Cruise insurance question
Jun 25, 2022, 6:44 am
#1
Original Poster
Join Date: Aug 2004
Location: Lawrence, KS
Programs: AA Gold, UA, DL
Posts: 270
Cruise insurance question
I have the Amex plat card of which I have used to pay for our cruises. Booked a non refundable. We already have a yearly worldwide medical evacuation insurance (MedJet). My only concern is about the Covid thing in the event one or both of us would end up coming down with it. We are both vaccinated and boosted. Booked a back to back cruise for next Feb. what kind of insurance do we need? The Celebrity cruise line offers insurance and there are others which are $$$$. Suggestions? Thank you for the help!
Jun 25, 2022, 9:29 am
#2
Join Date: Jul 2021
Posts: 9
Contact Steve and his team at tripinsurancestore.com All their plans cover covid. They also made sure I knew what to cover and what not to. Example: you dont need to cover a hotel that allows you to cancel up until a day or so before you arrive. Also, they have plans that allow you to add expenses as you go vs having to determine all your non refundable expenses up front - love this type of plan. Then, they also have the pre-existing and CFAR )cancel for any reason) you can opt in for.
I also add trip interruption for any reason. Our Amex cards only cover "specific" reasons. I like the choice of whatever I choice, Im covered. Its only at 75% but thats better than nothing and only cost me $5 per policy.
Hope that helps,
I also add trip interruption for any reason. Our Amex cards only cover "specific" reasons. I like the choice of whatever I choice, Im covered. Its only at 75% but thats better than nothing and only cost me $5 per policy.
Hope that helps,
Jun 26, 2022, 12:17 am
#3
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,144
Contact Steve and his team at tripinsurancestore.com All their plans cover covid. They also made sure I knew what to cover and what not to. Example: you dont need to cover a hotel that allows you to cancel up until a day or so before you arrive. Also, they have plans that allow you to add expenses as you go vs having to determine all your non refundable expenses up front - love this type of plan. Then, they also have the pre-existing and CFAR )cancel for any reason) you can opt in for.
I also add trip interruption for any reason. Our Amex cards only cover "specific" reasons. I like the choice of whatever I choice, Im covered. Its only at 75% but thats better than nothing and only cost me $5 per policy.
Hope that helps,
I also add trip interruption for any reason. Our Amex cards only cover "specific" reasons. I like the choice of whatever I choice, Im covered. Its only at 75% but thats better than nothing and only cost me $5 per policy.
Hope that helps,
Jun 26, 2022, 1:23 am
#5
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,144
Jun 28, 2022, 6:41 am
#7
Join Date: Feb 2010
Location: JFK LGA PBI BOI
Posts: 910
I've used tripinsurancestore.com for my cruises, and not just the website (basic research) their staff is great. NY State CFAR is not allowed to be sold but other than that have been satisfied. Paid a small claim for use of the ship's medical services with no issues. I take trip insurance as the primary for medical since my insurance out of network coverage is terrible.