Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Dec 18, 2013 | 9:45 am
#3106
Join Date: Sep 2006
Posts: 526
Here is my setup: A1>B1>A2>B2>A1, where A & B are two different SSN
A1 my computer using IE
B1 my computer using FF
A2 work computer
B2 my laptop using Wi-Fi hotspot
Hence, only A1 and A2 would have same IP. A2 and B2 would be totally unique from the crowd.
Not sure if it makes a difference, but easy enough to do for me. Will report back if...I mean when I run into trouble.
A1 my computer using IE
B1 my computer using FF
A2 work computer
B2 my laptop using Wi-Fi hotspot
Hence, only A1 and A2 would have same IP. A2 and B2 would be totally unique from the crowd.
Not sure if it makes a difference, but easy enough to do for me. Will report back if...I mean when I run into trouble.
Also - are the four accounts' credit card names all unique? Or all the same person?
I never fully understood the "advanced" Amazon payments game, but to be totally safe, I think you would need something like four accounts with four different SSNs and credit cards in four different names. Whether this is your family/friends/whoever doesn't matter, but I think that is the only safe way.
A -> B via AP
B -> A via PP
C -> D via AP
D -> C/A via PP
This way there is no trace whatsoever of these accounts being related. It is painstaking work and requires significant complicity and making sure that these three other people (if they are real) pay their CC bills on time etc. Easier if one person manages the whole thing but that requires three parties that really trust you or a bunch of deceased relatives. Either way, not simple work, and only for a couple grand of spend per month.
Last edited by FrequentFlyer9000; Dec 18, 2013 at 9:51 am
Dec 19, 2013 | 1:37 am
#3109
Join Date: Dec 2013
Posts: 2
I am starting to feel ripped off, they have my money and wont let me withdraw it!
Hello,
I am overjoyed I found this forum because I can NOT get ANY answers from anywhere else. Inlcuding the Amazon payments "specialists" AND customer
service. Here is what is going on, I have an amazon buisness account that I created for a kickstarter awhile back. I never ended up using the amazon payments account at ALL. Over three weeks ago I began using Amazon mechanical Turk. The money goes into this amazon payments account yet it NEVER becomes available! I have contacted customer care over 3 times and each time they literally say WE DONT KNOW. Then they refer me to their specialists who only have email, and they only respond with generic information that does not apply to me at all!
After I recieve a payment for completing a hit on Mturk, the money goes into my amazon payments account balance yet it never becomes dispersable! I am starting to feel ripped off and I am being given the run around. Why can I not access this money? I do not sell, I do not even buy on amazon, i have no penalties of any kind yet it has been well over two weeks since since transactions have been completed and i still can't withdraw the money,
has anyone else experienced this and can please help, I am at a complete loss!
Thank you,
Kyle E.
I am overjoyed I found this forum because I can NOT get ANY answers from anywhere else. Inlcuding the Amazon payments "specialists" AND customer
service. Here is what is going on, I have an amazon buisness account that I created for a kickstarter awhile back. I never ended up using the amazon payments account at ALL. Over three weeks ago I began using Amazon mechanical Turk. The money goes into this amazon payments account yet it NEVER becomes available! I have contacted customer care over 3 times and each time they literally say WE DONT KNOW. Then they refer me to their specialists who only have email, and they only respond with generic information that does not apply to me at all!
After I recieve a payment for completing a hit on Mturk, the money goes into my amazon payments account balance yet it never becomes dispersable! I am starting to feel ripped off and I am being given the run around. Why can I not access this money? I do not sell, I do not even buy on amazon, i have no penalties of any kind yet it has been well over two weeks since since transactions have been completed and i still can't withdraw the money,
has anyone else experienced this and can please help, I am at a complete loss!
Thank you,
Kyle E.
Dec 19, 2013 | 7:31 am
#3111
Join Date: Apr 2012
Posts: 204
Although I have been good with A1>B1>A2>B2>A1, I think your setup may have merit - operating in a cellular fashion.
If Besos' tribe decides to shut down one of your cells (the latter one), it would appear that your original cell would remain intact, compared to my case where I complete the loop, and risk all accounts to be shut down together.
If Besos' tribe decides to shut down one of your cells (the latter one), it would appear that your original cell would remain intact, compared to my case where I complete the loop, and risk all accounts to be shut down together.
Dec 19, 2013 | 12:16 pm
#3112
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Hello,
I am overjoyed I found this forum because I can NOT get ANY answers from anywhere else. Inlcuding the Amazon payments "specialists" AND customer
service. Here is what is going on, I have an amazon buisness account that I created for a kickstarter awhile back. I never ended up using the amazon payments account at ALL. Over three weeks ago I began using Amazon mechanical Turk. The money goes into this amazon payments account yet it NEVER becomes available! I have contacted customer care over 3 times and each time they literally say WE DONT KNOW. Then they refer me to their specialists who only have email, and they only respond with generic information that does not apply to me at all!
After I recieve a payment for completing a hit on Mturk, the money goes into my amazon payments account balance yet it never becomes dispersable! I am starting to feel ripped off and I am being given the run around. Why can I not access this money? I do not sell, I do not even buy on amazon, i have no penalties of any kind yet it has been well over two weeks since since transactions have been completed and i still can't withdraw the money,
has anyone else experienced this and can please help, I am at a complete loss!
Thank you,
Kyle E.
I am overjoyed I found this forum because I can NOT get ANY answers from anywhere else. Inlcuding the Amazon payments "specialists" AND customer
service. Here is what is going on, I have an amazon buisness account that I created for a kickstarter awhile back. I never ended up using the amazon payments account at ALL. Over three weeks ago I began using Amazon mechanical Turk. The money goes into this amazon payments account yet it NEVER becomes available! I have contacted customer care over 3 times and each time they literally say WE DONT KNOW. Then they refer me to their specialists who only have email, and they only respond with generic information that does not apply to me at all!
After I recieve a payment for completing a hit on Mturk, the money goes into my amazon payments account balance yet it never becomes dispersable! I am starting to feel ripped off and I am being given the run around. Why can I not access this money? I do not sell, I do not even buy on amazon, i have no penalties of any kind yet it has been well over two weeks since since transactions have been completed and i still can't withdraw the money,
has anyone else experienced this and can please help, I am at a complete loss!
Thank you,
Kyle E.
Looks like you need to create a new Amazon Payments account that's not a business account. But who knows.
You're asking a community that probably has no clue what mturks is.
Dec 19, 2013 | 6:41 pm
#3114
Join Date: Sep 2013
Posts: 148
do business cards not work anymore? I sent 1k in october from chase southwest business card. now when I try it doesnt show up in the available credit card list. if I check my account it shows up there but unable to select when sending money.
Dec 20, 2013 | 1:32 pm
#3115
Join Date: Sep 2008
Posts: 72
I have a friend who is willing to setup an AP account for me to use. I have some questions:
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
Dec 20, 2013 | 7:20 pm
#3116
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,410
I have a friend who is willing to setup an AP account for me to use. I have some questions:
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
Dec 21, 2013 | 12:30 am
#3119
Suspended
Join Date: Aug 2013
Posts: 267
I have a friend who is willing to setup an AP account for me to use. I have some questions:
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
I would like to add a checking account (not linked to another AP account) for easier withdrawals. Any issues with this? The name would be mine and not match the AP owner's name. Thanks.
Dec 21, 2013 | 9:22 am
#3120
Join Date: Nov 2006
Programs: Hilton Diamond, IHG Platinum
Posts: 4,707
I'm confused by one thing.
According to AP, accounts can send and receive $500 each month. I also saw it referenced by a FT post last month.
But from day one I've been able to send and receive $1K, including this month. So what's the $500 about?
Is $500 for new accounts, and those of us with $1K are grandfathered in?
According to AP, accounts can send and receive $500 each month. I also saw it referenced by a FT post last month.
But from day one I've been able to send and receive $1K, including this month. So what's the $500 about?
Is $500 for new accounts, and those of us with $1K are grandfathered in?