store directly and save yourself the second round of fees.
Edit: Don't quote me on this but pretty sure OD or Staples has Bed, Bath and Beyond gift cards.
Buying VRs with GCs is very YMMV at CVS. I say just buy the $200 AMEX at the office supply store directly and save yourself the second round of fees.
Edit: Don't quote me on this but pretty sure OD or Staples has Bed, Bath and Beyond gift cards.
I can use CC at local grocer for VRs there per cust svc and staff powwow just yesterday.
I used CC at Staples for Visa GC last Dec. Would VR be different? Have to find out. Not that I have an office supply purchase incentive card, anyway.
Have yet to actually try CVS. Used to be a fav place to hang out once a week but not so much lately.
Last edited by jan_believes; Feb 4, 2014 at 10:51 pm
Jan 30, 2014 | 2:27 pm
#9
Join Date: Jul 2013
Location: Bay Area, CA
Programs: Hyatt Diamond, HH Diamond
Posts: 132
Any problem with purchasing and using Visa/MC gift card?
you could purchase retailer specific gc's at office supply store for the different retailers at no cost. And depending how much you need at costco you can buy an amex gc at officle supply or through amex w/ portal.
