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Old Jun 28, 2014 | 10:59 am
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Paying a speeding fine

Hello folks, I got caught speeding in Stuttgart a couple of months back, 126 in a 120. I got the letter through yesterday asking for the princely sum of €10, which of course I'm willing to pay. The problem is most of the letter is in German and the bit in English doesn't have instructions on how to pay, it does mentioning the case on the transfer but no bank details on the form that I can see.

Anyone know how to pay this from the UK? How do you usually do it in Germany?
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Old Jun 28, 2014 | 11:32 am
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You pay via bank Transfer. Normally you find the account on the letter. If you send me a scan I can Show you where you find it

P.S. 126 in a 120 zone! You are a very very slow driver I was caught in the Neatherlands with 124 in a 120 zone (16 €) and colleagues made fun about me and called me a sneaker

Last edited by offerendum; Jun 28, 2014 at 11:40 am
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Old Jun 28, 2014 | 11:45 am
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Originally Posted by offerendum
You pay via bank Transfer. Normally you find the account on the letter. If you send me a scan I can Show you where you find it

P.S. 126 in a 120 zone! You are a very very slow driver I was caught in the Neatherlands with 124 in a 120 zone (16 €) and colleagues made fun about me and called me a sneaker
Thanks, I will send you a pic in a minute. The funny thing is I was in Stuttgart before Christmas and blasted through a camera far too fast, got flashed but never got a ticket through. The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!
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Old Jun 29, 2014 | 5:27 am
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Originally Posted by Joely
The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!
Indeed
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Old Jun 29, 2014 | 7:34 am
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Bank data (IBAN and BIC) are often placed in the small print at the very bottom of business letters hereabouts, so hae a closer look there.
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Old Jun 29, 2014 | 8:28 am
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Originally Posted by Joely
The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!
It doesn´t stop there I´m afraid
You´ll also have to count in the cost of a bank transfer. A couple of years ago I paid around 32€ to transfer 25€ to cover a speeding ticket.
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Old Jun 29, 2014 | 1:22 pm
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Originally Posted by cph_flyer
It doesn´t stop there I´m afraid
You´ll also have to count in the cost of a bank transfer. A couple of years ago I paid around 32€ to transfer 25€ to cover a speeding ticket.
This was obviously your fault because you did not use the benefits of free bank transfers. Even a few years ago, payments up to 2500 euro were free and today SEPA transfers are free without limit....
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Old Jun 29, 2014 | 3:15 pm
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Originally Posted by Flying Lawyer
This was obviously your fault because you did not use the benefits of free bank transfers. Even a few years ago, payments up to 2500 euro were free and today SEPA transfers are free without limit....
Not necessarily the case when you are paying from outside the Euro zone (and you were responding to someone who is based in Denmark). Most UK banks still charge - mine does.
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Old Jun 29, 2014 | 3:32 pm
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Originally Posted by Aviatrix
Not necessarily the case when you are paying from outside the Euro zone (and you were responding to someone who is based in Denmark). Most UK banks still charge - mine does.
To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.
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Old Jun 30, 2014 | 12:55 am
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Originally Posted by Flying Lawyer
To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.
Where did you get that information? Both of my banks charge 10 Euro for transfers in Euro, and a lot more for transfers in GBP.
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Old Jun 30, 2014 | 4:57 am
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Originally Posted by Flying Lawyer
To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.
That is not true. The only requirement within the Eurozone is that banks may not charge more for cross-country transfers in Euros than they charge for domestic transfers. If domestic transfers are free, then cross-country transfers must be free. If domestic transfers are chargeable then so are cross-country transfers.
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Old Jun 30, 2014 | 11:10 am
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Originally Posted by mfkne
The only requirement within the Eurozone is that banks may not charge more for cross-country transfers in Euros than they charge for domestic transfers.
Note... "within the Eurozone". Which would indicate that this does not apply to payments from other EU countries such as Denmark and the UK.
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Old Jun 30, 2014 | 1:16 pm
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Originally Posted by Aviatrix
Note... "within the Eurozone". Which would indicate that this does not apply to payments from other EU countries such as Denmark and the UK.
No, it is within the SEPA and this includes 28 EU countries plus six further countries, even places like Switzerland and the UK. Relevant aspect is payment in Euro. Fees must not exceed fees for domestic payments....
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Old Jun 30, 2014 | 1:34 pm
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Originally Posted by Flying Lawyer
No, it is within the SEPA and this includes 28 EU countries plus six further countries, even places like Switzerland and the UK. Relevant aspect is payment in Euro. Fees must not exceed fees for domestic payments....
That`s my understanding too. But they may Charge a fee for the conversion into €
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Old Jun 30, 2014 | 4:16 pm
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Originally Posted by offerendum
That`s my understanding too. But they may Charge a fee for the conversion into €
At least transfers from/to HSBC, from/to Barclays and from/to Commerzbank are free of charge to/from Germany and the UK. At least to my humble experience with these three banks.
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