Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Jan 27, 2014 | 12:13 pm
#3376
Join Date: Sep 2013
Posts: 829
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
I know some folks have gotten this in the thread already, but has anyone gotten it on their first try trying to claim a payment? There's pretty much no history whatsoever. Signed up, was sent money, tried to claim, and this message comes up.
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
I know some folks have gotten this in the thread already, but has anyone gotten it on their first try trying to claim a payment? There's pretty much no history whatsoever. Signed up, was sent money, tried to claim, and this message comes up.
Did you add a cc?
Jan 27, 2014 | 12:40 pm
#3377
Join Date: Aug 2013
Posts: 52
Anyone having an issue with using Mastercards to send a payment? This is the first time I've ever had this issue. I tried deleting and re-adding the card and it still doesn't work. Shows up under my list of cards when I go to Add/Delete but then none of my Mastercards are listed once I go to the dropdown box of the payment screen.
Jan 27, 2014 | 4:01 pm
#3378
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Anyone having an issue with using Mastercards to send a payment? This is the first time I've ever had this issue. I tried deleting and re-adding the card and it still doesn't work. Shows up under my list of cards when I go to Add/Delete but then none of my Mastercards are listed once I go to the dropdown box of the payment screen.
Jan 27, 2014 | 8:43 pm
#3381
Join Date: Sep 2013
Posts: 829
Jan 30, 2014 | 11:23 am
#3383
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Please excuse me...this thread is 200 pages long...and I'm just as much peeved by people who don't do their research as you all are.
Bear w/ me this one time, I'm in a time crunch, and I'm trying to send my wife $1,000.
I get a message saying "Mrs. pricesuire cannot receive money. Ask them why!"
Then I get an email saying my 1k transfer failed.
What gives?
Bear w/ me this one time, I'm in a time crunch, and I'm trying to send my wife $1,000.
I get a message saying "Mrs. pricesuire cannot receive money. Ask them why!"
Then I get an email saying my 1k transfer failed.
What gives?
Jan 30, 2014 | 11:26 am
#3384
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,410
Please excuse me...this thread is 200 pages long...and I'm just as much peeved by people who don't do their research as you all are.
Bear w/ me this one time, I'm in a time crunch, and I'm trying to send my wife $1,000.
I get a message saying "Mrs. pricesuire cannot receive money. Ask them why!"
Then I get an email saying my 1k transfer failed.
What gives?
Bear w/ me this one time, I'm in a time crunch, and I'm trying to send my wife $1,000.
I get a message saying "Mrs. pricesuire cannot receive money. Ask them why!"
Then I get an email saying my 1k transfer failed.
What gives?
Has she already received $1k this month?
Please give more information!
Jan 30, 2014 | 11:40 am
#3385
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
She hasn't already received $1k.
Could the problem be that my bank acct associated w/ my Amazon payments and her bank account associated w/ her Amazon payments is the same?
Why would it just tell me that it's a problem on her end?
Jan 30, 2014 | 11:43 am
#3386
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,410
She has verified her banking account. No credit card attached.
She hasn't already received $1k.
Could the problem be that my bank acct associated w/ my Amazon payments and her bank account associated w/ her Amazon payments is the same?
Why would it just tell me that it's a problem on her end?
She hasn't already received $1k.
Could the problem be that my bank acct associated w/ my Amazon payments and her bank account associated w/ her Amazon payments is the same?
Why would it just tell me that it's a problem on her end?
Therefore, I would add a credit card to her account.
I noticed that on the last AP account I opened, I was only able to send $500 because I only had a verified bank account. Once I added a CC, I could send/receive $1k.
This is just my experience, I don't know if there's any logic to it!
Jan 30, 2014 | 11:53 am
#3387
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Make sure addresses and everything are properly filled out. Name on CC. Run over the accounts and make sure everything is proper.
If not, contact Amazon and find out what's wrong.
If not, contact Amazon and find out what's wrong.
Jan 30, 2014 | 11:56 am
#3388
Join Date: Oct 2013
Posts: 920
Once SO verified bank account, I was able to send the other $500 for $1000 total.
Jan 30, 2014 | 11:36 pm
#3390
Join Date: Mar 2013
Posts: 519
GF getting this error:
Does she just need to wait? Contact them? She said she gave a crapton of info like SSN, and has a CC added already as its her only Jungle she goes to. It's a bit frustrating trying to work this out with her right before the month end because she's on vacation right now and so communication is not that easy.
As a result of changes to federal regulation, Amazon Payments is required to verify your identity. This functionality is temporarily disabled, pending verification of your information
Last edited by Wise-Broccoli8301; Jan 30, 2014 at 11:42 pm