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PIN available now for Visa/MC prepaid debit cards(2013-2016).

PIN available now for Visa/MC prepaid debit cards(2013-2016).

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Old Feb 3, 17, 2:04 am   -   Wikipost
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There is a new thread for 2017: http://www.flyertalk.com/forum/manuf...ds-2017-a.html

Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.


Setting PINS
  • MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
  • US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
  • Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN

At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:

Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.

New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen

When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.

As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.


Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.

DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.

HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
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Old Jul 12, 13, 5:05 pm
  #1921  
 
Join Date: Mar 2013
Location: Down South, The Desert
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Originally Posted by uncommonsensical View Post
wrong. you'll get more noticed at the counter. people have a lot of trouble with their kiosks. i know because after loading BB with 10 $100 gc's i went to the counter for MO's (i will not get $500 MO's- do enough and the .70 wasted adds up and messes with my total return #'s).

anyway, i'll comment that the machine is a pain and that if i mess up at all, i have to start over (as a cover since she noticed the time i spent at teh kiosk). anyway, she agreed and said people are always having trouble with it. ergo- a bunch of time spent at the kiosk= nobody notices/cares...
I agree that it's better than the counter. I no for a fact that they look at me weird if I'm over there for a while. It may depend on the neigborhood.
TheDapperDon is offline  
Old Jul 12, 13, 8:52 pm
  #1922  
 
Join Date: Jul 2013
Posts: 98
I have no Officedepot's near me and the CVS's around me recently stopped carrying VR's, are there any good locations online to purchase debit visa's that aren't as obvious (a la having "GiftCard" in there merchant name)?
JohnnyGraz is offline  
Old Jul 12, 13, 10:32 pm
  #1923  
 
Join Date: May 2013
Posts: 128
I noticed you can buy $1000 WM gift cards online. I have not done it but it does take me to payment screen and gives me the option to pay with a credit card. If I am allowed to pay with a credit card, can I then go and load this to my BB or GB account? Does WM gift card have PIN capability as well?
oracles4444 is offline  
Old Jul 13, 13, 12:26 am
  #1924  
 
Join Date: Feb 2013
Posts: 1,765
Originally Posted by oracles4444 View Post
I noticed you can buy $1000 WM gift cards online. I have not done it but it does take me to payment screen and gives me the option to pay with a credit card. If I am allowed to pay with a credit card, can I then go and load this to my BB or GB account? Does WM gift card have PIN capability as well?
AFAIK, no. WM GCs cannot be loaded to BB. You can actually buy WM GCs at the self check out. If WM GCs do have PIN, it would be so easy to just buy bunch of GCs then load immediately there right after. Only one can dream, sigh...
SuperKirby is offline  
Old Jul 13, 13, 7:42 am
  #1925  
 
Join Date: Jan 2012
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It was mentioned in another thread that walmart gift cards can be used to purchase visa gift cards at walmart...haven't tried yet, but some have had success.
ricohitman is offline  
Old Jul 13, 13, 11:08 am
  #1926  
 
Join Date: May 2013
Posts: 128
Originally Posted by SuperKirby View Post
Quote:





Originally Posted by oracles4444


I noticed you can buy $1000 WM gift cards online. I have not done it but it does take me to payment screen and gives me the option to pay with a credit card. If I am allowed to pay with a credit card, can I then go and load this to my BB or GB account? Does WM gift card have PIN capability as well?




AFAIK, no. WM GCs cannot be loaded to BB. You can actually buy WM GCs at the self check out. If WM GCs do have PIN, it would be so easy to just buy bunch of GCs then load immediately there right after. Only one can dream, sigh...
Thanks for the response, if I was to buy it online, can I then go and get a MO with the WM gift card? Also you stated I can buy the WM gift card at the checkout, is there a limit to how much I can put on the card and I thought you could not put money on a WM gift card in WM via CC.
oracles4444 is offline  
Old Jul 13, 13, 12:11 pm
  #1927  
 
Join Date: Jan 2000
Location: Northern California
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Posts: 1,937
MasterCard - BlueBird?

I purchased a couple $200 Mastercard debit cards (the store was out of Visa Cards) and was not able to load them to my BB card. I had activated them before and attached a personal PIN. Neither the PIN I gave nor the last four digits of the card would work.

Am I stuck (not a big deal) using these cards for standard purchases, or is there a way to load them to BB or for a Money Order? Thanks ...
freakflyer is offline  
Old Jul 13, 13, 12:19 pm
  #1928  
 
Join Date: Aug 2011
Location: SFO/SJC
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Posts: 579
Usually the problem is that these cards trigger as credit rather than debit.

However you say you actually entered a pin so I'm guessing you are processing the payment as debit. My suggestion would be to call up the card number and reset the pin and try again. (also listen to the prompt that states your balance as there may be something wrong there).
rdover1 is offline  
Old Jul 13, 13, 12:57 pm
  #1929  
 
Join Date: May 2013
Posts: 76
What did the packaging of the MC look like? If it was the "celebrate" packaging you are hosed - those are known to be non-debitable duds.
ChurnCzar is offline  
Old Jul 13, 13, 2:28 pm
  #1930  
 
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
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Originally Posted by ChurnCzar View Post
"celebrate"
are variable load
Alcibiades is offline  
Old Jul 13, 13, 2:31 pm
  #1931  
 
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,862
Originally Posted by oracles4444 View Post
can I then go and get a MO with the WM gift card?
no
Alcibiades is offline  
Old Jul 13, 13, 5:03 pm
  #1932  
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Look here:

http://www.flyertalk.com/forum/manuf...bit-cards.html
PainCorp is offline  
Old Jul 13, 13, 5:22 pm
  #1933  
 
Join Date: Feb 2013
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Originally Posted by PainCorp View Post
Lol, the same thread? What post #?
SuperKirby is offline  
Old Jul 13, 13, 7:57 pm
  #1934  
 
Join Date: May 2010
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Originally Posted by SuperKirby View Post
Lol, the same thread? What post #?
All of them
Stoughton is offline  
Old Jul 13, 13, 8:04 pm
  #1935  
 
Join Date: Aug 2009
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Originally Posted by freakflyer View Post
I purchased a couple $200 Mastercard debit cards (the store was out of Visa Cards) and was not able to load them to my BB card. I had activated them before and attached a personal PIN. Neither the PIN I gave nor the last four digits of the card would work.

Am I stuck (not a big deal) using these cards for standard purchases, or is there a way to load them to BB or for a Money Order? Thanks ...
I've only had the Mastercard problem in WalMart. So I take these MCs to Kroger or Food Lion to buy money orders, where they work just fine
ma91pmh is offline  

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