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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old Oct 25, 2013, 7:07 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericdabbs
Please read the wiki before posting a question.

UPDATE 01/17/15

BeFrugal: 1.5%
Big Crumbs: 0.9%
TopCashBack: 1.5%


For other cash back or airline portals, check here: http://www.cashbackmonitor.com/Cashb...erican+express

Public Service Announcement: Do NOT use fee-free codes if you want portal cashback / miles. CB/Miles will post and then be clawed back.

FAQ

Will it post as a cash advance (CA)?

Citi - Yes.

Cards from Chase, BoA, FIA, Barclay, AMEX, CapitalOne, US Bank, Discover, HSBC, etc., have posted as purchase. PNC Visa Cashbuilder - posts as purchase but does not earn CC rewards

Note: Some issuers (Discover, US Bank, etc.) will decline the authorization if it exceeds your CA limit. This does NOT mean it will post as CA. It simply means you need to lower the purchase amount below your CA limit for authorization, but it ultimately posts as a purchase.

How do I set PIN on AMEX Gift Cards and use as debit to load Bluebird, buy MOs, etc.
You cannot set PIN or use them as debit to load Bluebird, buy MOs, etc. You can only use them as credit where AMEX is accepted.

How do I cash out AMEX Gift Cards?
Use manufactured spend techniques (load RB, buy Visa/MC GCs, VRs, AP, AFT, etc.) or normal spend where AMEX is accepted.

Why buy AMEX Gift Cards then?
To reduce the cost of manufactured spend, to mask your manufactured spend (i.e unusual high spend at Target or CVS), earn additional cash back on spend, or meet minimum spend targets faster.

Next day shipping that isn't?
The next day shipping is from when they ship the cards to UPS, which can be as long as 10 days from the order submission if you order personalized cards (more recently this has been under a week). For next day shipping, you are notified late night (once your card finishes processing, see above) and the package arrive that same morning before 10:30AM in your area.

What is with the charge disappearing from my credit card?
Once the order is placed you will see a pending charge on your CC account. Quite often once the card ships this pending is removed but does not show as a charge. Don't panic (or celebrate) it will show up as a charge within a day or so.

Personalized GCs?
Either Biz or Personal GCs can be personalized with your name. This helps when shaky cashiers who demand to see your card are prevalent. These take approximately 4 biz days to arrive compared to the non personalized which arrives as quickly as the next day.

UPS Tracking?
If you logged in to your AMEX account when placing the order you can get tracking info by logging in to your AMEX account and clicking on cards > gift cards > order history > order details. Unfortunately tracking information may not appear until well after your order has shipped so it's best to sign up for UPS My Choice to get faster tracking info and reroute your package if needed. Since UPS may drop your package off at the door if you're not home, it will be useful to know when your package will arrive.

The portal terms indicate that coupon codes will invalidate cash back. Is this true?
Yes (as of July 2014)

What are the purchase limits? (Updated Dec 2014)
10K personal every 14 days
100K business every 14 days

Do declined orders count toward the purchase limits?
YMMV

Do fees and shipping count toward the purchase limits?
No

Why was my purchase declined by AMEX?
There are several possibilities:
- Your billing address does not match 100% with what the credit card company has on file. This could be anything from apt/suite/condo # on the wrong line to zip code requiring 9 digits instead of 5. If your first purchase does not go through, call your bank or login to your acct to verify that this matches what you used.
- You have gone over the $10k every 14 day limit on personal gift card purchase.
- Even if you are sure the first two are correct as you have ordered before on that card and it's been more than 14 days, you might still get declined. No one has any idea why.
- You placed a business order and you don't really have a business (at some point AMEX does a background check for a valid business) or you have exceeded the 14 day limit for business orders.

My order was declined but my credit card still shows a pending authorization. How long until this falls off and my credit line is freed up?
I typically takes 1 week for the pending authorization to fall off after a declined order.

Can I order from the business side using a personal card? Or does it need to be a business card?
You can use whatever credit card you want to pay for business or personal orders. About the only restriction is you can't use an AMEX GC to buy another AMEX GC.

How long will it take the portal to track my order and confirm the pending cash back or points?
For non-Cartera portals (TCB, BC, Befrugal, etc) your order will usually track within a day or two.
For Cartera portals (Barclay Reward Boost, Lucky Rewards, USAA, Alaska, Delta) it will take 3-4 weeks to track.

My orders are not tracking. How can I maximize the chances the portal will track my order properly?
Use a browser you do not normally use (Chrome, Firefox, Opera), reset all browser settings to defaults, clear all browser cookies, disable all browser add-ons, and close/re-start your browser before navigating to the portal and placing your order. Do NOT use promotional coupon codes. The vast majority of tracking issues result from use of coupon codes, a bad browser cookie, improperly configured browser settings, or add-ons that interfere with cookie tracking.
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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old Sep 14, 2014, 12:17 pm
  #8671  
 
Join Date: Aug 2011
Posts: 866
Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

I believe yesterday was the first day this thread went with no posts! Makes me sad.
Father-of-3 is offline  
Old Sep 14, 2014, 7:22 pm
  #8672  
 
Join Date: Apr 2014
Posts: 1,273
Cash back House is still showing 1%.
ZzzzX is offline  
Old Sep 14, 2014, 8:01 pm
  #8673  
 
Join Date: Oct 2013
Location: DFW
Posts: 246
Just got an email from BC regarding my CB from a 8/24 and 8/27 purchase, nice to see tjat finally post.
uneeq is offline  
Old Sep 14, 2014, 8:32 pm
  #8674  
 
Join Date: Dec 2004
Location: SEA
Posts: 1,887
Same here. Good to see it finally post.
HikerT is offline  
Old Sep 14, 2014, 9:28 pm
  #8675  
 
Join Date: Nov 2009
Programs: DL DM-1MM HH Diamond
Posts: 361
Originally Posted by ZzzzX
Cash back House is still showing 1%.
I don't see it.
2B or back in coach is offline  
Old Sep 15, 2014, 2:24 am
  #8676  
 
Join Date: Dec 2013
Posts: 51
My TCB orders from August have progressed to payable, but I am also showing a couple of hundred dollars clawed back from a May order. Is anybody else seeing this?
learning2fly is offline  
Old Sep 15, 2014, 2:41 am
  #8677  
 
Join Date: Nov 2013
Location: Sacramento, CA
Posts: 437
Originally Posted by learning2fly
My TCB orders from August have progressed to payable, but I am also showing a couple of hundred dollars clawed back from a May order. Is anybody else seeing this?
Thanks for the headsup. All my TCB July and August are now payable -- way faster than the estimated date. Nothing clawed back. ^
vinhboy is offline  
Old Sep 15, 2014, 3:32 am
  #8678  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Originally Posted by ZzzzX
Cash back House is still showing 1%.
nope
skibum7732 is offline  
Old Sep 15, 2014, 6:18 am
  #8679  
 
Join Date: Apr 2014
Posts: 1,273
They must've yanked it.
ZzzzX is offline  
Old Sep 15, 2014, 10:32 am
  #8680  
Suspended
 
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
All my confirmed TCB CB just showed as payable.
payeco is offline  
Old Sep 15, 2014, 11:34 am
  #8681  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
Originally Posted by payeco
All my confirmed TCB CB just showed as payable.
Hmmm...TCB went from 5 weeks to 14 weeks and back a few times, then was at 6 weeks just a while ago, and just recently all became payable.

The first thought that came to mind was that AMEX was trying to wash themselves of this sooner rather than later. Is it typically for payouts to come so quickly?
anime333 is offline  
Old Sep 15, 2014, 11:37 am
  #8682  
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Join Date: May 2010
Posts: 2,998
Originally Posted by anime333
Hmmm...TCB went from 5 weeks to 14 weeks and back a few times, then was at 6 weeks just a while ago, and just recently all became payable.

The first thought that came to mind was that AMEX was trying to wash themselves of this sooner rather than later. Is it typically for payouts to come so quickly?
For the past few months, payouts have been on the 15th of the following month. Weird date changes aside, TCB paid out exactly when I would have expected them to.
Stoughton is offline  
Old Sep 15, 2014, 11:40 am
  #8683  
Suspended
 
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Originally Posted by anime333
Hmmm...TCB went from 5 weeks to 14 weeks and back a few times, then was at 6 weeks just a while ago, and just recently all became payable.

The first thought that came to mind was that AMEX was trying to wash themselves of this sooner rather than later. Is it typically for payouts to come so quickly?
I'd disagree because I actually still have a pending CB for September. Not to mention BF is still paying out on it's normal schedule so you'd expect this to happen there as well if Amex were trying to wash their hands of it.
payeco is offline  
Old Sep 15, 2014, 12:06 pm
  #8684  
 
Join Date: Oct 2010
Location: ATL
Programs: Shamelessly Gold at Flying Burrito and AirTrain A+ Elite. Turkish Star Gold, 100k at Flying Eskimo
Posts: 742
Following an extensive discussion with BF, I can tell you that AMEX pays at least some CB websites within days of your order "approved".

Now, these portals decide to pay you whenever they wants / fit their schedule but this is a different question.

Minos
Minos is offline  
Old Sep 15, 2014, 12:33 pm
  #8685  
 
Join Date: Dec 2013
Posts: 30
anyone tried to cancel the premium free shipping plan for a pro rated refund?
mrbiggs223 is offline  


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