Cant meet the minimum $750 spend
Aug 7, 2008 | 6:41 pm
#1
Original Poster
Join Date: Jan 2008
Posts: 263
Cant meet the minimum $750 spend
I have a few citi cards but am finding it hard to spend $750 on each. I live very frugally so just dont have more than a few hundred dollars of expenses a month. What do you suggest? Does a cash advance count ? I thought about paying myself through paypal, but that can get your account closed since it violates their terms. The presidential coin one would have been good, but looks like it is finished.
Aug 7, 2008 | 6:50 pm
#2
Original Poster
Join Date: Jan 2008
Posts: 263
I just remember I can pay my real estate taxes with credit card. I went to:
https://www.officialpayments.com
and for $750 the fee is just $18.75 .
Now can I split up my bill with multiple credit card payments? Also can I use a credit card from another person ( not my name on it )?
https://www.officialpayments.com
and for $750 the fee is just $18.75 .
Now can I split up my bill with multiple credit card payments? Also can I use a credit card from another person ( not my name on it )?
Aug 7, 2008 | 6:53 pm
#3
Join Date: Apr 2006
Location: CMH
Posts: 891
One of the things that I've done is by using my credit card when going out to eat with friends who pay cash. I collect their cash and put the charge on my card. Citi gives you 4 months to meet the $750 -- so this might work if you frequently go out with friends .
Aug 7, 2008 | 6:56 pm
#4
Join Date: May 2008
Location: BOS, PVD
Programs: United Mileage Plus (Premier Exec)
Posts: 219
Agreed. Find people you trust, pay their bills and have them write you a check. I paid for my parents cruise with my mileage card and they wrote me a check.
Aug 7, 2008 | 8:46 pm
#5
Join Date: Sep 2005
Location: Modesto, CA (90 miles from any real airport)
Programs: SPG Plat (3.2MM LT), Hilton Gold, AA LT Plat (3.2MM), Hertz 5*, US Mint MVP
Posts: 638
Use a $250 card that only yields 20k in miles. So even slower spending will yield 60k in miles for that same $750. The $250 apps still exist (expired albeit). Do a search as I am sure they are publically posted here. Just got my latest $250 app card. I will confirm they post the 20k after $250 or if they revert to $750 cards since the apps used had expired. Historically even though the apps are expired the offer remains the same.
Jim
Jim
Aug 7, 2008 | 9:08 pm
#6
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 30,343
I just remember I can pay my real estate taxes with credit card. I went to:
https://www.officialpayments.com
and for $750 the fee is just $18.75 .
Now can I split up my bill with multiple credit card payments? Also can I use a credit card from another person ( not my name on it )?
https://www.officialpayments.com
and for $750 the fee is just $18.75 .
Now can I split up my bill with multiple credit card payments? Also can I use a credit card from another person ( not my name on it )?
Check if your car insurance can be paid by credit card. State Farm now let you pay the premiums online for all their insurance policies.
Aug 7, 2008 | 10:11 pm
#8
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
If your phone company accepts credit cards, prepay a month or two in advance. Same with any other standard bill that you receive.
Also, in the future, only get a new credit card once you are near the $750 spending on the "old" card.
Also, in the future, only get a new credit card once you are near the $750 spending on the "old" card.
Aug 7, 2008 | 10:22 pm
#9
Original Poster
Join Date: Jan 2008
Posts: 263
Aug 7, 2008 | 10:24 pm
#10
Original Poster
Join Date: Jan 2008
Posts: 263
Use a $250 card that only yields 20k in miles. So even slower spending will yield 60k in miles for that same $750. The $250 apps still exist (expired albeit). Do a search as I am sure they are publically posted here. Just got my latest $250 app card. I will confirm they post the 20k after $250 or if they revert to $750 cards since the apps used had expired. Historically even though the apps are expired the offer remains the same.
Jim
Jim
Aug 7, 2008 | 10:42 pm
#11
Original Poster
Join Date: Jan 2008
Posts: 263
Aug 8, 2008 | 5:16 am
#12
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 26,113
The idea behind taking less miles for less spend is that if that allows you to apply twice as often (say, once a month instead of once every two months), then you'll earn more miles per month (even if less per card) because you'll be able to complete the qualified spend on the cards more often. (Or because you actually want a Visa sometimes, say because of tie-in's to some hotel's Visa-requiring promos.)
Aug 8, 2008 | 7:48 am
#13
FlyerTalk Evangelist
Join Date: Jun 2008
Location: Rural TN (but WAS native)
Programs: National Executive Elite, none of the others matter
Posts: 23,831
Why not go to the grocery store / drug store and buy gift cards for businesses you frequent? I have a credit card that gives double rebates at grocery stores / drugstores, so that's where I buy hotel cards, airline cards, home improvement cards, etc . . .
Aug 8, 2008 | 10:28 am
#14
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
, they even have a promotion running now that gives you an extra 1000 points per $100 spent (you must sign up first).
Aug 8, 2008 | 11:49 am
#15
Original Poster
Join Date: Jan 2008
Posts: 263
My guess is you will get burned in the long run if you make a habit of this. People forget to pay you or worse, can't afford to pay you. I think I will try the AMEX gift card suggestion and do the property tax one for now.