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-   -   Paying a speeding fine (https://www.flyertalk.com/forum/germany/1589719-paying-speeding-fine.html)

Joely Jun 28, 2014 10:59 am

Paying a speeding fine
 
Hello folks, I got caught speeding in Stuttgart a couple of months back, 126 in a 120. I got the letter through yesterday asking for the princely sum of €10, which of course I'm willing to pay. The problem is most of the letter is in German and the bit in English doesn't have instructions on how to pay, it does mentioning the case on the transfer but no bank details on the form that I can see.

Anyone know how to pay this from the UK? How do you usually do it in Germany?

offerendum Jun 28, 2014 11:32 am

You pay via bank Transfer. Normally you find the account on the letter. If you send me a scan I can Show you where you find it

P.S. 126 in a 120 zone! You are a very very slow driver :) I was caught in the Neatherlands with 124 in a 120 zone (16 €) and colleagues made fun about me and called me a sneaker

Joely Jun 28, 2014 11:45 am


Originally Posted by offerendum (Post 23111145)
You pay via bank Transfer. Normally you find the account on the letter. If you send me a scan I can Show you where you find it

P.S. 126 in a 120 zone! You are a very very slow driver :) I was caught in the Neatherlands with 124 in a 120 zone (16 €) and colleagues made fun about me and called me a sneaker

Thanks, I will send you a pic in a minute. The funny thing is I was in Stuttgart before Christmas and blasted through a camera far too fast, got flashed but never got a ticket through. The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!

offerendum Jun 29, 2014 5:27 am


Originally Posted by Joely (Post 23111199)
The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!

Indeed

Kathrin Jun 29, 2014 7:34 am

Bank data (IBAN and BIC) are often placed in the small print at the very bottom of business letters hereabouts, so hae a closer look there.

cph_flyer Jun 29, 2014 8:28 am


Originally Posted by Joely (Post 23111199)
The annoying thing about this is that the rental car company charged me 3 times the fine in admin fees!

It doesn´t stop there I´m afraid ;)
You´ll also have to count in the cost of a bank transfer. A couple of years ago I paid around 32€ to transfer 25€ to cover a speeding ticket.

Flying Lawyer Jun 29, 2014 1:22 pm


Originally Posted by cph_flyer (Post 23114691)
It doesn´t stop there I´m afraid ;)
You´ll also have to count in the cost of a bank transfer. A couple of years ago I paid around 32€ to transfer 25€ to cover a speeding ticket.

This was obviously your fault because you did not use the benefits of free bank transfers. Even a few years ago, payments up to 2500 euro were free and today SEPA transfers are free without limit....

Aviatrix Jun 29, 2014 3:15 pm


Originally Posted by Flying Lawyer (Post 23115856)
This was obviously your fault because you did not use the benefits of free bank transfers. Even a few years ago, payments up to 2500 euro were free and today SEPA transfers are free without limit....

Not necessarily the case when you are paying from outside the Euro zone (and you were responding to someone who is based in Denmark). Most UK banks still charge - mine does.

Flying Lawyer Jun 29, 2014 3:32 pm


Originally Posted by Aviatrix (Post 23116319)
Not necessarily the case when you are paying from outside the Euro zone (and you were responding to someone who is based in Denmark). Most UK banks still charge - mine does.

To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.

Aviatrix Jun 30, 2014 12:55 am


Originally Posted by Flying Lawyer (Post 23116391)
To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.

Where did you get that information? Both of my banks charge 10 Euro for transfers in Euro, and a lot more for transfers in GBP.

mfkne Jun 30, 2014 4:57 am


Originally Posted by Flying Lawyer (Post 23116391)
To my understanding a EUR transfer should be free, a transfer in GBP is still subject to the old fee robbery.

That is not true. The only requirement within the Eurozone is that banks may not charge more for cross-country transfers in Euros than they charge for domestic transfers. If domestic transfers are free, then cross-country transfers must be free. If domestic transfers are chargeable then so are cross-country transfers.

Aviatrix Jun 30, 2014 11:10 am


Originally Posted by mfkne (Post 23118711)
The only requirement within the Eurozone is that banks may not charge more for cross-country transfers in Euros than they charge for domestic transfers.

Note... "within the Eurozone". Which would indicate that this does not apply to payments from other EU countries such as Denmark and the UK.

Flying Lawyer Jun 30, 2014 1:16 pm


Originally Posted by Aviatrix (Post 23120237)
Note... "within the Eurozone". Which would indicate that this does not apply to payments from other EU countries such as Denmark and the UK.

No, it is within the SEPA and this includes 28 EU countries plus six further countries, even places like Switzerland and the UK. Relevant aspect is payment in Euro. Fees must not exceed fees for domestic payments....

offerendum Jun 30, 2014 1:34 pm


Originally Posted by Flying Lawyer (Post 23120966)
No, it is within the SEPA and this includes 28 EU countries plus six further countries, even places like Switzerland and the UK. Relevant aspect is payment in Euro. Fees must not exceed fees for domestic payments....

That`s my understanding too. But they may Charge a fee for the conversion into €

Flying Lawyer Jun 30, 2014 4:16 pm


Originally Posted by offerendum (Post 23121080)
That`s my understanding too. But they may Charge a fee for the conversion into €

At least transfers from/to HSBC, from/to Barclays and from/to Commerzbank are free of charge to/from Germany and the UK. At least to my humble experience with these three banks.

LondonElite Jul 4, 2014 4:46 am

Just to throw a bit of bandit into this...I have a ton of speeding fines in Germany, mostly from rental cars. I don't think I've ever paid a single one. I often get a letter from Sixt telling me that they need to charge me EUR5 to go through their files as the municipality has asked for it, and I call them and tell them I'm not prepared to pay that. I'm on my 12th year as a Platinum renter there, and no municipality ever sends the letter more than once. My licence is completely clean.

oliver2002 Jul 4, 2014 7:40 am

Ah, take a look at this thread then: http://www.flyertalk.com/forum/germa...ng-ticket.html

Expect some local attention of your fine is above 50€.

Regarding the moral issues of paying speeding tickets, read this: http://www.flyertalk.com/forum/germa...light=speeding

The admin fee at Sixt is 18.50€ or lower:


I 3.
The lessee and his vicarious agents shall be liable without limitation for the breaches of any statutory provisions, particularly for traffic and administrative offences, committed by them during the rental period. This also applies to breaches of statutory provisions or other regulations by the lessee committed just as/at the time when the rental period ends, such as e.g. leaving a vehicle in payable parking lots without paying the appropriate charge, leaving the vehicle in no-parking zones or suchlike. The lessee shall indemnify the lessor against any and all penalty and warning fines, fees and other costs, levied by the authorities or other bodies from the lessor because of any such breaches. As compensation for the lessor's administrative costs incurred in handling enquiries put to it by the prosecution authorities or other third parties in order to investigate administrative offences, criminal offences or any nuisance committed during the rental period, the lessor shall receive from the lessee a flat-rate amount of EUR 18.50 (incl. VAT) for each such enquiry, unless the lessee proves that the lessor incurred lower costs and/or loss; the lessor shall be at liberty to assert greater damages or loss.
A lower 10€ fine may not be followed up, more serious violations will most certainly get the police into play.

LondonElite Jul 4, 2014 8:37 am

Paying a speeding fine
 
The last one was about three years ago and no one has come looking for me yet.

Aviatrix Jul 18, 2014 8:13 am

Slightly OT - bank charges
 

Originally Posted by Flying Lawyer (Post 23120966)
No, it is within the SEPA and this includes 28 EU countries plus six further countries, even places like Switzerland and the UK. Relevant aspect is payment in Euro. Fees must not exceed fees for domestic payments....

Sorry to be dragging up this old thread, but...:

Just tried to transfer money into my German bank account from my Natwest current account and they want GBP 10 for the privilege - and that's for paying in Euro. Complained to their live chat person but he insisted those charges are legit.

Does anyone have any authoritative source?

oliver2002 Jul 18, 2014 9:28 am

Well, they are supposed to charge you the same amount they charge for a transfer inside the country. Since bank transfers are free for me inside Germany, transfers to Sweden or GB cost the same.

LondonElite Jul 18, 2014 12:45 pm

Paying a speeding fine
 
I never pay for sepa transfers from my German bank account to the UK.

Flying Lawyer Jul 19, 2014 3:17 am


Originally Posted by Aviatrix (Post 23217820)
Sorry to be dragging up this old thread, but...:

Just tried to transfer money into my German bank account from my Natwest current account and they want GBP 10 for the privilege - and that's for paying in Euro. Complained to their live chat person but he insisted those charges are legit.

Does anyone have any authoritative source?

Did you use IBAN and BIC and did it online? They will and may certainly charge if you do it the old fashioned way. My bank in the UK is HSBC and they do not charge.

Aviatrix Jul 19, 2014 3:26 am


Originally Posted by Flying Lawyer (Post 23221567)
Did you use IBAN and BIC and did it online?

Yes, of course. All set up as a payee in my account.


They will and may certainly charge if you do it the old fashioned way. My bank in the UK is HSBC and they do not charge.
Good to know that HSBC don't charge, but what I need is a link to some document, preferably on a URL ending in .eu.int, which says that banks MUST NOT charge. The online chat person insisted that no such law or regulation exists, and that their charges are perfectly legitimate.

Flying Lawyer Jul 20, 2014 1:10 pm


Originally Posted by Aviatrix (Post 23221584)
Yes, of course. All set up as a payee in my account.



Good to know that HSBC don't charge, but what I need is a link to some document, preferably on a URL ending in .eu.int, which says that banks MUST NOT charge. The online chat person insisted that no such law or regulation exists, and that their charges are perfectly legitimate.

What about using google "sepa UK" for a start. Another method, and I used that method more than once, is to prohibit your bank from simply posting the charge to your account and ask for a letter explaining their alleged entitlement in every detail. That will most likely put an end to it....

Aviatrix Jul 20, 2014 2:01 pm


Originally Posted by Flying Lawyer (Post 23227344)
What about using google "sepa UK" for a start.

I did just that after my chat with Natwest and did not find anything that suggested that banks aren't allowed to charge. That's why I came back here.


Another method, and I used that method more than once, is to prohibit your bank from simply posting the charge to your account and ask for a letter explaining their alleged entitlement in every detail. That will most likely put an end to it....
How can I do this when the charge is clearly shown during the transaction, and I have to agree to a total before I can proceed?

I'm not really all that worried... it's only a tenner, and I only feed my German account once or twice a year, so we're talking tweny pounds a year maximum, not really worth making a fuss about. I'm just intrigued, really - people here are telling me that there should be no charge, but I've not been able to verify this information. It would be nice if it was true, but where is the definitive source?

hospoman Sep 3, 2014 2:15 pm

Anyone have a suggestion on how to pay from the USA besides a bank transfer? I just got the dreaded letter from the flash I experienced in June and my bank wants $70 for an International transfer...I have sent an email to the city that issued the ticket asking if they have other methods to pay besides a bank transfer...ny suggestions would be very welcome

LondonElite Sep 4, 2014 2:49 pm

Ignore it?

FLYGVA Sep 7, 2014 8:36 am


Originally Posted by LondonElite (Post 23475333)
Ignore it?

Certainly nothing I would receommend from a legal point of view.

However, if you have no plans to return to Germany in the near future ....

This aside, if you are in Europe, this might project might be interesting for you http://www.e-codex.eu/pilots/financal-penalties.html

seawolf Sep 9, 2014 7:02 pm

Paying a speeding fine
 
How much is the fine itself? Which car rental company did you go with and did they have your passport information? Like LondonElite, I've also ignored the letter from two summers ago and have been back to Germany half a dozen time since. I believe the stature of limitations runs out in 3-4 years. If you do go back within that time, don't do anything that might put you in a situation involving the police examining your drivers license.

oliver2002 Sep 10, 2014 3:42 am


Originally Posted by hospoman (Post 23469078)
Anyone have a suggestion on how to pay from the USA besides a bank transfer? I just got the dreaded letter from the flash I experienced in June and my bank wants $70 for an International transfer...I have sent an email to the city that issued the ticket asking if they have other methods to pay besides a bank transfer...ny suggestions would be very welcome


Western union offers the option to transfer money directly to a bank account in Germany. You can do it online or at a local grocery store that has the WU sign.

coplatsat Sep 30, 2014 8:35 am

Well I too have become a defendant in the German court system. I received my notification from the rental car company yesterday. I was so good following the traffic regulations through out my whole trip logging over 750 kms in 5 days driving around Germany and to/from Belgium. However, on my last afternoon, while returning the car to the rental return at Frankfurt airport, I was nabbed by a speed camera on the airport spur road at 124 in a 100km. 24km over. I have already paid the rental car fee of 25 euros.

Any opinions on how much the fine will be?

offerendum Sep 30, 2014 12:59 pm

70 Euro + fees (about 30 Euro)

seawolf Sep 30, 2014 1:00 pm


Originally Posted by coplatsat (Post 23603784)
Well I too have become a defendant in the German court system. I received my notification from the rental car company yesterday. I was so good following the traffic regulations through out my whole trip logging over 750 kms in 5 days driving around Germany and to/from Belgium. However, on my last afternoon, while returning the car to the rental return at Frankfurt airport, I was nabbed by a speed camera on the airport spur road at 124 in a 100km. 24km over. I have already paid the rental car fee of 25 euros.

Any opinions on how much the fine will be?

http://www.howtogermany.com/pages/tr...iolations.html

Probably 70/80 EUR.

coplatsat Sep 30, 2014 1:37 pm

Thank you all for the replies at the web site link.

Tanya934 Oct 18, 2014 1:50 pm

we're in a similar situation to the OP, again with Stuttgart city authorities regarding payment of a speeding fine. We have taken the advice of other posts on this thread & went to try & pay via our local Halifax branch, When the teller tried to process the transaction Stuttgart City had failed to provide any bank details except the IBAN number and so were unable to pay the fine. Halifax are going to charge us £19.50 for doing this at the local branch!
I have sent 2 emails to Stuttgart council in both English with a German translation underneath and am currently waiting to see if they will accept a credit card payment via email.
In addition, from what I could translate, they want payment within a week of the date of the letter, yet it wasn't posted until 4 days after the letter was dated!
Any suggestions?

LondonElite Oct 19, 2014 3:28 am


Originally Posted by Tanya934 (Post 23697706)
Stuttgart City had failed to provide any bank details except the IBAN number and so were unable to pay the fine.

That is enough to wire the money.


Any suggestions?
Ignore it and move on.

Aviatrix Oct 19, 2014 9:05 am


Originally Posted by Tanya934 (Post 23697706)
I have sent 2 emails to Stuttgart council in both English with a German translation underneath and am currently waiting to see if they will accept a credit card payment via email.

They wouldn't be allowed to, even if they are set up to accept credit cards. Email is not secure, and card details may not be transmitted by, or accepted from, insecure means.

(Would you write your credit card details on the back of a postcard? Unencrypted emails are about as safe as postcards... )

Tanya934 Oct 19, 2014 1:59 pm


Originally Posted by LondonElite (Post 23699671)
That is enough to wire the money.



Ignore it and move on.

Not the best idea as we plan on renting another car in Germany next year and are concerned we might get collared at the airport. :eek:

From what you have just said, it sound like Halifax don't know what they are doing when trying to process an International money transfer. Hopefully i might have more luck with Natwest. Can you do it via a bank that you don't have an account with?

seawolf Oct 19, 2014 8:09 pm


Originally Posted by Tanya934 (Post 23701712)
Not the best idea as we plan on renting another car in Germany next year and are concerned we might get collared at the airport.

Collared by who?

Car rental company doesn't care. Their responsibility ended when what provided renter details to authorities.

How much is the fine? Border police is not going find anything in SIS II unless it is a serious crime and you have an outstanding arrest warrant.

offerendum Oct 20, 2014 1:05 am


Originally Posted by Tanya934 (Post 23701712)
Not the best idea as we plan on renting another car in Germany next year and are concerned we might get collared at the airport. :eek:

Not for a normal speeding fine.....


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