Reward redemption, CC insurance?
Oct 5, 2017, 3:33 pm
#1
Original Poster
Join Date: Jun 2007
Posts: 1,406
Reward redemption, CC insurance?
If u rent a car using Hertz rewards, would you be still charged tax etc either outside the airport or at airport location?
If not, CC insurance will not kick in?
I recently rented one (1st time) using rewards outside airport - booking showed tax of $12-$15. When renting, they said $3. But invoice came which showed that the $3 was neutralized (wondered it was the money from CC but there is no money taken from CC).
I use Costco biz CC which has primary coverage on rental. If there is no insurance, what are the best options to get coverage? Pay AMEX for rental car insurance coverage - believe that they have something like coverage for 42 consecutive days for $20?
If not, CC insurance will not kick in?
I recently rented one (1st time) using rewards outside airport - booking showed tax of $12-$15. When renting, they said $3. But invoice came which showed that the $3 was neutralized (wondered it was the money from CC but there is no money taken from CC).
I use Costco biz CC which has primary coverage on rental. If there is no insurance, what are the best options to get coverage? Pay AMEX for rental car insurance coverage - believe that they have something like coverage for 42 consecutive days for $20?
Oct 5, 2017, 4:32 pm
#2
Company Representative - AutoSlash and HotelSlash
Join Date: Jun 2006
Location: autoslash.com | hotelslash.com
Posts: 5,666
Even on a reward day booking there is always some small amount of tax. The least expensive place for an award day is at LGA where it will cost you $0.60 per day.
There's an ongoing debate in the forums about what constitutes payment for the rental, and thus what qualifies for CC insurance reimbursement. Rather than get flamed by 20 people I will just say that in our experience, as long as something is charged to the card, you should be fine, but there are differences of opinion about that, so best to check with your card issuer.
Note that you can always add some small add-on to increase the fee, or even return a day late or with half a tank of gas or something if you have an accident to trigger some meaningful payment on the card on file.
There's an ongoing debate in the forums about what constitutes payment for the rental, and thus what qualifies for CC insurance reimbursement. Rather than get flamed by 20 people I will just say that in our experience, as long as something is charged to the card, you should be fine, but there are differences of opinion about that, so best to check with your card issuer.
Note that you can always add some small add-on to increase the fee, or even return a day late or with half a tank of gas or something if you have an accident to trigger some meaningful payment on the card on file.
Last edited by AutoSlash; Oct 5, 2017 at 4:48 pm
Oct 5, 2017, 4:46 pm
#3
Original Poster
Join Date: Jun 2007
Posts: 1,406
Thanks @AutoSlash
Some lower prices are for:
- SiriusXM $8/day
- Loss Damage Waiver $11/day
- returning later than 1hr and before 2hrs would trigger 0.5 day charge - if you anticipate a claim, this might work.
But AMEX $20 insurance might be cheaper
Some lower prices are for:
- SiriusXM $8/day
- Loss Damage Waiver $11/day
- returning later than 1hr and before 2hrs would trigger 0.5 day charge - if you anticipate a claim, this might work.
But AMEX $20 insurance might be cheaper
Oct 5, 2017, 8:05 pm
#4
Join Date: Jul 2006
Location: NYC
Programs: DL PM, Marriott Gold, Hertz PC, National Exec
Posts: 6,736
Even on a reward day booking there is always some small amount of tax. The least expensive place for an award day is at LGA where it will cost you $0.60 per day.
There's an ongoing debate in the forums about what constitutes payment for the rental, and thus what qualifies for CC insurance reimbursement. Rather than get flamed by 20 people I will just say that in our experience, as long as something is charged to the card, you should be fine, but there are differences of opinion about that, so best to check with your card issuer.
Note that you can always add some small add-on to increase the fee, or even return a day late or with half a tank of gas or something if you have an accident to trigger some meaningful payment on the card on file.
There's an ongoing debate in the forums about what constitutes payment for the rental, and thus what qualifies for CC insurance reimbursement. Rather than get flamed by 20 people I will just say that in our experience, as long as something is charged to the card, you should be fine, but there are differences of opinion about that, so best to check with your card issuer.
Note that you can always add some small add-on to increase the fee, or even return a day late or with half a tank of gas or something if you have an accident to trigger some meaningful payment on the card on file.
Oct 5, 2017, 8:44 pm
#5
Join Date: Jan 2002
Location: Los Angeles, California
Programs: IHG Diamond Elite, Hilton Diamond, Hertz President's Circle
Posts: 3,531
Thanks @AutoSlash
Some lower prices are for:
- SiriusXM $8/day
- Loss Damage Waiver $11/day
- returning later than 1hr and before 2hrs would trigger 0.5 day charge - if you anticipate a claim, this might work.
But AMEX $20 insurance might be cheaper
Some lower prices are for:
- SiriusXM $8/day
- Loss Damage Waiver $11/day
- returning later than 1hr and before 2hrs would trigger 0.5 day charge - if you anticipate a claim, this might work.
But AMEX $20 insurance might be cheaper
Oct 6, 2017, 6:16 am
#6
Join Date: Mar 2014
Location: San Francisco
Posts: 1,351