How good is the Travelocity credit card? [Originally Mastercard, now Amex]
#106
Join Date: Aug 2008
Location: TYS
Programs: DL
Posts: 73
Balance Transfer Question
I am considering applying for this card and have a question regarding balance transfers. I would like to take advantage of the opportunity to receive bonus points for $5,000 in balance transfers. My specific question is this: Am I able to transfer the balances of ONLY the other credit cards I have? Or, is it possible to transfer the balances off my sister's credit cards as well? I ask b/c I only have ~$1,000 currently on one of other cards and according to the terms & conditions, you only have 30 days to take advantage of this bonus.
#107
Join Date: Jan 2008
Location: SFO/SJC, CA
Posts: 630
I am considering applying for this card and have a question regarding balance transfers. I would like to take advantage of the opportunity to receive bonus points for $5,000 in balance transfers. My specific question is this: Am I able to transfer the balances of ONLY the other credit cards I have? Or, is it possible to transfer the balances off my sister's credit cards as well? I ask b/c I only have ~$1,000 currently on one of other cards and according to the terms & conditions, you only have 30 days to take advantage of this bonus.
2. Even you only have $1,000 balance, I beleive you can overpay and transfer $5,000.
#108
Join Date: Feb 2005
Location: Atlanta, Ga
Programs: DL DM 2MM, AA LTP, Hyatt Globalist, FB Plat
Posts: 826
If you have a 1000 flight, you should only use $800 (40,000 points) and pay the remaining $200, because the last $200 would cost you 15,000 points a 2.66% return on the last $200 and 3.64% overall. Still not bad.
#109
Join Date: Dec 2001
Location: NYC
Programs: AA LT PLT, SPG Gold
Posts: 2,564
Yes that is correct, but to get a full 4%, you need to cash in at $400 increments.
If you have a 1000 flight, you should only use $800 (40,000 points) and pay the remaining $200, because the last $200 would cost you 15,000 points a 2.66% return on the last $200 and 3.64% overall. Still not bad.
If you have a 1000 flight, you should only use $800 (40,000 points) and pay the remaining $200, because the last $200 would cost you 15,000 points a 2.66% return on the last $200 and 3.64% overall. Still not bad.
#110
Join Date: Dec 2009
Location: Knoxville
Posts: 280
Correct.
#111
Join Date: Feb 2005
Location: Atlanta, Ga
Programs: DL DM 2MM, AA LTP, Hyatt Globalist, FB Plat
Posts: 826
The easiest course would be to enforce the card Terms & Conditions as written. The terms cap redemptions at 20,000 points, $400. There's no provision for stacking multiples of 20,000 to buy more expensive trips. Stacking seems to be a remnant of an older Travelocity program.
I hope not but I would think they would do this first.
You can select a rack rate room on travelocity and the hotel knows your room is a rack rate. This is why I think you can get hotel points.
#112
Join Date: Dec 2001
Location: NYC
Programs: AA LT PLT, SPG Gold
Posts: 2,564
Thanks again. I think I'll give the Travelocity Visa a shot. I'll continue to use my SPG Amex for premium cabin international rewards, but the Visa looks like a great option for hotels and domestic airfare. I just hope they don't change the terms shortly after I sign up. lol
#113
Join Date: Sep 2007
Location: Sacramento
Programs: UA, AA, Delta
Posts: 177
I think it largely depends on the type of booking. If you merely make a reservation through Travelocity, points will often still be awarded because they are functioning as a travel agent. However, if you purchase a prepaid stay Travelocity is functioning as a consolidator and points typically are not awarded.
do you mean that hotel reservations booked through Travelocity earns hotel points but hotel stays paid for by Travelocity rewards points doesn't?
If you can get frequent flyer miles/hotel loyalty points for flights/hotels that you booked with your Travelocity rewards points as well, that would make this card sick!
#114
Join Date: Dec 2009
Location: Knoxville
Posts: 280
do you mean that hotel reservations booked through Travelocity earns hotel points but hotel stays paid for by Travelocity rewards points doesn't?
If you can get frequent flyer miles/hotel loyalty points for flights/hotels that you booked with your Travelocity rewards points as well, that would make this card sick!
If you can get frequent flyer miles/hotel loyalty points for flights/hotels that you booked with your Travelocity rewards points as well, that would make this card sick!
#115
Join Date: Jul 2009
Posts: 344
do you mean that hotel reservations booked through Travelocity earns hotel points but hotel stays paid for by Travelocity rewards points doesn't?
If you can get frequent flyer miles/hotel loyalty points for flights/hotels that you booked with your Travelocity rewards points as well, that would make this card sick!
If you can get frequent flyer miles/hotel loyalty points for flights/hotels that you booked with your Travelocity rewards points as well, that would make this card sick!
#116
Join Date: Sep 2007
Location: Sacramento
Programs: UA, AA, Delta
Posts: 177
#117
Join Date: Sep 2007
Location: Sacramento
Programs: UA, AA, Delta
Posts: 177
Anybody thought of paying their taxes with this card? You pay a convenience fee of 1.95%, but with rewards of 4% you still come out 2% ahead.
"Simply use your MasterCard® card to pay your taxes at payUSAtax and you’ll enjoy a reduced convenience fee of 1.95%."
http://www.mastercard.com/us/persona...nts/index.html
"Simply use your MasterCard® card to pay your taxes at payUSAtax and you’ll enjoy a reduced convenience fee of 1.95%."
http://www.mastercard.com/us/persona...nts/index.html
#118
Join Date: Feb 2005
Location: Atlanta, Ga
Programs: DL DM 2MM, AA LTP, Hyatt Globalist, FB Plat
Posts: 826
I think it largely depends on the type of booking. If you merely make a reservation through Travelocity, points will often still be awarded because they are functioning as a travel agent. However, if you purchase a prepaid stay Travelocity is functioning as a consolidator and points typically are not awarded.
#119
Join Date: Jan 2003
Location: NYC
Posts: 8,498
I am going with mia on this one. For the most part Travelocity is nothing like Priceline and Hotels.com. It is a travel agency. Book a rack rate and I feel sure you will get your upgrades and points. I never had a problem getting points when I booked through Centurion travel. Don't you get points when booking through your corporate travel agency?
Will this earn 4% or 8% rewards if booked through Travelocity using the card:
- Prepaid "Goodbuy" hotels and flight+hotel packages: 8% (because Travelocity charges your card)
- Postpaid hotel reservations: 4% (because the hotel--not Travelocity--charges your card)
- Plane tickets: 8% (because Travelocity charges your card)
Can I use points from this card to pay for:
- Prepaid "Goodbuy" hotels and flight+hotel packages: yes (because Travelocity charges your card)
- Postpaid hotel reservations: no (because the hotel--not Travelocity--charges your card, so there are no Travelocity charges to offset with points)
- Plane tickets: yes (because Travelocity charges your card)
Will I get other frequent traveler benefits (points, upgrades, etc.) for travel booked through Travelocity (whether or not points were used to offset the charges):
- Hotel points and upgrades for prepaid "Goodbuy" hotels and the hotel portion of flight+hotel packages: probably not (because it's considered a special voucher rate
- Hotel points and upgrades for postpaid hotel reservations: probably yes (I would think it would be considered like any other travel agency booking)
- Airline miles for regular plane tickets: almost certainly yes (just like any other regularly priced ticket)
- Airline miles for flight portion of flight+hotel packages: maybe (I think these are sometimes booked in classes that don't earn miles, but they probably usually end up earning miles in practice)
All of this is based on how I generally understand things to work. I don't have the card, however, and have never tried to collect hotel points for any hotel reservation (prepaid or postpaid) made on Travelocity, so I have no personal experience. If I'm wrong about any of the above, I'm sure someone will correct me.
#120
Join Date: Jul 2005
Location: IND
Programs: Marriott Platinum, SWA CP
Posts: 577
My understanding is that from and after February 22 payments are supposed to be applied to the highest rate balance first (whereas before payments were applied to the lowest rate balance first, so you had to pay off the whole 0% APR BT before you could pay off your 20% APR purchases). How that will work in practice, however, I'm not sure. It's not clear to me how grace periods will be affected, for example.