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Citi AA Exec Trip Delay T&C

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Old May 31, 2024 | 8:26 pm
  #1  
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Citi AA Exec Trip Delay T&C

I found the following language in Citi AA Exec benefits fine print (sorry cannot post an URL to the pdf file since this is a new account..)

WHAT’S NOT COVERED
Coverage does not apply under the following conditions:
■ The Covered Traveler(s) is delayed due to a missed connection of their Common Carrier, but the delay that caused the missed connection does not meet the required time period of 6 hours.
I don't see such language in other credit card benefits. My understanding is that, for example I have trip from A to B, then B to C. The flight A to B got delayed for 3hr, therefore I missed the flight B to C. I eventually got to C only 8hrs later than planned. In such situation I won't get trip delay coverage, because the delay of flight A to B, which caused the missed connection, was only for 3hr which is <6hr. Therefore, to make sure I get covered, I should always plan for >6hr connection time at B, so that any delay of A to B that's <6hr won't cause a miss-connection.

Is my understanding correct? Thanks for any advice!
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Old May 31, 2024 | 9:28 pm
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Originally Posted by flasheswaddle0k
I found the following language in Citi AA Exec benefits fine print (sorry cannot post an URL to the pdf file since this is a new account..)



I don't see such language in other credit card benefits. My understanding is that, for example I have trip from A to B, then B to C. The flight A to B got delayed for 3hr, therefore I missed the flight B to C. I eventually got to C only 8hrs later than planned. In such situation I won't get trip delay coverage, because the delay of flight A to B, which caused the missed connection, was only for 3hr which is <6hr. Therefore, to make sure I get covered, I should always plan for >6hr connection time at B, so that any delay of A to B that's <6hr won't cause a miss-connection.

Is my understanding correct? Thanks for any advice!
Yes, your understanding is correct. That is a limitation of this particular trip-delay coverage.

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