Jan 22, 2014, 3:27 pm
Last edit by: XP1
Warning: The T-M website contains an apparent Bill Pay function. Attempting to use it to pay credit card bills, or probably any significant $ amount bills of any sort, will get your account frozen. Ditto large scale ATM or MO withdrawals. The one method of unloading likely to keep you under the radar is small scale WM BP. Also likely to get you shut down, according to consensus reports, is running much more than $5K a month thru your account. You ignore this advice at your own risk.
SUMMARY
1. FAQ's
2. Free to use for TMo customers.
3. Issued by Bancorp
4. Load at T-mobile store (Registers are HARD CODED not to accept anything other than cash.)
5. or Reloadit, (find a grocery store that sold reloadit cards with a cc)
List Stores hard coded for cash or Credit Card accepted
T-Mobile (cash only)
Home Depot (cash only, hard coded)
Harris Teeter - Bought with CC on 2/16/14, hard coded denied CC on 5 APR 2014
Winn-Dixie - Hard coded for cash (debit may work, untested) as of Oct-2015
Meijer (Cash/Debit including VGC)
Giant Eagle/GetGo (Cash, Debit including VGC )
Safeways/Vons/Pavilions in California - most only Cash
Food Lion - Manager override now required. Many stores cash or bank debit only, but registers are not hard coded.
Save-A-Lot: Hard coded cash only
BigY: At least some stores have gone cash only as of 1/8
Acme in PA: Hard-coded cash only (Source)
Note on ReloadIt Cards
These come in two main flavors, up to $500, and up to $950 (there are ones that go up to $50, too). Both are $3.95 load fee. The older grey cards, have CASH ONLY on them. Even if the cash register is coded to accept it, many cashiers will be hesitant to even try, or get shut down by manager.
The maximum value reload will be $2,500.00. There is no maximum number of times you may value reload your Card Account per day; however, the maximum dollar amount of value reloads you may make to your Card Account in one day is $2,500.00. We will accept direct deposits larger than $2,500.00, but any direct deposit value reloaded to your Card Account will count against the $2,500.00 daily limit.
Value Reload Fee: Each time you value reload $300.00 or more to your Card Account in a single transaction, you will receive a credit for any fee you paid. If you are a T-Mobile Wireless Customer and value reload your Card Account at a participating T-Mobile Wireless location, you will receive a refund at the register (and will pay no fee for your value reload). If you value reload your Card Account for $300.00 or more via another method, we will issue a credit to your Card Account in the amount of the fee you paid.
In practice, a ReloadIt >= $300 loaded via the safe will receive credit for the fee. However, the terms formally state "Please note: Value reloads made from Reloadit Packs that have been placed in the Program Manager’s Reloadit `Safe' are not eligible for any fee credit." so this is not guaranteed.
The Limits:
Daily limit: $2500 during a rolling 24 hour period
Monthly limit: ?
Annual Limit: ?
Max Bill Pay (per transaction): = $5000 (tested March 6th, can do 'at least' a second for the same amount to the same payee momment later).
Daily ATM limit: $500 (rolling 24 hr rather than calendar day)
Total monthly bill pay limit: ?
The maximum value of your Card Account is restricted to $10,000.00
T-Mobile Prepaid Customer Service Email: [email protected]
If you need to escalate to the FDIC, Bancorp's registered FDIC# is 35444.
If you want to try to open an FDIC complaint or investigation you can send one in electronically at
http://www2.fdic.gov/IDASP/DIRSInfoRequest.asp
Alternative FDIC link to file complaint
https://www2.fdic.gov/starsmail/index.asp
FAQ
SUMMARY
1. FAQ's
2. Free to use for TMo customers.
3. Issued by Bancorp
4. Load at T-mobile store (Registers are HARD CODED not to accept anything other than cash.)
5. or Reloadit, (find a grocery store that sold reloadit cards with a cc)
List Stores hard coded for cash or Credit Card accepted
T-Mobile (cash only)
Home Depot (cash only, hard coded)
Harris Teeter - Bought with CC on 2/16/14, hard coded denied CC on 5 APR 2014
Winn-Dixie - Hard coded for cash (debit may work, untested) as of Oct-2015
Meijer (Cash/Debit including VGC)
Giant Eagle/GetGo (Cash, Debit including VGC )
Safeways/Vons/Pavilions in California - most only Cash
Food Lion - Manager override now required. Many stores cash or bank debit only, but registers are not hard coded.
Save-A-Lot: Hard coded cash only
BigY: At least some stores have gone cash only as of 1/8
Acme in PA: Hard-coded cash only (Source)
Note on ReloadIt Cards
These come in two main flavors, up to $500, and up to $950 (there are ones that go up to $50, too). Both are $3.95 load fee. The older grey cards, have CASH ONLY on them. Even if the cash register is coded to accept it, many cashiers will be hesitant to even try, or get shut down by manager.
The maximum value reload will be $2,500.00. There is no maximum number of times you may value reload your Card Account per day; however, the maximum dollar amount of value reloads you may make to your Card Account in one day is $2,500.00. We will accept direct deposits larger than $2,500.00, but any direct deposit value reloaded to your Card Account will count against the $2,500.00 daily limit.
Value Reload Fee: Each time you value reload $300.00 or more to your Card Account in a single transaction, you will receive a credit for any fee you paid. If you are a T-Mobile Wireless Customer and value reload your Card Account at a participating T-Mobile Wireless location, you will receive a refund at the register (and will pay no fee for your value reload). If you value reload your Card Account for $300.00 or more via another method, we will issue a credit to your Card Account in the amount of the fee you paid.
In practice, a ReloadIt >= $300 loaded via the safe will receive credit for the fee. However, the terms formally state "Please note: Value reloads made from Reloadit Packs that have been placed in the Program Manager’s Reloadit `Safe' are not eligible for any fee credit." so this is not guaranteed.
The Limits:
Daily limit: $2500 during a rolling 24 hour period
Monthly limit: ?
Annual Limit: ?
Max Bill Pay (per transaction): = $5000 (tested March 6th, can do 'at least' a second for the same amount to the same payee momment later).
Daily ATM limit: $500 (rolling 24 hr rather than calendar day)
Total monthly bill pay limit: ?
The maximum value of your Card Account is restricted to $10,000.00
T-Mobile Prepaid Customer Service Email: [email protected]
If you need to escalate to the FDIC, Bancorp's registered FDIC# is 35444.
If you want to try to open an FDIC complaint or investigation you can send one in electronically at
http://www2.fdic.gov/IDASP/DIRSInfoRequest.asp
Alternative FDIC link to file complaint
https://www2.fdic.gov/starsmail/index.asp
FAQ
- My fee did not get refunded. Has there been a policy change? ReloadIt Fees are processed overnight and could take 24 hours after you reload the card. As of 9/2015, ReloadIt cards added to the safe prior to loading on T-Mobile will still get the $3.95 refunded.
- What is a safe transaction amount? There is no definite safe or unsafe amount. However, starting the last week of Jul 2015, people have been reporting the account frozen after transactions larger than $1K.
- Can I use the BP Feature? It works well for some people. Many have reported getting shutdown after using it. A few have reported having the payments lost. Like all MS activity, use at your own risk.
- Should I mix in some regular spending to make it look like this is my primary card? If it makes you feel better, go for it. However people who do this still get shutdown.
- I can't log in. Did I get shutdown? Possibly. But more likely the website is having technical issues. Call in, o try to make a swipe purchase and test it out.
- If I pay my taxes with this card, will I get shutdown? Large purchase raise red flags. Taxes are no different and there are reports of people being shut down for doing this.
- What is a T-Mobile wireless customer? A qualifying T-Mobile wireless customer can be either a postpaid or prepaid customer. Source: http://www.flyertalk.com/forum/24790705-post3703.html
T-Mobile Visa Prepaid - Bluebird Competitor for MS! (May not load w/CC)
Mar 28, 2015, 4:15 pm
#3467
Join Date: Apr 2014
Location: ANC
Programs: AS, UA, IHG, HH,
Posts: 171
Reloadit requires a lot of patience in general but if your getting this message for more than a few days then you should start with reloadit customer service at (888) 633-9434.
Mar 28, 2015, 7:14 pm
#3468
Join Date: Jan 2014
Posts: 166
You know, I probably did. Makes sense now that I think about it. Thank you.
Mar 28, 2015, 8:12 pm
#3469
Join Date: Oct 2014
Posts: 503
It started about two weeks ago. Within about 8 days I had 8 cards total get hit with fraudulent charges, 2 from LA and 6 in NYC. Luckily they are all pretty much empty. If you had any other cards you think you may have used there during that timeframe I'd be proactive and report them lost so you get new cards issued.
Mar 29, 2015, 1:35 pm
#3470
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Has T-Mobile been completely added to Mint yet? I added it over a month ago but it still shows in Beta mode. Not sure if I need to remove it and re-add for it to work. I don't see it still being in Beta mode for a month and a half!
Apr 1, 2015, 12:27 pm
#3471
Join Date: Nov 2014
Location: NYC
Posts: 158
According to the FAQs, when you do a bill payment you can choose what date to have them send the payment.
However, when I try to set up a payment I don't see anywhere to do that. The only choices it lets me make are the dropdown menus From Card Account and To Payee and the number field Amount. Calculated Fee is automatically "$0.00," Estimated Days to Delivery is automatically "5 days," and Total is automatically the same as Amount.
Am I missing something?
How do I make a payment?
- Set up a payee. You will need the payee's name and address and the payee account number if you have one.
- Enter the amount you want to pay and the date you want payment sent. The screen will populate the first available date the payment can be received. If expedited payment is available, you can select it by checking the box (there is a Bill Payment Fee - Expedited of $10). We strongly recommend you schedule your payment at least five (5) days before the payment due date to make sure the payment reaches your payee in time.
Am I missing something?
Apr 1, 2015, 2:42 pm
#3472
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
According to the FAQs, when you do a bill payment you can choose what date to have them send the payment.
However, when I try to set up a payment I don't see anywhere to do that. The only choices it lets me make are the dropdown menus From Card Account and To Payee and the number field Amount. Calculated Fee is automatically "$0.00," Estimated Days to Delivery is automatically "5 days," and Total is automatically the same as Amount.
Am I missing something?
However, when I try to set up a payment I don't see anywhere to do that. The only choices it lets me make are the dropdown menus From Card Account and To Payee and the number field Amount. Calculated Fee is automatically "$0.00," Estimated Days to Delivery is automatically "5 days," and Total is automatically the same as Amount.
Am I missing something?
Find a WM that can still BP Visa and MC, and do only 2 payments of month, no more than $2498 each, and space them 15 days apart. Or do some significant BP thru T-M and join the people I mentioned above.
Apr 1, 2015, 3:15 pm
#3473
Join Date: Nov 2014
Location: NYC
Posts: 158
Yes, you are missing all of the posts from a year ago by the people who no longer post here since they got their accounts shut down because they used T-M BP.
Find a WM that can still BP Visa and MC, and do only 2 payments of month, no more than $2498 each, and space them 15 days apart. Or do some significant BP thru T-M and join the people I mentioned above.
Find a WM that can still BP Visa and MC, and do only 2 payments of month, no more than $2498 each, and space them 15 days apart. Or do some significant BP thru T-M and join the people I mentioned above.
Apr 1, 2015, 10:12 pm
#3475
Join Date: Feb 2015
Posts: 26
T-mobile money card adding payee
I apologize if this questions has been asked but I couldn't find the answer in the long thread or by searching the forum.
How do I add a credit card payee? What should I put in the address if i want to pay, for example, city thank you credit card bill? I am guessing the account number correspond to the credit card bill I am paying.
Also, did anyone get shut down for ATM withdrawals?
How do I add a credit card payee? What should I put in the address if i want to pay, for example, city thank you credit card bill? I am guessing the account number correspond to the credit card bill I am paying.
Also, did anyone get shut down for ATM withdrawals?
Apr 1, 2015, 10:34 pm
#3476
Join Date: Jan 2015
Posts: 1,112
T-Mobile's bill pay system basically consists of a company sending a check with your name on it to a designated address. Imagine that this was a few years ago, and you were paying your bills via mail. The information that you need for T-Mobile's bill pay is the same as the information that you would need if you yourself were to pay your credit card bill via a check in the mail.
From the Citi website (https://online.citibank.com/JRS/port...ContactUsCards), the address that you would need to send the bill payment to is as follows:
Citibank / Choice
P.O. Box 183037
Columbus, OH 43218-3051
Yes, you would include your account number.
I haven't heard of anyone getting shut down for ATM withdrawals. I've done it myself. Someone else may want to chime in here.
From the Citi website (https://online.citibank.com/JRS/port...ContactUsCards), the address that you would need to send the bill payment to is as follows:
Citibank / Choice
P.O. Box 183037
Columbus, OH 43218-3051
Yes, you would include your account number.
I haven't heard of anyone getting shut down for ATM withdrawals. I've done it myself. Someone else may want to chime in here.
Last edited by tcook052; Apr 2, 2015 at 6:12 am
Apr 2, 2015, 12:12 pm
#3478
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Apr 2, 2015, 12:21 pm
#3479
Join Date: Feb 2015
Posts: 26
Thanks for your response. How would you recommend to liquidate? I am only planning to ms 2k a month.
Apr 2, 2015, 1:08 pm
#3480
Join Date: Jul 2009
Posts: 721
Brugge, I'm sure plenty of folks do exactly what I do cuz...
1. It's common sense
2. We don't have to leave home to liquidate
3. If we BP'd at some store, we wouldn't be able to pay our BIGGEST FREAKING BILL -- Amex
4. While MOing works great for lotsa folks, others like me don't like it and think it's way high on the risk scale re unwanted scrutiny
This thread has Tmo shutdown reports from folks who did Walmart-style BP/MO. Read it again, you'll see. Most of those reports are like the Tmo BP shutdown reports -- the poster forgot to say what their volume was. It's the volume that draws scrutiny.
P.S. Please learn some manners.
1. It's common sense
2. We don't have to leave home to liquidate
3. If we BP'd at some store, we wouldn't be able to pay our BIGGEST FREAKING BILL -- Amex
4. While MOing works great for lotsa folks, others like me don't like it and think it's way high on the risk scale re unwanted scrutiny
This thread has Tmo shutdown reports from folks who did Walmart-style BP/MO. Read it again, you'll see. Most of those reports are like the Tmo BP shutdown reports -- the poster forgot to say what their volume was. It's the volume that draws scrutiny.
P.S. Please learn some manners.