Cards I Carry and Advice Please!
May 2, 2009 | 6:59 pm
#1
Original Poster
Join Date: Jul 2006
Posts: 160
Cards I Carry and Advice Please!
I am hoping that I can get some advice on my credit card optimization and I hope to receive some suggestions for a new card.
A little about myself first... I am in my mid-20s and use Fidelity to manage all my assets (brokerage account, Roth IRA, and a mySmart Cash Account). I currently carry:
-AMEX Platinum
-Visa Worldperks
-Fidelity Visa Debit Card
I am really enjoying the AMEX Platinum card, and I put roughly 75% of all my purchases on it. As many of you know, the Visa Worldperks card is getting replaced by a generic US Bank travel card-- one in which I will not activate. I plan on using the AMEX Platinum for a majority of my purchases, but want to replace my Visa Worldperks card with another VISA branded card. I want something kind of fun, a card I would probably just be putting $500 on per month. I few "fun" suggestions I had in mind are the Starbucks Duetto Visa or the Target Visa.
Any thoughts/suggestions?
Thanks in advance...
A little about myself first... I am in my mid-20s and use Fidelity to manage all my assets (brokerage account, Roth IRA, and a mySmart Cash Account). I currently carry:
-AMEX Platinum
-Visa Worldperks
-Fidelity Visa Debit Card
I am really enjoying the AMEX Platinum card, and I put roughly 75% of all my purchases on it. As many of you know, the Visa Worldperks card is getting replaced by a generic US Bank travel card-- one in which I will not activate. I plan on using the AMEX Platinum for a majority of my purchases, but want to replace my Visa Worldperks card with another VISA branded card. I want something kind of fun, a card I would probably just be putting $500 on per month. I few "fun" suggestions I had in mind are the Starbucks Duetto Visa or the Target Visa.
Any thoughts/suggestions?
Thanks in advance...
May 2, 2009 | 8:11 pm
#2
Original Member
Join Date: May 1998
Location: Tampa, FL
Programs: AAMM & PLT; UA Gold, DL Silver, Marriott LT Titanium Elite, Hilton Diamond, Hertz #1 Gold Club
Posts: 1,592
What benefits do you get/utilize from the Amex Plat other than flash value? Rather than the FIDO debit card, you may want to look into their cash back card.
May 2, 2009 | 9:02 pm
#3
Join Date: Jul 2001
Location: DTW
Programs: Dirt Status w/ All
Posts: 5,049
Look for a cash back MC or Visa that will pay up to 3% in some categories. I like my Chase Professional MC - 3% restaurants, office supply and gas, 1% everywhere else. At only $500 a month you won't be racking up major points, so a card that will give you $50 back every once and awhile would be good. Chase also allows you to redeem points for gift cards at 1 cent per point I think.
May 2, 2009 | 9:47 pm
#4
Join Date: Mar 2005
Location: MSY
Programs: AA Plat Pro, UA Plat, VS Silver, Marriott Titanium, Hyatt Explorist
Posts: 2,546
Citi forward?
Cool design, no fee, 5x thank you points for purchases at restaurants, movie theaters, bookstores, music stores, amazon.com. 1x points elsewhere.
thank you points easily redeemable at 1 per point for gift cards or student loan payment checks.
Cool design, no fee, 5x thank you points for purchases at restaurants, movie theaters, bookstores, music stores, amazon.com. 1x points elsewhere.
thank you points easily redeemable at 1 per point for gift cards or student loan payment checks.
May 3, 2009 | 10:56 am
#6
FlyerTalk Evangelist
Join Date: Aug 2001
Programs: DL GM, AA Gold, Hilton Diamond, Bonvoy Plat
Posts: 12,171
How about following the advice you got two weeks ago?
http://www.flyertalk.com/forum/other...erks-visa.html
http://www.flyertalk.com/forum/other...erks-visa.html