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New Visa Card
I am looking for some information on the best visa card I can use for earning either points or miles. I currently have an amex platinum with a ton of MR points, along with many in AA, CO and DL as well. I also have points with Starwood as well. I am looking for the best rewards card I can find with a visa logo. Any suggestions?
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Marriott or Hilton?
Since you seem to have enough airline stuff, why not get into the hotel cards?
Marriott and Hilton both have Visa cards.. It's really a matter of which chain you prefer. |
Originally Posted by jayzee9
(Post 8588799)
Marriott and Visa both have Visa cards.. It's really a matter of which chain you prefer.
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Originally Posted by trach500
(Post 8588674)
I am looking for some information on the best visa card I can use for earning either points or miles. I currently have an amex platinum with a ton of MR points, along with many in AA, CO and DL as well. I also have points with Starwood as well. I am looking for the best rewards card I can find with a visa logo. Any suggestions?
Nordstrom Visa Signature - if you shop at Nordstrom try to find along the Visa Signature lines.. www.visasignature.com - look for a visa signature card that fits your need |
There are lots of Visa card offers in the Credit Card section of my website below, many with mega up front bonuses. Take an hour or two to study what I have listed.
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I think Chase freedom of VISA and Citi MTVU VISA cards are both good cards.
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The top cards in my opinion are:
Merrill+ ...Great benefits, unlimited points, however rewards are not that flexible. I have this card for the benefits Fidelity Visa Signature - unlimited 1.5% cash back. Chase Marriott Rewards Premier Visa Signature - 1 free night plus 15 nights toward Marriott status, but it has an annual fee. I have this card for the nights toward status. Chase Freedom Visa Signature - 3% cash or points on your highest spending categories. Citi HHonors Visa Signature - 6 pts per $ at Hilton...an awesome reward rate |
Downside to Signature
Note that one downside to the Signature card is that since it's a "no preset spending limit card", many banks that issue it do not report the credit limit to the CRAs, which can negatively impact your credit utilization, which in turn can affect your credit score. Much discussion on this topic at cardratings.com, fatwallet.com and creditboards.com
http://www.bankrate.com/brm/news/cc/20060331a1.asp |
Originally Posted by jchock1
(Post 8620100)
Note that one downside to the Signature card is that since it's a "no preset spending limit card", many banks that issue it do not report the credit limit to the CRAs, which can negatively impact your credit utilization, which in turn can affect your credit score. Much discussion on this topic at cardratings.com, fatwallet.com and creditboards.com
http://www.bankrate.com/brm/news/cc/20060331a1.asp Note that Merrill+ is not a Visa Signature. |
Originally Posted by awake
(Post 8620238)
Agreed
Note that Merrill+ is not a Visa Signature. Here is the link: http://citi.bridgetrack.com/usc/06/m...AAA399928490FD FBF4EEEAC5C2D6D5C3FE5&BT_TRF=489034&ProspectID=15C BF07B89C84C81BD7F6683EC72D9F8 |
I have the AA Visa, but had to fight for the sign up bonus miles
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Originally Posted by pwdump
(Post 8642248)
I have the AA Visa, but had to fight for the sign up bonus miles
I'm not sure why. It's in the fine print. American Airlines AAdvantageŽ miles will appear as a bonus in your AAdvantageŽ account 8-10 weeks after purchases totaling $250 or more post to your account. This offer is only valid for new CitiŽ/ AAdvantageŽ accounts applied for by December 31, 2007 through this offer, and excludes any other CitiŽ / AAdvantageŽ credit cards offered. |
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