Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Jul 25, 2013, 6:32 pm
#2297
Join Date: Jan 2013
Posts: 322
Do hope no funds were trapped by the Bezos tribe of headhunters over there in the jungle. Watch those other accounts and be careful of getting funds trapped - took over 6 months for the tribe to release my captive dollars and even then they still have $2.00 of my money on their altar with a picture of Steve Jobs and a sacrificed goat.
Jul 25, 2013, 6:53 pm
#2298
Join Date: Jul 2013
Posts: 97
I've got some family members that are not into this game at all. Could I use their SSN/info to set up multiple AP accounts?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Jul 25, 2013, 8:35 pm
#2299
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Jul 25, 2013, 11:38 pm
#2300
Join Date: Dec 2010
Posts: 1,310
I've got some family members that are not into this game at all. Could I use their SSN/info to set up multiple AP accounts?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Jul 26, 2013, 8:28 am
#2302
Join Date: Feb 2012
Posts: 33
I've got some family members that are not into this game at all. Could I use their SSN/info to set up multiple AP accounts?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Jul 26, 2013, 9:51 am
#2303
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Should work *if they concur*, but please don't do identity theft on your mother-in-law.
Just FYR, the Bezos headhunters might also ask for DL info. Think they use that to determine your weight and whether you will fit in their cook pot.
Just FYR, the Bezos headhunters might also ask for DL info. Think they use that to determine your weight and whether you will fit in their cook pot.
I've got some family members that are not into this game at all. Could I use their SSN/info to set up multiple AP accounts?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Jul 26, 2013, 11:40 am
#2305
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,644
Mike
Jul 26, 2013, 1:06 pm
#2306
Join Date: Jul 2013
Posts: 204
I have quite an elaborate spreadsheet to track all my stuff.
Reminds when to send AP transactions and to and from which accounts.
Reminds me when to I have to make ice cream runs
Reminds me when I have to make PP transactions.
Reminds me when I have to pooh.
Reminds when to send AP transactions and to and from which accounts.
Reminds me when to I have to make ice cream runs
Reminds me when I have to make PP transactions.
Reminds me when I have to pooh.
Jul 26, 2013, 2:03 pm
#2307
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, AC 25K, Marriott Plat, Hilton Diamond
Posts: 1,137
Wirelessly posted (Mozilla/5.0 (Linux; U; Android 4.1.2; en-ca; SGH-T989D-parrot Build/JZO54K) AppleWebKit/534.30 (KHTML, like Gecko) Version/4.0 Mobile Safari/534.30)
I haven't heard of the fourth mileage strategy 
Originally Posted by turnpike13
I have quite an elaborate spreadsheet to track all my stuff.
Reminds when to send AP transactions and to and from which accounts.
Reminds me when to I have to make ice cream runs
Reminds me when I have to make PP transactions.
Reminds me when I have to pooh.
Reminds when to send AP transactions and to and from which accounts.
Reminds me when to I have to make ice cream runs
Reminds me when I have to make PP transactions.
Reminds me when I have to pooh.
Jul 26, 2013, 2:49 pm
#2308
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Forget it - that strategy hasn't worked in a few years...
From Japan Airlines:
JALUX Americas is now offering members special prices on select models of the popular INAX Advanced Toilet Seat.
2,000 mile special double bonus campaign period: December 1, 2007 -May 31, 2008.
From Japan Airlines:
JALUX Americas is now offering members special prices on select models of the popular INAX Advanced Toilet Seat.
2,000 mile special double bonus campaign period: December 1, 2007 -May 31, 2008.
Jul 26, 2013, 5:10 pm
#2309
Join Date: Dec 2012
Location: CA
Programs: AA, UA, Hilton, Hyatt, WN, DL, UR.....
Posts: 34
I've got some family members that are not into this game at all. Could I use their SSN/info to set up multiple AP accounts?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Basically, I'd use their name/SSN/DOB, but I'd use a separate email address and a separate bank account to link to the AP account.
A) Sister A's name/SSN/DOB + [email protected] + Bank A (mine) account
B) Sister B's name/SSN/DOB + [email protected] + Bank B (mine) account
C) Mom's name/SSN/DOB + [email protected] + Bank C (mine) account
D) Dad's name/SSN/DOB + [email protected] + Bank D (mine) account
In the end, I'd run it like this:
Me->(A)->(B)->(C)->(D)->Me
All payments sent would be from a different credit card.
Sound reasonable? Or am I asking for a visit from Bezos?
Anyone have any ideas for working down a high minimum spend for one credit card? I have a Citi card (so no VR's at CVS). Could I do Me->(A) with the Citi card and then (C)->(D) with the same Citi card#?
Jul 26, 2013, 5:33 pm
#2310
Join Date: Dec 2012
Location: CA
Programs: AA, UA, Hilton, Hyatt, WN, DL, UR.....
Posts: 34
How do you get a "virtual card number" for Citi? My AU card has the same number as the original card. (PM if you like)