Citi Hilton Honors cards going away by end of 2017
Sep 23, 2017, 9:38 am
#138
Join Date: Jan 2012
Programs: Delta Diamond, Hilton Diamond
Posts: 34
Sep 23, 2017, 9:40 am
#139
Join Date: Jul 2011
Posts: 1,143
Question is what happens to those who already applied to the AMEX (not knowing what would happen to their Citi card) and are now at the internal limit of four AMEX cards. I'd hate to lose the history for any of those two cards if they won't convert mine due to it putting me over that limit. Two of the current AMEX cards are grandfathered under the age backdating, the third is SPG (which is valuable points wise), and the fourth is the Surpass card (which has the 100k welcome bonus and free anniversary night).
Sep 23, 2017, 9:42 am
#140
Join Date: Jan 2012
Programs: Delta Diamond, Hilton Diamond
Posts: 34
Question is what happens to those who already applied to the AMEX (not knowing what would happen to their Citi card) and are now at the internal limit of four AMEX cards. I'd hate to lose the history for any of those two cards if they won't convert mine due to it putting me over that limit. Two of the current AMEX cards are grandfathered under the age backdating, the third is SPG (which is valuable points wise), and the fourth is the Surpass card (which has the 100k welcome bonus and free anniversary night).
Sep 23, 2017, 1:49 pm
#143
Join Date: Nov 2006
Location: Norway, Maine
Programs: United Silver and HH Diamond
Posts: 1,474
If this true, what would happen if you have balance on the Citi card and then in January 2018 it becomes an Amex card? Does the balance disappear? Does the interest rate remain the same?
Sep 24, 2017, 9:46 pm
#144
FlyerTalk Evangelist
Original Poster
Join Date: Jan 2005
Location: home = LAX
Posts: 25,942
So you can ask such questions but nobody can answer them (unless they're just speculating).
See, we don't a recent example of a card moving from Citi (or any other bank) to Amex to base this on. This is very new territory.
I can tell you that when my Best Western card moved from Barclay to FirstSomethingOrOther Bank, they kept the credit limit the same, I don't carry a balance so I didn't even look at what the interest rate was, but they decreased the earnings at Best Western properties from 5x to just 3x so I just stopped using the card. But in that case, FirstSomethingOrOther Bank never had a Best Western card of its own, Best Western went from only Barclay issuing its USA cards to only this other bank issuing them. That's very different from cards moving from Citi to Amex which already has been issuing Hilton Honors cards for decades. And also what's very different is that FirstSomethingOrOther Bank is a bank hardly hardly anyone knows, while Amex is about as well known a bank as Citi is.
Sep 24, 2017, 10:27 pm
#145
Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 8,241
Since there has been no official announcement (just contradictory info from different CIti agents), we (a) don'tknow if it's in January 2018 or ealier that it bocomes an Amex card, (b) we don't know if the Citi card will be automatically closed when that happens or not, (c) we don't know if Amex will copy your info from your Citi account or re-evaluate all that.
So you can ask such questions but nobody can answer them (unless they're just speculating).
See, we don't a recent example of a card moving from Citi (or any other bank) to Amex to base this on. This is very new territory.
I can tell you that when my Best Western card moved from Barclay to FirstSomethingOrOther Bank, they kept the credit limit the same, I don't carry a balance so I didn't even look at what the interest rate was, but they decreased the earnings at Best Western properties from 5x to just 3x so I just stopped using the card. But in that case, FirstSomethingOrOther Bank never had a Best Western card of its own, Best Western went from only Barclay issuing its USA cards to only this other bank issuing them. That's very different from cards moving from Citi to Amex which already has been issuing Hilton Honors cards for decades. And also what's very different is that FirstSomethingOrOther Bank is a bank hardly hardly anyone knows, while Amex is about as well known a bank as Citi is.
So you can ask such questions but nobody can answer them (unless they're just speculating).
See, we don't a recent example of a card moving from Citi (or any other bank) to Amex to base this on. This is very new territory.
I can tell you that when my Best Western card moved from Barclay to FirstSomethingOrOther Bank, they kept the credit limit the same, I don't carry a balance so I didn't even look at what the interest rate was, but they decreased the earnings at Best Western properties from 5x to just 3x so I just stopped using the card. But in that case, FirstSomethingOrOther Bank never had a Best Western card of its own, Best Western went from only Barclay issuing its USA cards to only this other bank issuing them. That's very different from cards moving from Citi to Amex which already has been issuing Hilton Honors cards for decades. And also what's very different is that FirstSomethingOrOther Bank is a bank hardly hardly anyone knows, while Amex is about as well known a bank as Citi is.
Sep 25, 2017, 5:47 am
#146
Join Date: Nov 2006
Location: Norway, Maine
Programs: United Silver and HH Diamond
Posts: 1,474
Yes, we need to wait and see. We, like many, have our full complement of Amex cards, and a couple of Citi cards. What WILL the earning multiple be for HH purchases? What WILL any bonus be for keeping the transferred card? When all the options are laid out, we all can decide what works best for us, not them. I'm certainly not losing sleep in September over this!
Sep 25, 2017, 9:06 am
#147
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
Yes, we need to wait and see. We, like many, have our full complement of Amex cards, and a couple of Citi cards. What WILL the earning multiple be for HH purchases? What WILL any bonus be for keeping the transferred card? When all the options are laid out, we all can decide what works best for us, not them. I'm certainly not losing sleep in September over this!
We also each hold a no fee HH Amex and a Surpass, along with other Amex cards.
Our final decision will be made once Citi and Amex reveal their plans.
Sep 25, 2017, 11:46 am
#148
Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 8,241
Explain why you would close your HH Citi Visas? I'm keeping ours open to see what we are offered - if nothing, fine, if something, even better. But it seems to me if you close them preemptively you have no chance of taking advantage of anything they MAY offer.
Sep 25, 2017, 2:18 pm
#149
Join Date: Dec 2015
Location: RDU
Programs: IHG Spire Elite/Inner Circle, Hilton HHonors Gold, AA Platinum, Delta Gold
Posts: 209
Not that it changes anything remotely but a Citi Representative today told me "we don't know" when I asked if my account was being sold or if a new Citi card was being offered. She did however tell me that a decision and subsequent communication should be getting sent out in the next week or two about what Citi has decided to do.
Sep 25, 2017, 2:57 pm
#150
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
We have no need for so many HH cards any longer,but kept a single Citi Visa open for just the reason you state.