Need card recommendation
#1
Original Poster
Join Date: Dec 2006
Posts: 287
Need card recommendation
My girlfriend just got a new job where she'll be driving all over the state. So obviously we need to get her a good gas card. She doesn't currently have any rewards cards, so we're going to take this opportunity to get her set up with the right cards for all her spending. The other main expenses she has are grocery stores and dining. The hotels, unfortunately, will go on a corporate card.
If she goes with a program card, she belongs to Hilton, Marriott, and United.
So, any of those 3, or cash back, or TY points would work.
We'd like to do it all with one card, but I'm leaning towards the Citi Driver's Edge. That card isn't elgible for fixed pt flights(unless I read wrong), so I'm thinking she could add the Professional card which would take care of the dining and also make her elgible for fixed pt redemptions.
Anyone have a better idea?
If she goes with a program card, she belongs to Hilton, Marriott, and United.
So, any of those 3, or cash back, or TY points would work.
We'd like to do it all with one card, but I'm leaning towards the Citi Driver's Edge. That card isn't elgible for fixed pt flights(unless I read wrong), so I'm thinking she could add the Professional card which would take care of the dining and also make her elgible for fixed pt redemptions.
Anyone have a better idea?
#3
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,863
Can you estimate how much annual spending will be, how long it will take to be reimbursed and annual mileage? Does she have or want Hilton status?
#6
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,863
#7
Original Poster
Join Date: Dec 2006
Posts: 287
She has a MC with no rewards from WaMu that she'll use as a backup. She's working her way back from bad credit, which is why she had no rewards cards before (mostly used debit card). She got approved instantly for the Hilton Amex so that's good news. Once we see what her spending pattern is like, we'll figure out what the best secondary card is. At this point I'm thinking Chase Freedom since we don't know where here non-Amex spending will be concentrated.
#8




Join Date: Mar 2006
Location: DEN
Posts: 814
#9




Join Date: Jul 2001
Location: DTW
Programs: Dirt Status w/ All
Posts: 5,049
The Citi Platinum Amex is one of the best offers out there right now. Five thank you points for gas/grocery/drug and three on everything else for the first 24 months. Annual fee is waived for first year, $99 after. If you redeem the points for flights, you can pretty easily get 1.5 cents of value per point. 15K points bonus on signup too.
She would still need a second card for coverage where Amex is not accepted.
She would still need a second card for coverage where Amex is not accepted.

