Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Nov 6, 2013, 7:05 am
#2686
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Nov 6, 2013, 8:01 am
#2687
Join Date: Apr 2006
Posts: 352
Has anybody had trouble using WM BB and Mo from Vanilla Gift Cards. I bought them from WM for $200 + $6.88 fee and they don't seem to work...
Nov 6, 2013, 8:39 am
#2688
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Nov 6, 2013, 1:39 pm
#2689
Join Date: Sep 2012
Posts: 217
I had the same problem today. The $500 ones work fine, even the $100 GC I got from WM worked, but the $200 get declined for MO purchases at grocery store.
Nov 6, 2013, 9:23 pm
#2690
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
Has anyone had problems with the MC Variable Load card with the Kiosks? I know about the Cancel trick at the register, but I have never tried a MC before. They would be the US Bank ones and not the celebrate version.
Nov 7, 2013, 8:10 am
#2692
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
Nov 7, 2013, 10:38 am
#2693
Join Date: Aug 2012
Posts: 432
The $200 MCs I got from Staples (U.S. bank issues) were not working yesterday. Tried a few different registers and the money center. They kept running through as credit.
Nov 7, 2013, 11:40 am
#2694
Suspended
Join Date: Nov 1999
Posts: 24,153
my bad I get the VGCs not the MCGCs
Last edited by craz; Nov 7, 2013 at 11:58 am
Nov 7, 2013, 1:06 pm
#2695
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Are folks having problems with the Vanilla Visas or the One Vanilla cards? Or is it both?
Nov 7, 2013, 8:18 pm
#2697
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,562
Nov 7, 2013, 8:36 pm
#2698
Join Date: Aug 2013
Location: TLH
Programs: DL DM, HH Gold, IHG Gold
Posts: 109
Nov 7, 2013, 9:44 pm
#2699
Join Date: Aug 2008
Programs: HHonors Gold, Marriott Lifetime Gold, IHG Gold, OZ*G, AA Gold, AS MVP
Posts: 1,874
Nov 8, 2013, 5:56 am
#2700
Join Date: May 2013
Posts: 128
I went to Walmart today to load my BB with a Metabank Visa GC.
I thought all you had to do was punch in the last 4 digit but it did not work.
It gave me an error stating payment alternate something.
So i called the number on the back and then set up the pin number.
I tried using it again for loading my BB but it gave me again error stating payment alternate something.
I called the number on the back and the money was missing. I spoke to a representative and she said it will reappear in 10 days.
1- is this true that it will come back on and
2- will it take 10 days to reappear?
Thanks everyone for your responses.
I thought all you had to do was punch in the last 4 digit but it did not work.
It gave me an error stating payment alternate something.
So i called the number on the back and then set up the pin number.
I tried using it again for loading my BB but it gave me again error stating payment alternate something.
I called the number on the back and the money was missing. I spoke to a representative and she said it will reappear in 10 days.
1- is this true that it will come back on and
2- will it take 10 days to reappear?
Thanks everyone for your responses.