New Visa Card
Oct 19, 2007 | 2:46 pm
#1
Original Poster
Join Date: Oct 2007
Location: Miami
Programs: Hilton Diamond, AA Lifetime Gold
Posts: 420
New Visa Card
I am looking for some information on the best visa card I can use for earning either points or miles. I currently have an amex platinum with a ton of MR points, along with many in AA, CO and DL as well. I also have points with Starwood as well. I am looking for the best rewards card I can find with a visa logo. Any suggestions?
Oct 19, 2007 | 3:08 pm
#2
Join Date: Mar 2005
Location: AUS
Programs: SPG Plat, CO Gold, AA Plat, Marriott Silver, HH Gold, Citigroup Chairman
Posts: 331
Marriott or Hilton?
Since you seem to have enough airline stuff, why not get into the hotel cards?
Marriott and Hilton both have Visa cards.. It's really a matter of which chain you prefer.
Marriott and Hilton both have Visa cards.. It's really a matter of which chain you prefer.
Last edited by jayzee9; Oct 19, 2007 at 5:22 pm
Oct 19, 2007 | 7:35 pm
#4
Join Date: May 2007
Location: HSV,BNA,AMS,ICN
Programs: KE Morning Calm, FB Gold, Hilton Dia, Marriott Plat, IHG Plat, Radisson VIP, Hyatt Disc
Posts: 24
I am looking for some information on the best visa card I can use for earning either points or miles. I currently have an amex platinum with a ton of MR points, along with many in AA, CO and DL as well. I also have points with Starwood as well. I am looking for the best rewards card I can find with a visa logo. Any suggestions?
Nordstrom Visa Signature - if you shop at Nordstrom
try to find along the Visa Signature lines..
www.visasignature.com - look for a visa signature card that fits your need
Oct 25, 2007 | 1:52 pm
#7
Join Date: Mar 2007
Programs: DL Plat, AA Plat, HH Diamond, Marriott Gold, SPG Gold, AMEX Plat, Merrill+, Citi AMEX Chairman
Posts: 463
The top cards in my opinion are:
Merrill+ ...Great benefits, unlimited points, however rewards are not that flexible. I have this card for the benefits
Fidelity Visa Signature - unlimited 1.5% cash back.
Chase Marriott Rewards Premier Visa Signature - 1 free night plus 15 nights toward Marriott status, but it has an annual fee. I have this card for the nights toward status.
Chase Freedom Visa Signature - 3% cash or points on your highest spending categories.
Citi HHonors Visa Signature - 6 pts per $ at Hilton...an awesome reward rate
Merrill+ ...Great benefits, unlimited points, however rewards are not that flexible. I have this card for the benefits
Fidelity Visa Signature - unlimited 1.5% cash back.
Chase Marriott Rewards Premier Visa Signature - 1 free night plus 15 nights toward Marriott status, but it has an annual fee. I have this card for the nights toward status.
Chase Freedom Visa Signature - 3% cash or points on your highest spending categories.
Citi HHonors Visa Signature - 6 pts per $ at Hilton...an awesome reward rate
Oct 25, 2007 | 2:23 pm
#8
Join Date: Aug 2005
Location: CLT
Posts: 513
Downside to Signature
Note that one downside to the Signature card is that since it's a "no preset spending limit card", many banks that issue it do not report the credit limit to the CRAs, which can negatively impact your credit utilization, which in turn can affect your credit score. Much discussion on this topic at cardratings.com, fatwallet.com and creditboards.com
http://www.bankrate.com/brm/news/cc/20060331a1.asp
http://www.bankrate.com/brm/news/cc/20060331a1.asp
Oct 25, 2007 | 2:46 pm
#9
Join Date: Mar 2007
Programs: DL Plat, AA Plat, HH Diamond, Marriott Gold, SPG Gold, AMEX Plat, Merrill+, Citi AMEX Chairman
Posts: 463
Note that one downside to the Signature card is that since it's a "no preset spending limit card", many banks that issue it do not report the credit limit to the CRAs, which can negatively impact your credit utilization, which in turn can affect your credit score. Much discussion on this topic at cardratings.com, fatwallet.com and creditboards.com
http://www.bankrate.com/brm/news/cc/20060331a1.asp
http://www.bankrate.com/brm/news/cc/20060331a1.asp
Note that Merrill+ is not a Visa Signature.
Oct 26, 2007 | 6:46 am
#10
Original Poster
Join Date: Oct 2007
Location: Miami
Programs: Hilton Diamond, AA Lifetime Gold
Posts: 420
I found out that AAdvantage has a platinum or gold card with the visa logo. It's an identical card to that of their MC. 20,000 bonus points offered to sign up.
Here is the link:
http://citi.bridgetrack.com/usc/06/m...AAA399928490FD FBF4EEEAC5C2D6D5C3FE5&BT_TRF=489034&ProspectID=15C BF07B89C84C81BD7F6683EC72D9F8
Here is the link:
http://citi.bridgetrack.com/usc/06/m...AAA399928490FD FBF4EEEAC5C2D6D5C3FE5&BT_TRF=489034&ProspectID=15C BF07B89C84C81BD7F6683EC72D9F8
Oct 30, 2007 | 7:33 am
#12
Original Poster
Join Date: Oct 2007
Location: Miami
Programs: Hilton Diamond, AA Lifetime Gold
Posts: 420
I'm not sure why. It's in the fine print.
American Airlines AAdvantage miles will appear as a bonus in your AAdvantage account 8-10 weeks after purchases totaling $250 or more post to your account. This offer is only valid for new Citi/ AAdvantage accounts applied for by December 31, 2007 through this offer, and excludes any other Citi / AAdvantage credit cards offered.